Canara Bank Posts ₹4,574 Crore Q4 FY26 Profit, Down 10% YoY
- By Kotak News Desk
- 12 May 2026 at 9:06 AM IST
- Market News
- 4m

Canara Bank reported a Q4FY26 consolidated profit of ₹4,574 crore, down 10% YoY, while asset quality improved sharply. The board recommended a ₹4.20 dividend per share for FY26.
Canara Bank reported a consolidated net profit of ₹4,574 crore for the quarter ended March, marking a 10% decline from ₹5,070.19 crore recorded in the same period last year. The PSU lender’s interest income rose to ₹31,838.54 crore in Q4FY26 from ₹31,495.57 crore in the corresponding quarter of the previous fiscal.
On 11 May 2026, Canara Bank share price fell by 3.13% to close at ₹130.14 on the National Stock Exchange.
Key Financials For Q4 FY2026
Interest on Advances/Bills | ₹23,951.33 Cr | ₹22,806.92 Cr | 5.00% |
Income on Investments | ₹6,318.48 Cr | ₹6,736.78 Cr | -6.20% |
Interest on RBI & Inter-Bank Funds | ₹1,418.84 Cr | ₹1,392.79 Cr | 1.90% |
Other Interest Income | ₹149.89 Cr | ₹559.08 Cr | -73.20% |
Other Income | ₹4,700.07 Cr | ₹8,760.62 Cr | -46.40% |
Total Income | ₹36,538.61 Cr | ₹40,256.19 Cr | -9.20% |
Interest Expended | ₹22,024.35 Cr | ₹21,555.96 Cr | 2.20% |
Operating Expenses | ₹7,878.38 Cr | ₹10,293.57 Cr | -23.50% |
Employee Cost | ₹4,746.79 Cr | ₹5,008.73 Cr | -5.20% |
Other Operating Expenses | ₹3,131.59 Cr | ₹5,284.84 Cr | -40.70% |
Total Expenses | ₹29,902.73 Cr | ₹31,849.53 Cr | -6.10% |
Operating Profit | ₹6,635.88 Cr | ₹8,406.66 Cr | -21.10% |
Provisions & Contingencies | ₹992.12 Cr | ₹1,830.73 Cr | -45.80% |
Provision for NPAs | ₹1,311.57 Cr | ₹2,849.35 Cr | -54.00% |
Profit Before Tax (PBT) | ₹5,643.76 Cr | ₹6,575.93 Cr | -14.20% |
Tax Expense | ₹1,262.98 Cr | ₹1,478.48 Cr | -14.60% |
Net Profit After Tax | ₹4,380.78 Cr | ₹5,097.45 Cr | -14.10% |
Share of Earnings in Associates | ₹194.33 Cr | ₹13.78 Cr | 1310.10% |
Minority Interest | ₹0.88 Cr | ₹41.04 Cr | -97.90% |
Consolidated Net Profit | ₹4,574.23 Cr | ₹5,070.19 Cr | -9.80% |
EPS | ₹5.04 | ₹5.59 | -9.80% |
Gross NPA | ₹22,749.44 Cr | ₹31,548.32 Cr | -27.90% |
Net NPA | ₹5,209.37 Cr | ₹7,356.95 Cr | -29.20% |
Gross NPA Ratio | 1.84% | 2.94% | Improved by 110 bps |
Net NPA Ratio | 0.43% | 0.70% | Improved by 27 bps |
CET-1 Ratio | 12.47% | 12.09% | Improved by 38 bps |
Capital Adequacy Ratio | 17.07% | 16.39% | Improved by 68 bps |
Return on Assets (ROA) | 1.02% | 1.11% | Decreased by 9 bps |
Also Read - UPL Q4 FY26 Results: Revenue Rises 18%, EBITDA Up 13%
Dividend Declared
The Board of Directors recommended a dividend of ₹4.20 per equity share (210%) with a face value of ₹2 each for FY26, subject to shareholders’ approval at the upcoming Annual General Meeting.
Sources
Q4 Financial Results
Economic Times
This article is for informational purposes only and does not constitute financial advice. It is not produced by the desk of the Kotak Securities Research Team, nor is it a report published by the Kotak Securities Research Team. The information presented is compiled from several secondary sources available on the internet and may change over time. Investors should conduct their own research and consult with financial professionals before making any investment decisions. Read the full disclaimer here.
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