Canara B's Q4 FY 2025-26 Quarterly Results

Result Summary

• Canara Bank reported a 10.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 9.2%.
• Its expenses for the quarter were up by 23.1% QoQ and down 6.1% YoY.
• The net profit decreased 11.6% QoQ and decreased 10.5% YoY.
• The earnings per share (EPS) of Canara Bank stood at 5.04 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Canara Bank is one of the leading public sector banks in India. Established in 1906, the bank provides a wide range of banking services, including retail banking, corporate banking, and treasury operations. Canara Bank has a substantial presence across India and has been focusing on expanding its digital banking capabilities to enhance customer experience. The bank has historically been involved in various corporate social responsibility initiatives aimed at community development and financial inclusion. Any recent major developments specific to Canara Bank are not available in the data provided.

Revenue

In Q4FY26, Canara Bank reported a total income of ₹36,538.61 crores, which represents a quarter-over-quarter (QoQ) increase of 10.4% from ₹33,089.36 crores in Q3FY26. However, there was a year-over-year (YoY) decrease of 9.2% when compared to ₹40,256.19 crores in Q4FY25. The increase in total income on a quarterly basis may be attributed to factors such as higher interest income, increased fee-based income, or other revenue streams. The YoY decline indicates that total income was lower when compared to the same quarter in the previous year, potentially due to macroeconomic factors or changes in interest rates affecting the banking sector.

Profitability

Canara Bank's profitability metrics for Q4FY26 show a mixed performance. The profit before tax was ₹5,643.76 crores, down by 11.5% QoQ from ₹6,378.81 crores in Q3FY26, and by 14.2% YoY from ₹6,575.93 crores in Q4FY25. The tax expense for the quarter was ₹1,262.98 crores, representing a decrease of 16.4% QoQ and 14.6% YoY. The profit after tax stood at ₹4,575.11 crores, reflecting an 11.6% QoQ decline and a 10.5% YoY reduction. Earnings per share (EPS) decreased to ₹5.04 from ₹5.79 in the previous quarter and ₹5.59 in the same quarter of the previous year, marking a decline of 13.0% QoQ and 9.8% YoY. These figures suggest that Canara Bank experienced pressure on its profitability during the quarter.

Operating Metrics

The total expenses for Q4FY26 were ₹29,902.73 crores, which increased by 23.1% QoQ from ₹24,293.27 crores in Q3FY26, but decreased by 6.1% YoY from ₹31,849.53 crores in Q4FY25. Provisions and contingencies for the quarter were ₹992.12 crores, showing a significant decrease of 59.0% QoQ from ₹2,417.28 crores in Q3FY26 and 45.8% YoY from ₹1,830.73 crores in Q4FY25. These changes highlight the bank's efforts in managing its provisioning for bad loans or other contingencies. The bank's financial metrics indicate a focus on controlling expenses despite an increase in total income, with significant reductions in provisions and contingencies contributing to the overall operating performance.