Life Insurance Corporation of In's Q4 FY 2025-26 Quarterly Results

Result Summary

• Life Insurance Corporation of India reported a 18.2% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 14.7%.
• Its expenses for the quarter were up by 19.2% QoQ and 19.0% YoY.
• The net profit increased 81.2% QoQ and increased 23.2% YoY.
• The earnings per share (EPS) of Life Insurance Corporation of India stood at 37.1 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

The Life Insurance Corporation of India (LIC) is a prominent player in the insurance sector, primarily focusing on providing life insurance products. As a government-owned entity, LIC plays a significant role in India's financial sector, offering a wide range of products including life insurance policies, investment management, and other related services. The company has a longstanding presence in the industry, known for its extensive reach and significant market share in life insurance. Recent developments in the insurance industry, such as regulatory changes and digital transformation initiatives, are likely to impact LIC, although specifics on these developments are not available in the data provided.

Revenue

For the fourth quarter of fiscal year 2026 (Q4FY26), Life Insurance Corporation of India reported a total income of ₹279,909.41 crores. This marks a substantial increase of 18.2% quarter-over-quarter (QoQ) from ₹236,776.30 crores in the third quarter of fiscal year 2026 (Q3FY26). Year-over-year (YoY), the revenue reflects a growth of 14.7% from ₹244,088.33 crores in the fourth quarter of fiscal year 2025 (Q4FY25). This growth in revenue, both QoQ and YoY, underscores the company's ability to generate increased income over the periods analyzed.

Profitability

The Profit Before Tax (PBT) for Q4FY26 is ₹15,356.15 crores, representing a modest QoQ increase of 3.6% from Q3FY26, where the PBT was ₹14,829.20 crores. However, there is a significant YoY decline of 32.9% from Q4FY25, where the PBT stood at ₹22,901.75 crores. Despite this decline, the Profit After Tax (PAT) for Q4FY26 rose to ₹23,468.47 crores, an increase of 81.2% QoQ and 23.2% YoY. The tax component for Q4FY26 was recorded at a negative value of ₹-9,079.16 crores, showing a significant shift from positive tax amounts in the previous quarters, notably impacting the after-tax profitability.

Operating Metrics

Earnings Per Share (EPS) for Q4FY26 was reported at ₹37.10, reflecting an 81.5% QoQ increase from an EPS of ₹20.44 in Q3FY26. Compared to Q4FY25, where the EPS was ₹30.10, there is a YoY increase of 23.3%. The increase in EPS aligns with the rise in the Profit After Tax figures, suggesting enhanced earnings for shareholders over the observed periods. Total expenses for Q4FY26 amounted to ₹265,021.93 crores, a rise of 19.2% QoQ from ₹222,279.92 crores in Q3FY26, and 19.0% YoY from ₹222,621.76 crores in Q4FY25, highlighting an increase in operational costs concurrent with revenue growth.