ICICI Lombard Reports 7.3% Profit Growth In Q4 FY26, Announces ₹7 Dividend

By Kotak News Desk
|
16 Apr 2026 at 10:58 AM IST
|
Market News
|
4m

Stay updated with the latest stock market developments and trends.

You can set Kotak Neo as a preferred source to receive regular market updates.

Summary

ICICI Lombard General Insurance has shown a 7.3% increase in Q4 FY26 net profit to ₹547 crore. The firm proposed a final dividend of ₹7 per share, taking the total FY26 dividend to ₹13.5 per share.

ICICI Lombard General Insurance has registered a 7.3% year-on-year increase in net profit at ₹547 crore in the March 2026 quarter against ₹510 crore a year back.

Along with the rise in profit, the company maintained steady premium growth during the period. The board has proposed a final dividend of ₹7 per share.

ICICI Lombard General Insurance shares rose 4.25% on the Bombay Stock Exchange (BSE) yesterday to close at ₹1,858, outperforming the broader Nifty 50, which rose 1.63% during the session.

How Did The Company Perform Operationally?

The net premium income increased by 10.8% year-on-year to ₹5,791 crore. reflecting steady business expansion. Gross written premium rose 16.9% to ₹8,074 crore, up from ₹6,903.9 crore a year earlier.

The return on average equity (ROAE) decreased to 17.8% in FY26 as compared to 19.1% in the previous year. In the March quarter, ROAE was 13.3%, compared to 14.5% a year ago.

As of March 31, 2026, the company's solvency ratio was 2.67x, which is much higher than the minimum regulatory solvency ratio of 1.5x. However, the solvency ratio dropped slightly from 2.69x in the last quarter. This was due to mark-to-market losses in the equity investment portfolio.

What Is The Dividend Payout?

The board has suggested a final dividend of ₹7 per share. At the next annual general meeting, shareholders will vote on it.

If approved, the total dividend for FY26 will stand at ₹13.5 per share, including the interim payout. Last year, it stood at ₹12.5 per share.

Also Read - India’s WPI Inflation Hits 3.88% In March, A 3-Year High

What Does This Mean For Investors?

To investors, the steady rise in profits and premiums shows that the business is doing well.

The key things to consider are moderate return ratios and the impact of investment portfolio volatility.

Strong solvency and steady dividends can help build trust over time. Meanwhile, underwriting performance and profitability trends should be monitored by the investors.

Sources:

NDTV Proft

CNBCTV 18

This article is for informational purposes only and does not constitute financial advice. It is not produced by the desk of the Kotak Securities Research Team, nor is it a report published by the Kotak Securities Research Team. The information presented is compiled from several secondary sources available on the internet and may change over time. Investors should conduct their own research and consult with financial professionals before making any investment decisions. Read the full disclaimer here.

Investments in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed SEBI prescribed limit. The securities are quoted as an example and not as a recommendation. SEBI Registration No-INZ000200137 Member Id NSE-08081; BSE-673; MSE-1024, MCX-56285, NCDEX-1262.

About the Author