PB Fintech's Q4 FY 2025-26 Quarterly Results

Result Summary

• PB Fintech Ltd reported a 16.7% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 34.6%.
• Its expenses for the quarter were up by 14.0% QoQ and 31.3% YoY.
• The net profit increased 37.9% QoQ and increased 53.0% YoY.
• The earnings per share (EPS) of PB Fintech Ltd stood at 5.61 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

PB Fintech Ltd is a company known for its operations in the financial technology sector. Its main products and services likely include online platforms for financial services, such as insurance and loans, although specific details about its range of offerings or any recent major developments are not available from the provided data. The company is positioned in an industry that merges technology with financial services, providing digital solutions to enhance consumer access to financial products.

Revenue

In the fourth quarter of the fiscal year 2026, PB Fintech Ltd reported a total income of ₹2165.64 crores. This represents a quarter-over-quarter (QoQ) increase of 16.7% from the ₹1856.00 crores recorded in Q3FY26. Year-over-year (YoY), the total income increased by 34.6% compared to the ₹1608.96 crores reported in Q4FY25. These figures indicate a robust growth trajectory in the company's income over both the quarterly and annual periods.

Profitability

The company recorded a profit before tax of ₹277.92 crores in Q4FY26, marking an increase of 38.6% QoQ from ₹200.56 crores in Q3FY26, and a significant 61.9% YoY increase from ₹171.67 crores in Q4FY25. Profit after tax stood at ₹261.16 crores, up 37.9% from ₹189.43 crores in the previous quarter and up 53.0% from ₹170.66 crores in the same quarter of the previous year. The tax expense for Q4FY26 was ₹10.74 crores, slightly lower than the ₹11.64 crores in Q3FY26 but considerably higher than the ₹0.79 crores in Q4FY25, reflecting a YoY increase of 1259.5%. Earnings per share for Q4FY26 were ₹5.61, compared to ₹4.08 in Q3FY26 and ₹3.67 in Q4FY25, showing a 37.5% QoQ and 52.9% YoY increase.

Operating Metrics

Total expenses for PB Fintech Ltd in Q4FY26 amounted to ₹1887.72 crores, which is a 14.0% increase from ₹1655.44 crores in the previous quarter and a 31.3% rise from ₹1437.29 crores in Q4FY25. This reflects an upward trend in the company's expenditure over both the quarterly and annual periods. The financial data shows that while the company's expenses have risen, the growth in total income has outpaced the increase in expenses, contributing to improved profitability metrics.