Tata Capital's Q4 FY 2025-26 Quarterly Results

Result Summary

• Tata Capital Ltd reported a 2.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 8.7%.
• Its expenses for the quarter were up by 2.2% QoQ and 4.9% YoY.
• The net profit increased 15.9% QoQ and increased 46.7% YoY.
• The earnings per share (EPS) of Tata Capital Ltd stood at 3.54 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Tata Capital Ltd is a prominent financial services company in India, known for offering a range of products and services. The company operates primarily in the financial services industry, providing solutions such as loans, wealth management, and investment services. Tata Capital Ltd is part of the larger Tata Group, which is one of India's most respected and diversified conglomerates. As of the information available up to October 2023, any recent major developments specific to Tata Capital Ltd are not accessible. The company is recognized for its focus on customer-centric solutions, leveraging its extensive industry experience to cater to the diverse financial needs of its clients.

Revenue

In Q4FY26, Tata Capital Ltd reported a total income of ₹8162.31 crores, reflecting a quarter-over-quarter increase of 2.3% from ₹7978.85 crores in Q3FY26, and a year-over-year growth of 8.7% from ₹7508.81 crores in Q4FY25. This consistent growth in total income highlights the company's ability to increase its revenue base over both sequential and annual periods. The rising total income can be indicative of the company's efforts to expand its market presence and enhance its service offerings in the financial sector.

Profitability

The financial performance of Tata Capital Ltd in Q4FY26 shows a notable improvement in profitability. The profit before tax (PBT) for this quarter is ₹1977.50 crores, marking a significant quarter-over-quarter increase of 16.8% from ₹1693.78 crores in Q3FY26, and a year-over-year rise of 44.3% from ₹1369.99 crores in Q4FY25. After accounting for taxes, the profit after tax (PAT) stands at ₹1466.27 crores, exhibiting a quarter-over-quarter growth of 15.9% from ₹1264.74 crores in the previous quarter and an impressive year-over-year increase of 46.7% from ₹999.82 crores in Q4FY25. This enhancement in profitability is also reflected in the earnings per share (EPS), which rose to ₹3.54 in Q4FY26, with a quarter-over-quarter increase of 19.2%.

Operating Metrics

The total expenses for Tata Capital Ltd in Q4FY26 amounted to ₹5602.58 crores, which represents a 2.2% increase from ₹5482.14 crores in Q3FY26 and a 4.9% increase from ₹5340.87 crores in Q4FY25. This rise in expenses is relatively modest compared to the growth in income, suggesting an effective cost management strategy. The tax expense for Q4FY26 is ₹512.21 crores, showing a quarter-over-quarter rise of 19.1% and a year-over-year increase of 38.9%, which corresponds with the rise in profit before tax. The consistent growth in operational metrics, paired with the increase in total income and profitability, reflects the company's operational efficiency and financial health.