Sundaram Finance's Q4 FY 2025-26 Quarterly Results

Result Summary

• Sundaram Finance Ltd reported a 2.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 12.6%.
• Its expenses for the quarter were up by 1.2% QoQ and 9.3% YoY.
• The net profit increased 2.4% QoQ and increased 0.2% YoY.
• The earnings per share (EPS) of Sundaram Finance Ltd stood at 50.28 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Sundaram Finance Ltd is a prominent non-banking financial company (NBFC) based in India. The company is primarily involved in providing financing solutions across various sectors, with a strong focus on vehicle finance, home loans, and corporate finance. Sundaram Finance has established a robust presence in the financial services industry, leveraging its extensive network to cater to diverse customer needs. As of the latest available information, the company has been actively expanding its service offerings, aiming to enhance its market position and maintain steady growth. However, specific recent developments within the company are not available in the provided data.

Revenue

In Q4FY26, Sundaram Finance Ltd reported a total income of ₹2,589.39 crores, reflecting a quarter-over-quarter (QoQ) increase of 2.3% from ₹2,529.95 crores in Q3FY26. The year-over-year (YoY) growth rate stood at 12.6%, compared to ₹2,300.22 crores in Q4FY25. This consistent growth in revenue highlights the company's ability to enhance its income streams over both the short and long term. The steady increase in total income over the quarters and years indicates robust performance in its core business operations, despite any market challenges that may have been present.

Profitability

The profitability of Sundaram Finance Ltd in Q4FY26 saw a positive trajectory, with the profit before tax (PBT) amounting to ₹772.86 crores. This represents a significant QoQ increase of 13.3% from ₹682.24 crores in Q3FY26 and a slight YoY increase of 1.1% from ₹764.78 crores in Q4FY25. The tax expense was ₹192.31 crores, which was higher than the previous quarter's ₹160.26 crores, marking a 20.0% QoQ increase. However, the YoY figure shows a 9.0% decrease compared to ₹211.25 crores in Q4FY25. Consequently, the profit after tax (PAT) for Q4FY26 was ₹554.17 crores, showing a modest QoQ increase of 2.4% from ₹541.36 crores in Q3FY26 and a slight YoY rise of 0.2% from ₹552.98 crores in Q4FY25. This performance underscores the company's capacity to manage its expenses and sustain profitability.

Operating Metrics

The operational performance of Sundaram Finance Ltd is reflected in its earnings per share (EPS), which stood at ₹50.28 in Q4FY26. This marks a 2.4% increase from the previous quarter's EPS of ₹49.12 and a minor YoY increase of 0.2% from ₹50.17 in Q4FY25. The company's total expenses in Q4FY26 were ₹1,684.10 crores, showing a QoQ increase of 1.2% from ₹1,664.53 crores in Q3FY26 and a YoY rise of 9.3% from ₹1,540.94 crores in Q4FY25. These figures indicate that while expenses have risen, the company has effectively managed to increase its revenue and maintain profitability, as evidenced by the stable EPS growth.