Debt Mutual Funds

Debt Mutual Funds invest primarily in fixed-income securities such as government bonds, corporate bo

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List of Debt Funds
SBI Liquid Fund
77,480.908
4466.86
6.46 %
6.87 %
6.36 %
Moderate
HDFC Liquid Fund
66,295.174
5611.01
6.47 %
6.89 %
6.37 %
Low to Moderate
Aditya Birla Sun Life Liquid Fund
61,166.545
461.82
6.55 %
6.97 %
6.46 %
Moderate
ICICI Prudential Liquid Fund
55,340.446
422.83
6.45 %
6.91 %
6.38 %
Low to Moderate
Axis Liquid Fund
53,470.173
3180.52
6.56 %
6.97 %
6.45 %
Low to Moderate
Kotak Liquid Fund
42,047.284
5773.38
6.47 %
6.91 %
6.39 %
Moderate
Nippon India Liquid Fund
40,489.552
6997.94
6.53 %
6.95 %
6.42 %
Moderate
Tata Money Market Fund
31,689.59
5235.96
6.55 %
7.47 %
6.88 %
Moderate
ICICI Prudential Money Market Fund
31,009.568
417.48
6.44 %
7.33 %
6.72 %
Low to Moderate
HDFC Corporate Bond Fund
29,478.918
35.03
3.10 %
6.76 %
6.10 %
Moderate
ICICI Prudential Corporate Bond Fund
28,384.904
33.41
4.48 %
7.13 %
6.63 %
Moderate
Tata Liquid Fund
28,037.425
4510.77
6.48 %
6.93 %
6.40 %
Moderate
SBI Money Market Fund
27,850.339
48.27
6.32 %
7.27 %
6.68 %
Moderate
HDFC Money Market Fund
27,624.258
6337.44
6.46 %
7.34 %
6.74 %
Moderate
Kotak Money Market Fund
27,512.536
4928.37
6.49 %
7.34 %
6.74 %
Moderate
UTI Liquid Fund
27,453.226
468.62
6.52 %
6.93 %
6.42 %
Moderate
Aditya Birla Sun Life Money Market Fund
26,943.194
407.60
6.47 %
7.37 %
6.78 %
Moderate
SBI Overnight Fund
25,553.008
4504.47
5.22 %
5.99 %
5.72 %
Low
DSP Liquid Fund
24,725.507
4088.08
6.53 %
6.95 %
6.41 %
Low to Moderate
HSBC Liquid Fund
23,038.429
2847.18
6.46 %
6.92 %
6.40 %
Low to Moderate
Aditya Birla Sun Life Corporate Bond Fund
22,721.595
121.22
3.40 %
6.89 %
6.23 %
Moderate
Invesco India Liquid Fund
22,395.049
3922.33
6.48 %
6.91 %
6.38 %
Low to Moderate
SBI Corporate Bond Fund
21,803.129
17.01
4.13 %
7.12 %
6.23 %
Moderate
Nippon India Money Market Fund
19,854.768
4570.36
6.43 %
7.36 %
6.80 %
Moderate
Axis Money Market Fund
19,012.3
1571.26
6.52 %
7.41 %
6.79 %
Moderate
ICICI Prudential Short Term Fund
18,889.784
70.66
5.17 %
7.60 %
7.03 %
Moderate
ICICI Prudential Ultra Short to Short Term Fund
18,781.239
597.24
6.05 %
7.34 %
6.63 %
Low to Moderate
HDFC Ultra Short to Short Term Fund
16,512.858
67.76
5.90 %
7.32 %
6.70 %
Moderate
Aditya Birla Sun Life Ultra Short Term Fund
16,278.902
607.24
6.52 %
7.45 %
6.79 %
Moderate
Bandhan Liquid Fund
16,269.398
3450.29
6.47 %
6.90 %
6.39 %
Low to Moderate
UTI Money Market Fund
16,038.817
3392.75
6.44 %
7.34 %
6.76 %
Moderate
HDFC Ultra Short Term Fund
15,674.639
16.78
6.29 %
7.18 %
6.58 %
Moderate
HDFC Floating Interest Rates Fund
15,658.949
54.92
5.39 %
7.42 %
6.78 %
Moderate
Kotak Ultra Short Term Fund
15,261.292
48.73
6.36 %
7.16 %
6.60 %
Low to Moderate
ICICI Prudential Ultra Short Term Fund
15,236.426
32.58
6.53 %
7.36 %
6.78 %
Moderate
Mirae Asset Liquid Fund
14,887.029
3016.64
6.41 %
6.90 %
6.40 %
Low to Moderate
Kotak Corporate Bond Fund
14,791.21
4197.52
4.07 %
7.24 %
6.35 %
Moderate
Kotak Short Term Fund
14,241.267
61.34
4.57 %
7.34 %
6.38 %
Moderate
HDFC Short Term Fund
14,218.523
35.36
4.59 %
7.34 %
6.50 %
Moderate
Bandhan Corporate Bond Fund
13,511.503
21.22
4.99 %
7.09 %
6.09 %
Moderate
SBI Short Term Fund
13,242.641
36.44
4.33 %
7.17 %
6.32 %
Moderate
Bandhan Money Market Fund
13,128.61
47.50
6.56 %
7.37 %
6.71 %
Low to Moderate
Aditya Birla Sun Life Floating Interest Rate Fund
12,971.487
386.36
5.74 %
7.33 %
6.75 %
Low to Moderate
Baroda BNP Paribas Liquid Fund
12,914.218
3293.12
6.44 %
6.89 %
6.40 %
Low to Moderate
LIC MF Liquid Fund
12,871.931
5187.25
6.47 %
6.90 %
6.38 %
Low to Moderate
ICICI Prudential Dynamic Term Fund
12,863.127
42.24
3.61 %
7.30 %
6.81 %
NA
Kotak Ultra Short to Short Term Fund
12,565.946
3948.41
5.95 %
7.39 %
6.70 %
Low to Moderate
ICICI Prudential Overnight Fund
12,280.449
1492.96
5.26 %
6.01 %
5.74 %
Low
Axis Banking and PSU Debt Fund
11,962.138
2892.88
4.18 %
6.83 %
6.10 %
Low to Moderate
Bandhan Banking and PSU Debt Fund
11,893.315
27.17
5.16 %
7.07 %
6.24 %
Low to Moderate
Edelweiss Liquid Fund
11,740.878
3695.09
6.53 %
6.97 %
6.44 %
Low to Moderate
Nippon India Ultra Short Term Fund
11,551.082
4846.98
6.88 %
7.53 %
7.00 %
Moderate
Aditya Birla Sun Life Overnight Fund
11,386.726
1498.41
5.25 %
6.02 %
5.75 %
Low
SBI Ultra Short Term Fund
11,237.259
6595.78
6.38 %
7.13 %
6.50 %
Moderate
SBI Ultra Short to Short Term Fund
10,942.353
3924.60
5.76 %
7.16 %
6.52 %
Low to Moderate
Axis Overnight Fund
10,854.776
1466.77
5.28 %
6.06 %
5.78 %
Low
HDFC Overnight Fund
10,342.467
4106.55
5.22 %
5.97 %
5.70 %
Low
Aditya Birla Sun Life Ultra Short to Short Term Fund
9,184.878
786.68
5.84 %
7.29 %
6.75 %
Moderate
ICICI Prudential Gilt Fund
9,117.786
114.66
1.73 %
6.37 %
6.23 %
Moderate
UTI Overnight Fund
8,998.932
3792.45
5.25 %
6.03 %
5.75 %
Low
Nippon India Corporate Bond Fund
8,907.197
67.15
4.20 %
7.40 %
6.68 %
Moderate
BHARAT Bond FOF - April 2030
8,748.258
15.93
3.32 %
7.15 %
6.25 %
Moderate
Bandhan Short Term Fund
8,680.215
65.98
5.60 %
7.72 %
6.49 %
Low to Moderate
ICICI Prudential Floating Interest Rates Fund
8,657.836
501.77
5.92 %
7.62 %
6.96 %
Moderate
Aditya Birla Sun Life Banking and PSU Debt Fund
8,439.167
403.42
3.70 %
6.87 %
6.15 %
Moderate
JioBlackRock Liquid Fund
8,255.692
1084.00
6.55 %
0.00 %
0.00 %
Low to Moderate
DSP Money Market Fund
8,072.038
58.95
6.47 %
7.19 %
6.49 %
Low to Moderate
SBI Gilt Fund
8,067.408
72.54
2.68 %
6.55 %
6.23 %
Moderate
ICICI Prudential Banking and PSU Debt Fund
8,041.386
36.39
4.38 %
7.00 %
6.53 %
Moderate
Kotak Overnight Fund
7,934.821
1478.29
5.27 %
6.03 %
5.76 %
Low
ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund
7,771.392
13.43
5.39 %
7.51 %
6.07 %
Low to Moderate
HDFC Credit Risk Fund
7,630.513
28.35
6.37 %
8.09 %
7.05 %
High
Nippon India Floating Interest Rates Fund
7,461.223
50.96
4.64 %
7.30 %
6.53 %
Low to Moderate
Axis Corporate Bond Fund
7,453.328
19.36
4.56 %
7.57 %
6.70 %
Moderate
Axis Short Term Fund
7,424.52
36.31
5.08 %
7.69 %
6.73 %
Moderate
Nippon India Ultra Short to Short Term Fund
7,096.484
4306.68
6.12 %
7.39 %
6.73 %
Low to Moderate
Bajaj Finserv Liquid Fund
6,862.598
1247.44
6.49 %
6.93 %
0.00 %
Low to Moderate
Nippon India Overnight Fund
6,791.488
148.85
5.27 %
6.04 %
5.77 %
Low
Sundaram Liquid Fund
6,727.3
2526.86
6.55 %
6.96 %
6.43 %
Moderate
SBI Medium Term Fund
6,418.652
59.52
5.48 %
7.58 %
6.71 %
NA
HSBC Money Market Fund
6,382.396
30.07
6.41 %
7.27 %
6.58 %
Low to Moderate
Nippon India Short Term Fund
6,363.757
61.52
4.68 %
7.54 %
6.61 %
Moderate
Bandhan Ultra Short to Short Term Fund
6,342.303
42.71
5.88 %
7.08 %
6.39 %
Low to Moderate
ICICI Prudential Credit Risk Fund
6,320.294
38.70
7.13 %
8.93 %
7.91 %
High
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund
6,136.837
13.30
5.73 %
7.55 %
0.00 %
Low
HSBC Corporate Bond Fund
5,978.859
83.20
4.29 %
7.29 %
6.08 %
Low to Moderate
Aditya Birla Sun Life Short Term Fund
5,966.142
55.23
4.81 %
7.53 %
6.78 %
Moderate
Aditya Birla Sun Life Nifty SDL Plus PSU Bond Sep 2026 60:40 Index Fund
5,839.93
13.26
5.89 %
7.21 %
5.95 %
Low
Nippon India Nivesh Lakshya Long Term Fund
5,838.777
18.33
-0.57 %
6.10 %
5.54 %
Moderate
Tata Overnight Fund
5,555.642
1462.85
5.29 %
6.06 %
5.77 %
Low
Invesco India Money Market Fund
5,480.731
3421.99
6.40 %
7.20 %
6.49 %
Low to Moderate
Tata Ultra Short Term Fund
5,404.364
16.25
6.93 %
7.47 %
6.80 %
Moderate
ICICI Prudential Medium Term Fund
5,331.395
53.69
6.08 %
8.32 %
7.28 %
NA
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund
5,289.712
13.16
5.95 %
7.21 %
0.00 %
Low
Parag Parikh Liquid Fund
5,228.313
1579.89
6.43 %
6.67 %
6.12 %
Low to Moderate
Bandhan CRISIL IBX Gilt June 2027 Index Fund
5,181.546
13.95
5.05 %
7.35 %
6.02 %
Low to Moderate
Nippon India Banking and PSU Debt Fund
5,056.707
22.88
3.92 %
7.00 %
6.16 %
Moderate
HDFC Banking and PSU Debt Fund
5,055.459
25.40
3.77 %
6.88 %
6.14 %
Moderate
Canara Robeco Liquid Fund
5,026.583
3424.78
6.45 %
6.92 %
6.40 %
Low to Moderate
Union Liquid Fund
5,014.288
2756.54
6.49 %
6.93 %
6.42 %
Low to Moderate
Axis Ultra Short Term Fund
4,996.127
17.01
6.66 %
7.40 %
6.80 %
Moderate
Edelweiss NIFTY PSU Bond Plus SDL Apr 2026 50:50 Index Fund
4,820.608
13.59
6.26 %
7.06 %
6.14 %
Low
Franklin India Liquid Fund
4,810.571
4297.57
6.53 %
6.96 %
6.41 %
Low to Moderate
HSBC Overnight Fund
4,804.904
1449.85
5.26 %
6.03 %
5.75 %
Low
Kotak Banking and PSU Debt Fund
4,761.478
72.62
4.29 %
7.16 %
6.32 %
Moderate
JioBlackRock Money Market Fund
4,663.555
1081.94
6.35 %
0.00 %
0.00 %
Low to Moderate
UTI Corporate Bond Fund
4,569.085
17.87
4.27 %
7.16 %
6.25 %
Moderate
Axis Ultra Short to Short Term Fund
4,563.386
3517.52
6.10 %
7.39 %
6.69 %
Low to Moderate
BHARAT Bond FOF - April 2031
4,505.936
14.17
2.23 %
7.11 %
6.12 %
Moderate
DSP Ultra Short to Short Term Fund
4,454.613
22.09
5.65 %
7.04 %
6.42 %
Low to Moderate
DSP Ultra Short Term Fund
4,425.181
4025.29
6.56 %
7.31 %
6.69 %
Low to Moderate
BHARAT Bond ETF FOF - April 2032
4,136.211
13.24
1.83 %
6.95 %
0.00 %
Moderate
Bandhan Ultra Short Term Fund
4,097.793
16.72
6.41 %
7.12 %
6.49 %
Low to Moderate
LIC MF Money Market Fund
3,979.056
1309.72
6.56 %
6.76 %
0.00 %
Low to Moderate
Bajaj Finserv Money Market Fund
3,973.067
1261.73
6.44 %
7.33 %
0.00 %
Low to Moderate
Franklin India Money Market Fund
3,886.787
56.38
6.51 %
7.37 %
6.68 %
Moderate
HSBC Short Term Fund
3,880.686
29.96
4.42 %
7.18 %
6.10 %
Low to Moderate
HSBC Banking and PSU Debt Fund
3,722.074
27.18
4.06 %
6.80 %
5.60 %
Moderate
Nippon India Dynamic Term Fund
3,701.521
42.08
3.32 %
7.20 %
6.10 %
Moderate
SBI Banking and PSU Debt Fund
3,512.091
3538.96
4.45 %
7.12 %
6.14 %
Low to Moderate
SBI Dynamic Term Fund
3,502.482
41.51
4.77 %
7.49 %
6.80 %
Moderate
HDFC Medium Term Fund
3,498.898
66.03
5.68 %
7.84 %
6.72 %
NA
Invesco India Corporate Bond Fund
3,477.806
3605.66
3.52 %
6.97 %
6.02 %
Moderate
DSP Short Term Fund
3,415.773
53.88
4.18 %
7.05 %
6.17 %
Moderate
Baroda BNP Paribas Money Market Fund
3,392.644
1520.63
6.42 %
7.22 %
6.49 %
Low to Moderate
Aditya Birla Sun Life Medium Term Fund
3,369.716
47.95
7.66 %
10.49 %
12.55 %
NA
Bandhan CRISIL IBX Gilt April 2028 Index Fund
3,367.164
14.00
4.68 %
7.40 %
6.10 %
Low to Moderate
Kotak Floating Interest Rates Fund
3,240.478
1668.66
5.28 %
7.58 %
6.65 %
Moderate
DSP Overnight Fund
3,194.118
1484.08
5.26 %
6.02 %
5.76 %
Low
Aditya Birla Sun Life Nifty SDL Apr 2027 Index Fund
3,184.609
13.40
5.61 %
7.42 %
0.00 %
Low
Edelweiss Banking and PSU Debt Fund
3,136.531
27.13
4.07 %
7.11 %
6.07 %
Low to Moderate
UTI Ultra Short Term Fund
3,016.861
4942.62
6.55 %
7.28 %
6.64 %
Moderate
Nippon India Nifty AAA CPSE Bond Plus SDL - Apr 2027 Maturity 60:40 Index Fund
2,930.567
13.24
6.05 %
7.49 %
0.00 %
Low
Tata Short Term Fund
2,911.817
56.43
4.39 %
7.09 %
6.28 %
Moderate
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund
2,884.622
13.36
3.30 %
7.07 %
0.00 %
Moderate
HSBC Ultra Short Term Fund
2,733.167
1489.74
6.43 %
7.17 %
6.56 %
Low to Moderate
Tata Ultra Short to Short Term Fund
2,727.456
4378.96
6.11 %
7.23 %
6.51 %
Low to Moderate
Tata Corporate Bond Fund
2,675.728
13.42
4.09 %
7.14 %
0.00 %
Moderate
DSP Corporate Bond Fund
2,647.22
17.57
5.81 %
7.44 %
6.07 %
Low to Moderate
SBI CRISIL IBX Gilt Index - June 2036 Fund
2,638.009
13.29
1.70 %
7.17 %
0.00 %
Moderate
UTI Ultra Short to Short Term Fund
2,604.27
3900.07
5.91 %
7.19 %
6.51 %
Low to Moderate
DSP Banking and PSU Debt Fund
2,589.885
26.21
3.02 %
6.74 %
5.88 %
Moderate
HDFC Long Term Fund
2,577.189
12.32
-0.82 %
5.85 %
0.00 %
Moderate
Mirae Asset Money Market Fund
2,451.639
1388.10
6.38 %
7.36 %
6.64 %
Low to Moderate
Axis CRISIL-IBX AAA Bond NBFC - Jun 2027 Index Fund
2,397.907
11.63
6.20 %
0.00 %
0.00 %
Low to Moderate
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
2,317.78
10.33
0.00 %
0.00 %
0.00 %
Low to Moderate
Mirae Asset Ultra Short to Short Term Fund
2,290.374
2665.44
6.07 %
7.38 %
6.63 %
Low to Moderate
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund
2,220.034
11.37
6.87 %
0.00 %
0.00 %
Low to Moderate
Kotak Dynamic Term Fund
2,218.843
43.42
4.42 %
7.77 %
6.47 %
NA
SBI CRISIL IBX SDL Index - September 2027 Fund
2,216.133
13.30
5.37 %
7.55 %
0.00 %
Low to Moderate
SBI Credit Risk Fund
2,182.176
54.16
7.29 %
8.39 %
7.63 %
High
Sundaram Ultra Short Term Fund
2,107.993
3180.97
6.47 %
7.23 %
6.66 %
Low to Moderate
Edelweiss NIFTY PSU Bond Plus SDL Apr 2027 50:50 Index Fund
2,083.517
13.48
5.77 %
7.50 %
6.14 %
Low
Edelweiss Money Market Fund
2,065.399
34.08
6.50 %
7.28 %
6.50 %
Low to Moderate
Kotak Gilt Investment Fund
2,064.969
110.49
0.79 %
5.64 %
5.20 %
Moderate
SBI Medium to Long Term Fund
2,036.27
79.77
3.15 %
6.66 %
6.07 %
NA
BHARAT Bond ETF FOF - April 2033
2,021.418
12.89
1.75 %
6.82 %
0.00 %
Moderate
ICICI Prudential Medium to Long Term Fund
2,019.358
44.41
2.55 %
6.82 %
6.13 %
Moderate
SBI CRISIL IBX Gilt Index - April 2029 Fund
1,990.366
13.34
3.67 %
7.48 %
0.00 %
Low to Moderate
Axis Medium Term Fund
1,972.317
33.31
5.59 %
8.29 %
7.21 %
NA
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
1,971.692
11.04
7.06 %
0.00 %
0.00 %
Low to Moderate
ICICI Prudential 10 year Constant Maturity Gilt Fund
1,934.739
26.09
1.80 %
6.95 %
5.58 %
Moderate
Sundaram Overnight Fund
1,926.77
1471.43
5.22 %
6.01 %
5.73 %
Low to Moderate
Kotak Medium Term Fund
1,911.757
27.49
5.56 %
8.78 %
7.25 %
NA
Bandhan Dynamic Term Fund
1,909.919
40.31
6.55 %
8.07 %
6.21 %
Low to Moderate
LIC MF Ultra Short to Short Term Fund
1,900.402
46.50
6.19 %
7.31 %
6.54 %
Low to Moderate
HDFC Gilt Fund
1,884.585
59.83
1.45 %
6.19 %
5.32 %
Moderate
Bank of India Liquid Fund
1,874.053
3291.88
6.51 %
6.94 %
6.43 %
Low to Moderate
Mirae Asset Ultra Short-Term Fund
1,808.071
1438.25
6.59 %
7.38 %
6.71 %
Low to Moderate
UTI Short Term Fund
1,769.638
36.03
4.44 %
7.19 %
6.46 %
Moderate
Kotak Medium to Long Term Fund
1,759.608
89.98
2.87 %
7.00 %
5.91 %
Moderate
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
1,747.712
13.38
4.80 %
7.45 %
0.00 %
Low to Moderate
Aditya Birla Sun Life Medium to Long Term Fund
1,733.727
139.15
1.47 %
6.13 %
5.30 %
Moderate
Invesco India Ultra Short to Short Term Fund
1,714.29
4255.78
5.77 %
7.07 %
6.39 %
Low to Moderate
Axis CRISIL IBX SDL May 2027 Index Fund
1,710.013
13.29
5.68 %
7.60 %
0.00 %
Low to Moderate
Nippon India Credit Risk Fund
1,707.577
42.44
7.08 %
8.77 %
7.83 %
NA
JM Liquid Fund
1,701.373
77.95
6.39 %
6.83 %
6.35 %
Low to Moderate
Bandhan Gilt Fund
1,686.142
40.91
7.04 %
8.39 %
6.44 %
Low to Moderate
Aditya Birla Sun Life Credit Risk Fund
1,657.064
28.16
11.36 %
12.97 %
10.77 %
NA
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund
1,641.619
13.38
4.78 %
7.47 %
0.00 %
Low to Moderate
LIC MF Banking & PSU Debt Fund
1,597.719
40.07
4.41 %
7.21 %
6.24 %
Low to Moderate
Mirae Asset Overnight Fund
1,527.388
1420.90
5.26 %
6.04 %
5.77 %
Low
Nippon India Gilt Fund
1,517.284
38.93
2.50 %
6.52 %
5.95 %
Moderate
UTI Floating Interest Rates Fund
1,506.085
1690.04
5.76 %
7.03 %
6.30 %
Low to Moderate
SBI 10 year Constant Maturity Gilt Fund
1,500.732
67.90
1.21 %
6.59 %
5.44 %
Moderate
Nippon India Gilt Fund
1,486.622
44.02
1.85 %
6.34 %
5.51 %
Moderate
UTI Banking & PSU Debt Fund
1,447.943
24.13
5.81 %
7.51 %
7.77 %
Low to Moderate
PGIM India Liquid Fund
1,437.989
372.94
6.51 %
6.95 %
6.43 %
Low to Moderate
ICICI Prudential Nifty SDL Sep 2027 Index Fund
1,428.983
13.31
5.43 %
7.58 %
0.00 %
Low to Moderate
LIC MF Ultra Short Term Fund
1,419.867
1468.81
6.68 %
7.21 %
6.46 %
Low to Moderate
Franklin India Corporate Bond Fund
1,408.686
116.39
5.39 %
7.87 %
6.71 %
Low to Moderate
Invesco India Ultra Short Term Fund
1,394.214
3131.33
6.65 %
7.30 %
6.65 %
Low to Moderate
Aditya Birla Sun Life Dynamic Term Fund
1,369.673
52.90
4.37 %
7.70 %
7.15 %
NA
Sundaram Money Market Fund
1,338.163
16.40
6.44 %
7.25 %
6.56 %
Moderate
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
1,328.616
11.11
6.07 %
0.00 %
0.00 %
Low to Moderate
Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund
1,306.629
13.24
5.86 %
7.44 %
0.00 %
Low
SBI Long Term Fund
1,245.817
12.59
0.23 %
6.20 %
0.00 %
Moderate
Bandhan Medium Term Fund
1,244.079
53.43
5.30 %
7.61 %
6.03 %
Low to Moderate
LIC MF Overnight Fund
1,218.106
1436.24
5.26 %
6.03 %
5.76 %
Low
Bandhan Overnight Fund
1,213.378
1477.65
5.25 %
6.03 %
5.75 %
Low
Aditya Birla Sun Life Gilt Fund
1,175.006
87.32
-0.26 %
5.46 %
4.87 %
Moderate
Quant Liquid Fund
1,148.986
45.74
6.06 %
6.72 %
6.31 %
Low to Moderate
Union Money Market Fund
1,120.457
1377.66
6.69 %
7.18 %
6.51 %
Low to Moderate
Canara Robeco Ultra Short to Short Term Fund
1,113.348
46.88
5.98 %
7.15 %
6.45 %
Low to Moderate
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund
1,105.744
10.66
6.11 %
0.00 %
0.00 %
Low to Moderate
DSP Gilt Fund
1,082.587
104.36
0.92 %
6.53 %
5.70 %
Moderate
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
1,072.98
10.41
0.00 %
0.00 %
0.00 %
Low to Moderate
Mahindra Manulife Liquid Fund
1,041.44
1861.82
6.51 %
6.95 %
6.44 %
Moderate
Motilal Oswal Liquid Fund
1,015.91
15.03
6.09 %
6.52 %
6.01 %
Low to Moderate
Axis Dynamic Term Fund
969.269
34.71
4.81 %
7.39 %
6.18 %
Moderate
HDFC Nifty G-sec Dec 2026 Index
920.027
13.12
5.44 %
7.23 %
0.00 %
Low
ICICI Prudential Nifty SDL Dec 2028 Index Fund
898.913
13.41
4.44 %
7.49 %
0.00 %
Low to Moderate
Edelweiss Ultra Short Term Fund
896.001
1009.17
0.00 %
0.00 %
0.00 %
Low to Moderate
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL April 2037 Index Fund
882.079
13.23
1.48 %
6.86 %
0.00 %
Moderate
Franklin India Overnight Fund
874.272
1445.55
5.31 %
6.02 %
5.72 %
Low
JioBlackRock Overnight Fund
869.962
1069.91
5.27 %
0.00 %
0.00 %
Low
The Wealth Company Liquid Fund
852.465
1067.21
6.54 %
0.00 %
0.00 %
Low to Moderate
HSBC Ultra Short to Short Term Fund
847.334
32.78
6.02 %
7.76 %
6.92 %
Low to Moderate
HDFC NIFTY G-Sec Jun 2036 Index Fund
839.107
12.90
1.69 %
7.23 %
0.00 %
Moderate
ICICI Prudential Long Term Fund
822.483
99.34
-0.50 %
6.29 %
5.27 %
Moderate
HDFC Medium to Long Term Fund
812.696
66.76
2.52 %
6.67 %
5.63 %
Moderate
ICICI Prudential Nifty G-Sec Dec 2030 Index Fund
802.6
13.29
2.85 %
7.35 %
0.00 %
Moderate
Tata CRISIL-IBX Gilt Index - April 2026 Index Fund
793.342
12.56
6.68 %
6.84 %
0.00 %
Low
Bajaj Finserv Overnight Fund
791.923
1216.10
5.34 %
6.05 %
0.00 %
Low
Tata Gilt Fund
769.086
88.97
0.37 %
6.25 %
5.65 %
Moderate
Kotak Credit Risk Fund
769.054
36.31
6.21 %
8.41 %
6.61 %
NA
TRUSTMF Liquid Fund
748.111
1383.12
6.43 %
6.85 %
6.35 %
Low to Moderate
WhiteOak Capital Liquid Fund
726.603
1529.40
6.40 %
6.82 %
6.23 %
Low to Moderate
SBI Fixed Maturity Plan - Series 66 (1361 Days)
717.615
12.87
6.03 %
7.02 %
0.00 %
Low
Nippon India Nifty G-Sec Jun 2036 Maturity Index Fund
688.974
13.00
1.65 %
7.23 %
0.00 %
Moderate
JioBlackRock Ultra Short to Short Term Fund
686.13
1045.07
0.00 %
0.00 %
0.00 %
Low to Moderate
DSP Financial Services Sectoral Debt Fund
684.636
10.06
0.00 %
0.00 %
0.00 %
Moderate
SBI Floating Interest Rates Fund
675.979
14.51
6.13 %
7.39 %
6.65 %
Low to Moderate
HSBC Medium Term Fund
670.218
23.80
4.35 %
7.59 %
6.55 %
NA
Union Overnight Fund
656.923
1458.48
5.26 %
6.02 %
5.75 %
Low
Baroda BNP Paribas Overnight Fund
656.889
1455.46
5.28 %
6.03 %
5.76 %
Low
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund
644.612
13.40
5.03 %
7.44 %
0.00 %
Low to Moderate
Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
637.055
10.04
0.00 %
0.00 %
0.00 %
Low to Moderate
SBI Fixed Maturity Plan - Series 67 (1467 Days)
629.58
13.10
5.55 %
7.12 %
0.00 %
Low
Canara Robeco Overnight Fund
623.431
1430.09
5.21 %
5.95 %
5.69 %
Low
HDFC Nifty G-Sec July 2031 Index
623.292
13.15
2.37 %
7.38 %
0.00 %
Moderate
Sundaram Corporate Bond Fund
618.893
44.09
3.81 %
6.92 %
5.99 %
Moderate
HDFC Nifty G-Sec Sep 2032 Index
613.575
13.04
2.32 %
7.31 %
0.00 %
Moderate
DSP Dynamic Term Fund
606.849
3644.42
0.61 %
6.07 %
5.49 %
Moderate
Kotak CRISIL IBX AAA Financial Services Index - Sep 2027 Fund
606.31
11.64
5.74 %
0.00 %
0.00 %
Low to Moderate
Aditya Birla Sun Life CRISIL IBX Gilt -Apr 2029 Index Fund
602.355
13.39
3.74 %
7.52 %
0.00 %
Low to Moderate
Baroda BNP Paribas Ultra Short Term Fund
596.369
1696.67
6.50 %
7.18 %
6.67 %
Low to Moderate
Bajaj Finserv Ultra Short to Short Term Fund
582.266
1040.32
0.00 %
0.00 %
0.00 %
Low to Moderate
HDFC Nifty G-Sec Jun 2027 Index
568.072
13.05
4.99 %
7.34 %
0.00 %
Low to Moderate
Franklin India Banking & PSU Debt Fund
565.39
25.31
5.44 %
7.37 %
6.41 %
Low to Moderate
WhiteOak Capital Ultra Short Term Fund
549.196
1526.81
6.32 %
6.97 %
6.35 %
Low to Moderate
360 ONE Dynamic Term Fund
548.581
25.37
3.86 %
7.88 %
6.65 %
NA
Shriram Liquid Fund
547.035
1128.09
6.32 %
0.00 %
0.00 %
Low to Moderate
Quantum Liquid Fund
542.635
37.94
5.90 %
6.48 %
6.05 %
Low
Nippon India CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
542.618
10.41
0.00 %
0.00 %
0.00 %
Low to Moderate
Invesco India Short Term Fund
540.514
4192.75
4.12 %
7.13 %
6.13 %
Moderate
ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
538.784
11.15
6.86 %
0.00 %
0.00 %
Low to Moderate
Motilal Oswal Ultra Short Term Fund
533.866
18.84
6.13 %
6.40 %
5.81 %
Low to Moderate
Canara Robeco Ultra Short Term Fund
528.767
4383.59
6.43 %
7.02 %
6.34 %
Low to Moderate
360 ONE Liquid Fund
528.527
2186.40
6.26 %
6.71 %
6.22 %
Low to Moderate
Baroda BNP Paribas Gilt Fund
515.345
47.99
1.50 %
6.50 %
5.52 %
Moderate
Mirae Asset Short Term Fund
512.078
17.77
4.04 %
7.18 %
6.31 %
Moderate
HDFC FMP 1861D March 2022
510.817
13.43
5.75 %
7.66 %
0.00 %
Low
SBI Fixed Maturity Plan - Series 42 (1857 Days)
503.83
13.47
5.90 %
7.01 %
6.21 %
Low
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund
502.544
13.30
4.83 %
7.44 %
0.00 %
Low to Moderate
Mahindra Manulife Ultra Short to Short Term Fund
497.004
1901.21
6.09 %
7.38 %
6.67 %
Moderate
ICICI Prudential Fixed Maturity Plan - Series 85 10 Years Plan I
495.723
18.04
4.45 %
7.59 %
6.48 %
Low to Moderate
Invesco India Overnight Fund
485.349
1399.96
5.26 %
6.03 %
5.75 %
Low
Kotak FMP Series 292 - 1735 Days
484.804
13.12
6.01 %
7.14 %
0.00 %
Low
SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
482.149
10.30
0.00 %
0.00 %
0.00 %
Low to Moderate
HDFC Dynamic Term Fund
479.918
102.77
2.82 %
6.56 %
5.77 %
NA
Mirae Asset Nifty SDL Jun 2027 Index Fund
472.282
13.31
5.63 %
7.58 %
0.00 %
Low to Moderate
Edelweiss Ultra Short to Short term Fund
453.998
1109.83
6.02 %
0.00 %
0.00 %
Low to Moderate
HSBC Credit Risk Fund
441.18
37.85
5.96 %
11.65 %
9.08 %
NA
SBI Fixed Maturity Plan - Series 81 (1157 Days)
437.635
12.43
5.80 %
7.04 %
0.00 %
Low
Bandhan Medium to Long Term Fund
427.778
75.03
5.13 %
6.91 %
5.31 %
Moderate
SBI Fixed Maturity Plan - Series 49 (1823 Days)
422.943
13.42
5.70 %
7.26 %
0.00 %
Low
Baroda BNP Paribas Short Term Fund
419.274
33.99
4.71 %
7.35 %
6.50 %
Moderate
UTI Gilt Fund
414.871
67.53
3.21 %
6.47 %
5.49 %
Moderate
SBI Fixed Maturity Plan - Series 44 (1855 Days)
412.303
13.46
5.59 %
7.10 %
6.17 %
Low
Bank of India Money Market Fund
410.33
11.24
6.52 %
0.00 %
0.00 %
Low to Moderate
Bandhan Crisil IBX Gilt April 2032 Index Fund
407.968
12.94
2.54 %
7.41 %
0.00 %
Moderate
Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund
401.729
13.38
4.67 %
7.47 %
0.00 %
Low to Moderate
UTI Dynamic Term Fund
396.087
35.46
3.86 %
7.27 %
7.51 %
Low to Moderate
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
386.662
11.17
6.86 %
0.00 %
0.00 %
Low to Moderate
Axis Fixed Maturity Plan - Series 129 (108 Days)
385.447
10.20
0.00 %
0.00 %
0.00 %
Low to Moderate
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- April 2032 Index Fund
381.831
13.08
3.29 %
7.18 %
0.00 %
Moderate
Sundaram Ultra Short to Short Term Fund
381.001
4009.03
5.78 %
7.22 %
6.63 %
Low to Moderate
Axis Credit Risk Fund
378.33
26.48
7.49 %
8.71 %
7.61 %
High
Bandhan Fixed Term Plan Series 179
375.323
18.11
4.48 %
7.67 %
6.52 %
Low to Moderate
SBI Fixed Maturity Plan - Series 61 (1927 Days)
366.33
13.39
5.48 %
7.56 %
0.00 %
Low to Moderate
360 ONE Overnight Fund
357.695
1069.23
5.30 %
0.00 %
0.00 %
Low to Moderate
SBI Fixed Maturity Plan - Series 72 (1239 Days)
355.565
12.58
6.13 %
7.12 %
0.00 %
Low
Nippon India Nifty G-Sec Sep 2027 Maturity Index Fund
353.184
13.01
4.97 %
7.34 %
0.00 %
Low to Moderate
HDFC FMP 1359D September 2022
348.22
12.88
5.58 %
7.01 %
0.00 %
Low
UTI Fixed Term Income Fund - Series XXXV - I (1260 Days)
343.077
12.57
5.97 %
7.03 %
0.00 %
Low
Nippon India Nifty AAA PSU Bond Plus SDL - Sep 2026 Maturity 50:50 Index Fund
341.213
13.00
5.98 %
7.19 %
0.00 %
Low
Franklin India Ultra Short to Short Term Fund
338.204
11.20
6.21 %
0.00 %
0.00 %
Moderate
Axis CRISIL IBX 50:50 Gilt Plus SDL Jun 2028 Index Fund
337.192
12.97
4.76 %
7.47 %
0.00 %
Low to Moderate
SBI Fixed Maturity Plan - Series 53 (1839 Days)
336.914
13.48
5.64 %
7.43 %
0.00 %
Low
Aditya Birla Sun Life Fixed Term Plan - Series TI (1837 Days)
336.499
13.50
5.69 %
7.23 %
6.34 %
Low
Axis Gilt Fund
336.403
28.24
2.27 %
7.01 %
5.84 %
Moderate
Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund
333.075
13.17
4.90 %
7.51 %
0.00 %
Low to Moderate
Baroda BNP Paribas Ultra Short to Short Term Fund
330.222
47.57
6.12 %
7.28 %
6.61 %
Low to Moderate
DSP Credit Risk Fund
325.925
60.90
10.43 %
13.78 %
13.33 %
NA
SBI Fixed Maturity Plan - Series 51 (1846 Days)
325.441
13.37
5.73 %
7.33 %
6.09 %
Low
Nippon India Nifty SDL Plus G-Sec - Jun 2029 Maturity 70:30 Index Fund
320.184
12.95
4.09 %
7.47 %
0.00 %
Low to Moderate
DSP Floating Interest Rates Fund
316.191
14.26
4.48 %
7.52 %
6.47 %
Moderate
Bandhan Crisil IBX Gilt April 2026 Index Fund
315.578
12.66
5.82 %
6.82 %
0.00 %
Low
Bajaj Finserv Banking and PSU Debt Fund
315.094
12.24
4.00 %
0.00 %
0.00 %
Low to Moderate
Nippon India Medium to Long Term Fund
312.048
104.14
2.82 %
6.64 %
5.96 %
Moderate
UTI Medium to Long Term Fund
303.383
82.89
2.42 %
6.38 %
6.83 %
NA
Groww Liquid Fund
301.222
2770.73
6.50 %
6.95 %
6.31 %
Low to Moderate
Franklin India Ultra Short Term Fund
299.532
11.59
6.42 %
0.00 %
0.00 %
Low to Moderate
Helios Overnight Fund
297.494
1187.77
5.10 %
0.00 %
0.00 %
Low
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund
286.491
10.71
5.15 %
0.00 %
0.00 %
Low to Moderate
Bandhan 10 year Constant Maturity Gilt Fund
285.016
48.33
2.09 %
7.34 %
5.63 %
Moderate
Union Corporate Bond Fund
284.042
16.47
3.03 %
6.75 %
5.72 %
Moderate
SBI Fixed Maturity Plan - Series 57 (1835 Days)
280.406
13.35
5.63 %
7.48 %
0.00 %
Low
SBI Fixed Maturity Plan - Series 55 (1849 Days)
276.942
13.44
5.66 %
7.45 %
0.00 %
Low
Canara Robeco Short Term Fund
276.143
29.61
4.69 %
6.94 %
6.02 %
Low to Moderate
SBI Fixed Maturity Plan - Series 58 (1842 Days)
273.897
13.46
5.75 %
7.51 %
0.00 %
Low to Moderate
HDFC FMP 1406D August 2022
271.444
12.86
5.68 %
7.17 %
0.00 %
Low
SBI Fixed Maturity Plan - Series 60 (1878 Days)
270.4
13.36
5.70 %
7.59 %
0.00 %
Low
Baroda BNP Paribas Corporate Bond Fund
269.147
31.42
5.01 %
7.74 %
6.25 %
Low to Moderate
DSP CRISIL-IBX 50:50 Gilt Plus SDL - April 2033 Index Fund
269.103
12.93
2.64 %
7.13 %
0.00 %
Moderate
UTI CRISIL SDL Maturity April 2033 Index Fund
266.169
12.92
2.95 %
6.92 %
0.00 %
Moderate
Kotak FMP Series 300 - 1223 Days
261.956
12.54
6.11 %
7.10 %
0.00 %
Low
Nippon India CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
259.87
10.45
0.00 %
0.00 %
0.00 %
Low to Moderate
Bank of India Short Term Fund
259.231
31.04
4.45 %
7.55 %
10.75 %
Low to Moderate
Sundaram Banking and PSU Debt Fund
257.788
46.47
4.10 %
6.94 %
5.97 %
Moderate
Franklin India Floating Interest Rates Fund
256.406
48.24
6.02 %
7.95 %
7.12 %
Low to Moderate
DSP Medium Term Fund
248.748
91.61
3.15 %
6.82 %
6.01 %
Moderate
TRUSTMF Money Market Fund
247.758
1330.14
6.40 %
7.13 %
0.00 %
Low to Moderate
Axis Fixed Maturity Plan - Series 130 (92 Days)
246.209
10.18
0.00 %
0.00 %
0.00 %
Low to Moderate
Nippon India Fixed Maturity Plan XLIII - Series 1
241.998
13.25
5.66 %
7.20 %
0.00 %
Low
SBI Fixed Maturity Plan - Series 45 (1840 Days)
241.65
13.44
5.55 %
7.08 %
6.21 %
Low
UTI Credit Risk Fund
241.474
20.88
5.84 %
7.65 %
6.82 %
NA
Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 Days)
238.372
13.35
5.48 %
7.54 %
0.00 %
Low
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
236.473
11.15
6.67 %
0.00 %
0.00 %
Low to Moderate
JM Ultra Short to Short Term Fund
236.039
41.20
5.92 %
7.18 %
6.49 %
Low to Moderate
PGIM India Ultra Short Term Fund
231.554
38.57
6.21 %
7.02 %
6.49 %
Low to Moderate
Franklin India Short Term Fund
230.669
10.06
0.00 %
0.00 %
0.00 %
Low to Moderate
Union Ultra Short to Short Term Fund
228.421
10.72
5.49 %
0.00 %
0.00 %
Low to Moderate
Bandhan Floating Interest Rates Fund
223.51
14.27
5.98 %
7.73 %
6.76 %
Moderate
Bandhan Credit Risk Fund
220.843
19.07
5.11 %
7.19 %
6.28 %
NA
ICICI Prudential Nifty SDL Sep 2026 Index Fund
220.279
12.96
5.68 %
7.18 %
0.00 %
Low
Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
218.366
10.72
6.72 %
0.00 %
0.00 %
Low to Moderate
SBI Fixed Maturity Plan - Series 73 (1226 Days)
212.519
12.56
6.07 %
7.09 %
0.00 %
Low
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund
205.505
13.26
1.98 %
7.19 %
0.00 %
Moderate
Mahindra Manulife Ultra Short Term Fund
205.234
1530.91
6.53 %
7.24 %
6.62 %
Low to Moderate
SBI Fixed Maturity Plan - Series 68 (1302 Days)
203.928
12.72
5.94 %
6.92 %
0.00 %
Low
Bank of India Ultra Short Term Fund
195.821
3545.58
6.37 %
6.87 %
6.25 %
Low to Moderate
UTI Fixed Term Income Fund - Series XXXV - II (1223 Days)
191.244
12.43
6.12 %
7.11 %
0.00 %
Low
Nippon India Fixed Maturity Plan XLIII - Series 5
190.627
13.57
4.92 %
7.67 %
0.00 %
Low to Moderate
HSBC CRISIL IBX Gilt June 2027 Index Fund
180.597
12.82
5.05 %
7.36 %
0.00 %
Low to Moderate
Baroda BNP Paribas Credit Risk Fund
177.685
23.78
6.90 %
8.34 %
9.32 %
NA
Kotak Nifty SDL Jul 2033 Index Fund
176.714
12.85
2.89 %
6.82 %
0.00 %
Moderate
HDFC Nifty SDL Oct 2026 Index Fund
176.707
12.86
5.59 %
7.26 %
0.00 %
Low
Sundaram Short Term Fund
176.091
51.32
4.80 %
7.36 %
6.49 %
Low to Moderate
SBI Fixed Maturity Plan - Series 76 (1221 Days)
175.596
12.52
5.55 %
6.83 %
0.00 %
Low
LIC MF Medium to Long Term Fund
173.04
81.95
3.54 %
7.44 %
6.25 %
Moderate
HDFC FMP 2638D February 2023
169.385
13.14
3.26 %
7.73 %
0.00 %
Moderate
SBI Fixed Maturity Plan - Series 74 (1243 Days)
167.956
12.62
5.66 %
7.01 %
0.00 %
Low
Edelweiss Overnight Fund
167.53
1433.21
5.24 %
5.98 %
5.70 %
Low
Invesco India Credit Risk Fund
167.37
2347.67
7.03 %
9.37 %
8.33 %
Moderate
ITI Ultra Short Term Fund
166.591
1387.35
6.37 %
7.03 %
6.42 %
Low to Moderate
Aditya Birla Sun Life CRISIL IBX Gilt-April 2026 Index Fund
164.769
12.72
0.00 %
0.00 %
0.00 %
Low
Canara Robeco Banking and PSU Debt Fund
164.382
12.86
3.53 %
6.42 %
0.00 %
Moderate
Axis Long Term Fund
154.44
1241.30
-0.74 %
5.64 %
0.00 %
Moderate
HDFC Nifty G-Sec Apr 2029 Index Fund
152.684
12.98
3.75 %
7.50 %
0.00 %
Low to Moderate
HSBC Gilt Fund
152.279
76.90
0.96 %
5.92 %
5.07 %
Moderate
SBI Fixed Maturity Plan - Series 52 (1848 Days)
149.321
13.46
5.64 %
7.36 %
6.14 %
Low
Axis Floating Interest Rates Fund
149.183
1424.65
5.76 %
8.31 %
7.08 %
NA
Nippon India Medium Term Fund
146.111
18.35
5.16 %
8.33 %
6.76 %
Moderate
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Dec 2025 Fund
146.033
10.87
7.19 %
0.00 %
0.00 %
Low to Moderate
Franklin India Gilt Fund
145.173
67.29
3.66 %
6.20 %
5.26 %
Low to Moderate
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-September 2027 Index Fund
143.8
13.20
5.49 %
7.63 %
0.00 %
Low to Moderate
Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund
143.506
12.91
3.09 %
7.09 %
0.00 %
Moderate
Bandhan US Treasury Bond 0-1 year Specific Debt Passive FoF
143.31
13.39
11.47 %
8.89 %
0.00 %
Very High
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Short Duration Index Fund
142.813
12.83
3.86 %
6.96 %
0.00 %
Moderate
SBI Fixed Maturity Plan - Series 46 (1850 Days)
140.979
13.48
5.49 %
7.05 %
6.19 %
Low
ICICI Prudential Fixed Maturity Plan - Series 88 1226 Days Plan F
140.592
12.51
6.10 %
7.13 %
0.00 %
Low
Kotak FMP Series 310 - 1131 Days
136.882
12.29
5.91 %
6.98 %
0.00 %
Low
DSP FMP Series 268 - 1127 Days
133.582
12.71
5.71 %
7.00 %
0.00 %
Low
SBI Fixed Maturity Plan - Series 78 (1170 Days)
132.939
12.47
5.94 %
6.94 %
0.00 %
Low
SBI Fixed Maturity Plan - Series 50 (1843 Days)
131.926
13.44
5.72 %
7.23 %
5.95 %
Low
Invesco India Medium Term Fund
131.209
1351.45
3.66 %
6.97 %
5.89 %
Moderate
TRUSTMF Banking & PSU Fund
130.715
1308.45
6.72 %
6.98 %
5.64 %
Moderate
Tata Nifty G-Sec Dec 2029 Index Fund
130.683
13.03
3.61 %
7.53 %
0.00 %
Low to Moderate
Aditya Birla Sun Life US Treasury 3-10 Year Bonds ETFs Passive FoF
130.298
12.76
5.61 %
0.00 %
0.00 %
Very High
Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
130.021
10.81
6.00 %
0.00 %
0.00 %
Low to Moderate
Axis Nifty AAA Bond Plus SDL Apr 2026 50:50 ETF FoF
128.688
12.83
6.39 %
7.06 %
0.00 %
Low
Nippon India Nifty G-Sec Oct 2028 Maturity Index Fund
125.819
12.97
4.16 %
7.40 %
0.00 %
Low to Moderate
PGIM India Money Market Fund
123.152
1482.81
6.27 %
7.14 %
6.63 %
Low to Moderate
Kotak FMP Series 304 - 3119 Days
121.746
13.07
2.29 %
7.50 %
0.00 %
Moderate
LIC MF Short Term Fund
121.617
16.67
4.71 %
7.40 %
6.25 %
Low to Moderate
Nippon India Fixed Maturity Plan XLV - Series 4
121.016
12.30
6.16 %
7.16 %
0.00 %
Low
HSBC Dynamic Term Fund
119.094
33.20
2.15 %
6.59 %
5.50 %
Moderate
Edelweiss Gilt Fund
118.932
26.31
-0.02 %
5.90 %
5.11 %
Moderate
Nippon India CRISIL IBX AAA Financial Services - Dec 2026 Index Fund
117.53
11.55
6.65 %
0.00 %
0.00 %
Low to Moderate
Tata Floating Interest Rates Fund
114.487
14.00
5.49 %
7.31 %
6.69 %
Low to Moderate
Mirae Asset Dynamic Term Fund
114.358
18.57
2.97 %
6.49 %
5.54 %
Moderate
Baroda BNP Paribas Dynamic Term Fund
114.141
52.21
1.35 %
6.16 %
5.84 %
Moderate
JioBlackRock Short Term Fund
113.06
1039.13
0.00 %
0.00 %
0.00 %
Moderate
Canara Robeco Gilt Fund
110.991
82.68
0.97 %
5.90 %
5.21 %
Moderate
Canara Robeco Medium to Long Term Fund
110.941
64.08
2.01 %
6.17 %
5.27 %
Moderate
Union Short Term Fund
110.779
11.07
4.05 %
0.00 %
0.00 %
Low to Moderate
ICICI Prudential Diversified Debt Strategy Active FoF
106.465
49.61
3.87 %
6.97 %
6.28 %
NA
UTI 10 year Constant Maturity Gilt Fund
105.037
13.11
1.17 %
6.62 %
0.00 %
Moderate
Invesco India Gilt Fund
105.008
3177.57
0.82 %
6.22 %
5.53 %
Moderate
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Sep 2028 Index Fund
104.407
13.31
4.61 %
7.53 %
0.00 %
Low to Moderate
Canara Robeco Corporate Bond Fund
103.559
24.62
3.86 %
6.56 %
5.80 %
Moderate
Kotak FMP Series 308 - 1125 Days
103.029
12.54
7.08 %
7.94 %
0.00 %
Moderate
Edelweiss CRISIL IBX AAA Financial Services Bond - Jan 2028 Index Fund
102.869
11.43
5.58 %
0.00 %
0.00 %
Low to Moderate
Axis Fixed Term Plan Series 113 (1228 Days)
102.539
12.60
6.23 %
7.24 %
0.00 %
Low to Moderate
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund
100.218
12.92
4.46 %
7.47 %
0.00 %
Low to Moderate
Zerodha Overnight Fund
98.781
10.84
5.12 %
0.00 %
0.00 %
NA
PGIM India Overnight Fund
95.805
1427.50
5.12 %
5.97 %
5.71 %
Low
Kotak Nifty SDL Jul 2026 Index Fund
95.063
12.72
5.61 %
7.10 %
0.00 %
Low
Edelweiss CRISIL IBX 50:50 Gilt Plus SDL June 2027 Index Fund
94.119
13.29
5.32 %
7.43 %
0.00 %
Low to Moderate
Groww Short Term Fund
93.334
2565.64
4.92 %
7.44 %
6.16 %
Low to Moderate
Bandhan CRISIL IBX 90:10 SDL Plus Gilt- November 2026 Index Fund
89.993
13.15
5.68 %
7.42 %
0.00 %
Low
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund
89.841
11.28
6.59 %
0.00 %
0.00 %
Low to Moderate
Aditya Birla Sun Life Long Term Fund
89.135
13.23
0.47 %
6.47 %
0.00 %
Moderate
Baroda BNP Paribas Nifty SDL December 2026 Index Fund
88.973
12.74
5.65 %
7.36 %
0.00 %
Low
Bank of India Overnight Fund
88.254
1409.69
5.48 %
6.16 %
5.87 %
Low
SBI Fixed Maturity Plan - Series 79 (1130 Days)
86.741
12.39
6.08 %
7.01 %
0.00 %
Low
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund
86.491
13.01
5.20 %
7.48 %
0.00 %
Low to Moderate
Nippon India CRISIL IBX AAA Financial Services - Jan 2028 Index Fund
86.163
11.49
5.47 %
0.00 %
0.00 %
Low to Moderate
PGIM India Gilt Fund
85.017
33.13
0.16 %
5.95 %
5.29 %
Moderate
HDFC FMP 1269D March 2023
84.931
12.59
5.68 %
7.23 %
0.00 %
Low
PGIM India Corporate Bond Fund
84.437
51.01
3.66 %
6.95 %
6.19 %
Moderate
Quantum Dynamic Term Fund
83.654
22.55
1.78 %
6.81 %
6.03 %
Moderate
JM Overnight Fund
83.02
1403.06
5.08 %
5.91 %
5.67 %
Low
Axis Fixed Term Plan Series 112 (1143 Days)
82.955
12.45
6.04 %
7.11 %
0.00 %
Low
Edelweiss CRISIL-IBX AAA Bond NBFC-HFC - Jun 2027 Index Fund
81.885
11.29
6.28 %
0.00 %
0.00 %
Low to Moderate
Navi Liquid Fund
81.557
30.80
5.75 %
6.37 %
6.10 %
Low to Moderate
Invesco India Nifty G-sec Jul 2027 Index Fund
81.193
1281.90
5.06 %
7.38 %
0.00 %
Low to Moderate
Nippon India Fixed Maturity Plan XLIV - Series 1
81.164
13.46
5.53 %
7.68 %
0.00 %
Low to Moderate
Invesco India Banking and PSU Debt Fund
80.287
2573.80
3.99 %
7.03 %
5.65 %
Moderate
Canara Robeco Dynamic Term Fund
80.245
32.77
0.79 %
5.51 %
5.02 %
Moderate
Mirae Asset Nifty SDL June 2028 Index Fund
80.147
12.88
4.98 %
7.57 %
0.00 %
Low to Moderate
Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index-Sep 2026 Fund
79.957
11.55
6.70 %
0.00 %
0.00 %
Low to Moderate
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 Days)
79.523
12.32
6.18 %
7.03 %
0.00 %
Low
JM Short Term Fund
79.239
13.14
4.45 %
7.04 %
0.00 %
Low to Moderate
Mahindra Manulife Short Term Fund
78.646
14.27
5.04 %
7.61 %
6.55 %
Moderate
Groww Money Market Fund
78.522
10.54
0.00 %
0.00 %
0.00 %
Low to Moderate
PGIM India Dynamic Term Fund
78.467
3096.04
1.84 %
6.86 %
5.97 %
Moderate
Shriram Money Market Fund
78.218
1047.58
0.00 %
0.00 %
0.00 %
Low to Moderate
TRUSTMF Corporate Bond Fund
77.513
1276.75
3.83 %
6.73 %
0.00 %
Low to Moderate
Union Gilt Fund
74.682
12.25
-1.47 %
4.77 %
0.00 %
Moderate
Bank of India Credit Risk Fund
74.335
14.95
17.09 %
10.04 %
27.80 %
NA
TRUSTMF Overnight Fund
73.862
1309.46
5.12 %
5.95 %
0.00 %
Low
Quant Gilt Fund
73.108
12.44
1.75 %
5.71 %
0.00 %
Moderate
Mahindra Manulife Overnight Fund
72.954
1433.88
5.23 %
6.02 %
5.75 %
Low
Tata Nifty G-Sec Dec 2026 Index Fund
71.387
12.93
5.54 %
7.28 %
0.00 %
Low
Mirae Asset Nifty AAA PSU Bond Plus SDL Apr 2026 50:50 Index Fund
70.53
12.71
0.00 %
0.00 %
0.00 %
Low
Nippon India Fixed Maturity Plan XLI - Series 8
70.169
17.73
4.42 %
7.61 %
6.49 %
Low to Moderate
ICICI Prudential Fixed Maturity Plan - Series 88 1303 Days Plan S
69.66
12.77
5.68 %
7.39 %
0.00 %
Low
TRUSTMF Short Term Fund
65.664
1365.13
4.69 %
7.06 %
6.18 %
Low to Moderate
Axis Nifty SDL September 2026 Debt Index Fund
65.641
13.07
5.74 %
7.24 %
0.00 %
Low
Aditya Birla Sun Life US Treasury 1-3 Year Bonds ETFs Passive FoF
65.593
12.80
9.48 %
0.00 %
0.00 %
Very High
TRUSTMF Fixed Maturity Plan - Series II (1196 Days)
65.557
1294.26
6.80 %
8.36 %
0.00 %
Moderate
UTI Fixed Term Income Fund - Series XXXVI - I (1574 Days)
65.091
13.08
5.33 %
7.67 %
0.00 %
Low to Moderate
UTI CRISIL SDL Maturity June 2027 Index Fund
64.428
13.05
5.66 %
7.58 %
0.00 %
Low to Moderate
Groww Overnight Fund
62.927
1426.70
5.15 %
5.95 %
5.61 %
Low
Union Dynamic Term Fund
61.996
24.56
-0.86 %
4.93 %
4.06 %
Moderate
Motilal Oswal 5 Year G-Sec FoF
61.623
13.05
2.07 %
6.59 %
5.42 %
Moderate
Nippon India Fixed Maturity Plan XLV - Series 5
60.307
13.39
7.36 %
8.47 %
0.00 %
NA
UTI Long Term Fund
59.714
12.09
-1.21 %
5.35 %
0.00 %
Moderate
Nippon India Fixed Maturity Plan XLIV - Series 4
56.287
12.50
6.16 %
7.16 %
0.00 %
Low
HDFC FMP 1204D December 2022
55.767
12.44
6.06 %
6.95 %
0.00 %
Low
DSP FMP Series 264 - 60M - 17D
55.129
13.38
5.78 %
7.34 %
6.12 %
Low
Quant Overnight Fund
53.704
12.65
5.03 %
6.05 %
0.00 %
Low
SBI Fixed Maturity Plan - Series 1 (3668 Days)
52.296
17.73
4.34 %
7.65 %
6.54 %
Low to Moderate
DSP US Specific Debt Passive FoF
52.103
12.16
4.39 %
0.00 %
0.00 %
Very High
JM Dynamic Term Fund
52.087
46.35
2.67 %
6.59 %
5.94 %
Moderate
ITI Liquid Fund
52.083
1481.84
6.11 %
6.65 %
6.16 %
Low to Moderate
Invesco India Nifty G-sec Sep 2032 Index Fund
50.818
1277.51
2.42 %
7.37 %
0.00 %
Moderate
Kotak Long Term Fund
48.858
11.00
-1.05 %
0.00 %
0.00 %
Moderate
HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund
48.808
12.84
5.28 %
7.43 %
0.00 %
Low to Moderate
HSBC Medium to Long Term Fund
48.161
48.65
2.18 %
6.55 %
5.21 %
Moderate
DSP FMP Series 267 - 1172 Days
47.489
12.99
4.97 %
6.91 %
0.00 %
Low to Moderate
Mahindra Manulife Dynamic Term Fund
47.271
16.30
3.58 %
7.39 %
5.89 %
NA
Bandhan Long Term Fund
46.237
11.30
1.30 %
0.00 %
0.00 %
Moderate
UTI Fixed Term Income Fund - Series XXXV - III (1176 Days)
46.219
12.33
5.96 %
6.99 %
0.00 %
Low
LIC MF Gilt Fund
44.53
60.27
-1.86 %
4.71 %
4.03 %
Moderate
LIC MF Gilt Fund
44.005
66.63
1.12 %
5.54 %
4.90 %
Moderate
Mirae Asset Corporate Bond Fund
43.919
13.83
4.16 %
7.03 %
6.00 %
Moderate
Aditya Birla Sun Life Nifty SDL Sep 2027 Index Fund
43.216
13.00
5.29 %
7.56 %
0.00 %
Low to Moderate
Franklin India Long Term Fund
42.083
10.77
1.59 %
0.00 %
0.00 %
Moderate
SBI Fixed Maturity Plan - Series 54 (1842 Days)
41.045
13.47
5.69 %
7.47 %
0.00 %
Low
Franklin India Medium to Long Term Fund
40.811
11.21
3.14 %
0.00 %
0.00 %
Moderate
Shriram Overnight Fund
40.5
1279.40
5.24 %
5.96 %
0.00 %
Low
SBI CRISIL-IBX 10:90 Gilt + SDL - Dec 2029 Index Fund
39.203
10.21
0.00 %
0.00 %
0.00 %
Moderate
Mirae Asset Banking and PSU Debt Fund
38.858
14.01
3.64 %
6.76 %
5.85 %
Moderate
SBI Fixed Maturity Plan - Series 6 (3668 Days)
37.774
17.23
4.22 %
7.54 %
6.39 %
Low to Moderate
DSP 10 year Constant Maturity Gilt Fund
36.782
22.57
-0.00 %
5.93 %
4.77 %
Moderate
Kotak FMP Series 305 - 1200 Days
36.688
12.47
5.80 %
6.87 %
0.00 %
Low
Axis US Specific Treasury Dynamic Debt Passive FoF
36.363
11.86
3.78 %
0.00 %
0.00 %
Very High
Axis CRISIL IBX 50:50 Gilt Plus SDL September 2027 Index Fund
36.263
12.98
5.21 %
7.44 %
0.00 %
Low to Moderate
HDFC FMP 1876D March 2022
35.704
13.37
5.59 %
7.62 %
0.00 %
Low
SBI CRISIL - IBX SDL - June 2034 Index Fund
35.079
9.86
0.00 %
0.00 %
0.00 %
Moderate
UTI Medium Term Fund
33.971
20.62
3.50 %
6.67 %
5.77 %
Moderate
ITI Banking & PSU Debt Fund
33.923
14.22
4.28 %
6.88 %
6.30 %
Low to Moderate
Aditya Birla Sun Life CRISIL IBX 60:40 SDL+ AAA PSU Apr 2026 Index Fund
33.676
12.50
0.00 %
0.00 %
0.00 %
Low
Groww Gilt Fund
33.339
10.01
0.27 %
0.00 %
0.00 %
Moderate
UTI Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund
32.892
12.43
6.08 %
7.06 %
0.00 %
Low
UTI Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund
32.54
12.98
4.91 %
7.47 %
0.00 %
Low to Moderate
Sundaram Medium Term Fund
32.402
80.26
2.56 %
5.85 %
4.75 %
Moderate
Samco Overnight Fund
31.794
1263.55
4.96 %
5.79 %
0.00 %
Low
JioBlackRock Nifty 8-13 yr G-Sec Index Fund
30.82
10.19
0.68 %
0.00 %
0.00 %
Moderate
SBI Fixed Maturity Plan - Series 59 (1618 Days)
29.858
12.95
5.33 %
6.92 %
0.00 %
Low
SBI Fixed Maturity Plan - Series 34 (3682 Days)
29.85
14.82
3.81 %
7.41 %
6.45 %
Low to Moderate
JM Medium to Long Term Fund
28.969
71.40
1.82 %
6.38 %
5.17 %
Moderate
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 Days)
27.743
13.57
5.74 %
7.29 %
6.41 %
Low
Union Fixed Maturity Plan - Series 13 (1114 Days)
27.207
12.20
5.99 %
6.91 %
0.00 %
Low
Aditya Birla Sun Life Fixed Term Plan - Series UB (1224 Days)
26.535
12.54
6.01 %
6.95 %
0.00 %
Low
DSP FMP Series 270 - 1172 Days
25.922
12.75
4.97 %
6.90 %
0.00 %
Low to Moderate
Aditya Birla Sun Life CRISIL IBX Gilt April 2033 Index Fund
25.598
12.03
2.44 %
0.00 %
0.00 %
Moderate
Bajaj Finserv Gilt Fund
25.536
1075.87
3.17 %
0.00 %
0.00 %
Low to Moderate
Groww Dynamic Term Fund
25.464
1579.16
2.21 %
5.80 %
5.04 %
Moderate
ITI Dynamic Term Fund
24.19
13.34
1.47 %
5.80 %
5.64 %
Low to Moderate
Kotak Nifty G-Sec July 2033 Index Fund
21.306
12.30
2.31 %
7.16 %
0.00 %
Moderate
Aditya Birla Sun Life CRISIL IBX Gilt Apr 2028 Index Fund
21.01
12.70
4.35 %
7.03 %
0.00 %
Low to Moderate
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund
20.572
12.89
4.29 %
7.17 %
0.00 %
Low to Moderate
SBI Nifty G-Sec Jul 2031 Index Fund
19.619
10.12
0.00 %
0.00 %
0.00 %
Moderate
Mirae Asset Long Term Fund
19.044
10.35
-0.16 %
0.00 %
0.00 %
Moderate
Zerodha Nifty Short Duration G-Sec Index Fund
16.35
1025.18
0.00 %
0.00 %
0.00 %
NA

A

14.774
1011.65
0.00 %
0.00 %
0.00 %
Low to Moderate
Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan
13.555
14.88
2.65 %
5.73 %
4.92 %
Moderate
Aditya Birla Sun Life CRISIL IBX Gilt June 2027 Index Fund
12.749
11.72
4.87 %
0.00 %
0.00 %
Low to Moderate
ITI Overnight Fund
12.06
1400.26
4.98 %
5.78 %
5.55 %
Low
Aditya Birla Sun Life CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund
10.941
11.47
5.89 %
0.00 %
0.00 %
Low to Moderate
Axis CRISIL IBX SDL June 2034 Debt Index Fund
8.087
11.28
4.22 %
0.00 %
0.00 %
Moderate
Axis CRISIL-IBX AAA Bond NBFC-HFC - Jun 2027 Index Fund
7.627
11.31
6.28 %
0.00 %
0.00 %
Low to Moderate
Axis CRISIL-IBX AAA Bond Financial Services - Sep 2027 Index Fund
5.335
11.36
6.14 %
0.00 %
0.00 %
Low to Moderate
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund
0.361
10.97
5.40 %
0.00 %
0.00 %
Low to Moderate
Aditya Birla Sun Life Fixed Maturity Plan-Series VA (821 Days)
-
10.00
0.00 %
0.00 %
0.00 %
Low to Moderate
Aditya Birla Sun Life Financial Services Sectoral Debt Fund
-
10.01
0.00 %
0.00 %
0.00 %
Moderate

C

-
1001.31
0.00 %
0.00 %
0.00 %
Low to Moderate
Mirae Asset Fixed Maturity Plan - Series VI- 3 to 6 Months
-
-
0.00 %
0.00 %
0.00 %
Low to Moderate
Aditya Birla Sun Life Fixed Maturity Plan-Series VB (136 days)
-
-
0.00 %
0.00 %
0.00 %
NA
DSP Credit Risk Fund
325.925
60.90
10.43 %
13.78 %
13.33 %
NA
Aditya Birla Sun Life Credit Risk Fund
1,657.064
28.16
11.36 %
12.97 %
10.77 %
NA
HSBC Credit Risk Fund
441.18
37.85
5.96 %
11.65 %
9.08 %
NA
Aditya Birla Sun Life Medium Term Fund
3,369.716
47.95
7.66 %
10.49 %
12.55 %
NA
Bank of India Credit Risk Fund
74.335
14.95
17.09 %
10.04 %
27.80 %
NA

A debt fund is a mutual fund that invests in instruments that earn interest, such as government bonds, corporate bonds, treasury bills, and other fixed-income securities. The primary goal of a debt fund is stability. Unlike equity funds, which can swing widely with the stock market, debt funds focus on predictable income.

When you invest in a debt fund, the fund manager puts your money into these interest-paying instruments. The returns mainly come from the interest received and, at times, from small changes in bond prices. Since debt funds are not closely linked to stock market movements, they tend to be less volatile. This makes their performance more consistent than equity-oriented investments, especially when the market is unclear or changing quickly.

Debt mutual funds are among the biggest buyers of bonds when they lend money to corporations and governments. The interest on these bonds is accrued to the NAV of the fund on daily basis. As interest rates go down, older bonds that pay higher yields become more valuable and as a result the NAV rises. Prices of bonds fall when rates rise.

Credit risk is the real concern. SEBI-registered credit rating agencies like CRISIL, ICRA, CARE Ratings etc. provide a credit rating to each bond in a debt fund portfolio. This rating reveals how likely the issuer is to pay back the principal and interest as they come due. A rating of AAA (highest safety) to D (default) is the safest way credit can be rated. Usually, any ratings below BB are considered bad.

Some bonds offer higher interest because the company is financially weaker. But if the company’s financial health worsens, gets downgraded, or defaults, the bond price can fall sharply in one go. That’s why many fund managers stick mostly to bonds with AAA or AA ratings.

Funds managers also rebalance fund allocations when a company’s finances weaken, when rating outlooks turn negative, or when the extra yield no longer justifies the risk. They also shift maturities if interest rate expectations change and reinvest money from maturing bonds at better opportunities. So, returns come from interest rate moves and careful credit decisions.

Below are some key features that explain how debt funds work:

These funds are usually considered less volatile than equity-oriented funds. You see gradual, steady growth month after month. You roughly know what to expect when your maturity date arrives. However, the returns are often lower than those of equity funds.

Debt funds are not as highly volatile as equity funds. They put money in fixed-income instruments that pay fixed interest. Most securities carry ratings that show how safe they are. Hence, it is good for people who want steady growth without much risk.

Debt funds are considered safer than equity but not completely safe. Interest rates affect them directly. Credit risk is the other concern. Sometimes companies or borrowers fail to repay their bonds. Your fund loses money if this happens. Better-rated bonds lower this chance, but no investment is completely risk-free.

Here are the main reasons to invest in debt funds:

Debt funds are generally highly liquid compared to FDs. You can easily withdraw your money within 1-2 days of the redemption. There may be some minimal exit charges for early withdrawal, but not as high as FD penalties.

Fund managers use their market expertise to track interest rates and company health, shifting to safer options when needed. For busy investors, debt mutual funds offer expert oversight, diversification, and controlled risk.

Debt funds offer diverse investment options as fixed income investments come with different maturity periods, credit ratings, and interest rates to match your needs. You can pick funds based on your investment horizon.

How debt mutual funds are taxed is based on when you buy them and how long you hold them for.

For debt mutual funds purchased on or after 1 April 2023, any gains from redemption or transfer are taxed at the investor’s applicable income tax slab rate, with no indexation benefit available.

All gains from the redemption or transfer of a debt mutual fund bought on or before 1 April 2023 have a different tax treatment.

  • Short-Term Capital Gains (STCG): If you invested in the debt mutual fund for up to 36 months, your gains were considered STCG and taxed as per your income tax slab.
  • Long-Term Capital Gains (LTCG): If you held the fund for more than 36 months, then gain was treated as LTCG and taxed at 20 per cent with indexation benefit.
  • Indexation Benefit: Purchase price was adjusted for inflation through the Cost Inflation Index (CII), thereby lowering taxable gains.

Note: Debt mutual funds purchased before 1 April 2023 and redeemed on or after 23 July 2024 are classified as long-term capital gains (LTCG) when the holding period is more than or equal to 24 months (holding period reduced from earlier 36 months). LTCG is charged at a basic tax rate of 12.5% without indexation. Short-term capital gains (STCG), with a holding period of less than 24 months, continue to be taxed at the investor’s income tax slab rate.

Follow these steps to invest in debt funds:

  • Log in to the Kotak Neo app and click on the ‘Mutual Fund’ tab (it appears next to the F&O tab).
  • Now, click on the fund you want to invest under 'Collections'
  • Select your investment mode - SIP or lumpsum. Choose 'Start SIP' for the former or 'One-time' for the latter.
  • Input your investment amount. Then choose how you want to pay (UPI or net banking )
  • Make a payment to confirm the transaction

Debt funds may look safe, but check a few things first:

  • See what ratings the fund’s bonds have. Higher ratings mean safer investments.
  • Shop around for the same kinds of funds with lower expense ratios.
  • Learn about the experience and strategy of the fund manager.
  • Line up the fund’s duration with your target timing.

Debt funds are safer than equity but not completely risk-free. Companies can default on bond payments occasionally. Interest rate swings affect your returns temporarily. Stick to funds holding AAA-rated bonds for maximum safety. Government security funds carry almost zero default risk. Check the fund’s credit quality before investing.

As per the current taxation norms, all gains from the redemption or transfer of a debt mutual fund bought on or after 1 April 2023 are added to your total income and taxed as per your personal income tax slab rate.

Debt funds usually give better returns than fixed deposits. You can withdraw anytime without breaking the penalties. Taxation happens only when you transfer or redeem, not yearly like FDs. But FDs guarantee exact returns while debt funds fluctuate slightly. Your risk comfort decides which one is better for you.

No, debt mutual funds are not listed on stock exchanges. They are bought and redeemed directly through the fund house or distributors. You transact at the Net Asset Value (NAV) declared daily. Unlike stocks, you cannot trade them during market hours. Redemption requests are processed at the day’s closing NAV.

Figure out what you’re investing for and when you’ll need the money. Check the fund’s credit quality, fees, and how consistently it’s performed. Look at who’s managing it and whether the fund house has a solid reputation. Match everything to your timeline and comfort with risk.

You can identify whether a mutual fund is equity or debt by checking its asset allocation. If 65% or more of the fund is invested in equities, it is treated as an equity fund. If the equity portion is below 65%, it is considered a debt fund.

SOV in debt funds stands for Sovereign. It is used for government bonds such as G-Secs. These are considered very safe because they are backed by the government. Since the risk of default is extremely low, funds with higher SOV exposure are more stable.

YTM stands for Yield to Maturity. It estimates what you could earn if all bonds in the fund are held till maturity. This includes both interest payments and any gain or loss in bond prices. Use it to compare similar funds quickly.

Debt funds work for long-term goals if you want stability. They won’t multiply money like equity can over decades. But they protect capital while giving steady growth. Retirees and conservative investors use debt funds successfully in the long term. Younger investors should mix equity and debt. The right split depends on your risk appetite and goals.