Repco Home Finance's Q4 FY 2025-26 Quarterly Results

Result Summary

• Repco Home Finance Ltd reported a 0.6% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 4.4%.
• Its expenses for the quarter were down by 2.0% QoQ and up 4.3% YoY.
• The net profit increased 17.1% QoQ and increased 12.0% YoY.
• The earnings per share (EPS) of Repco Home Finance Ltd stood at 21.61 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Repco Home Finance Ltd is a company primarily engaged in providing housing finance solutions. It operates within the financial services industry, focusing on offering loans for the purchase and construction of residential properties. The company targets individuals and families in need of housing finance, serving as a vital player in the real estate finance sector. As of the latest information, no recent major developments regarding mergers, acquisitions, or expansions have been reported. The company continues to focus on its core business of home financing, providing customized loan products to meet the diverse needs of its clientele.

Revenue

In Q4FY26, Repco Home Finance Ltd reported a total income of ₹454.17 crores. This represents a slight decrease of 0.6% compared to the previous quarter, Q3FY26, where the total income was ₹457.13 crores. However, on a year-over-year basis, there was an increase of 4.4% from Q4FY25, when the total income stood at ₹435.00 crores. The company's revenue performance reflects its ability to generate income while adjusting to market conditions over different fiscal periods.

Profitability

The profitability metrics for Repco Home Finance Ltd indicate a profit before tax of ₹148.30 crores in Q4FY26, which is a marginal decrease of 0.4% from Q3FY26's ₹148.97 crores. Compared to Q4FY25, there is a decrease of 3.8% from ₹154.12 crores. The tax expense for Q4FY26 was ₹19.19 crores, showing a significant reduction of 52.3% from the previous quarter and a 51.0% decrease year-over-year. As a result, the profit after tax for Q4FY26 was ₹135.18 crores, marking an increase of 17.1% quarter-over-quarter and 12.0% year-over-year. Earnings per share for the same period followed a similar trend, increasing by 17.1% QoQ and 12.0% YoY, reaching ₹21.61.

Operating Metrics

The operating expenses for Repco Home Finance Ltd in Q4FY26 were ₹317.22 crores, which is a decrease of 2.0% from the previous quarter's ₹323.73 crores. Compared to Q4FY25, there is an increase of 4.3% from ₹304.20 crores. This reflects the company's efforts in managing its operating costs while responding to the changing economic landscape. The company exhibited a stable financial management approach across different fiscal periods, maintaining a balance between income and expenses.