IDBI Bank's Q4 FY 2025-26 Quarterly Results

Result Summary

• IDBI Bank Ltd reported a 14.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 4.7%.
• Its expenses for the quarter were up by 0.1% QoQ and 9.3% YoY.
• The net profit increased 1.2% QoQ and decreased 5.4% YoY.
• The earnings per share (EPS) of IDBI Bank Ltd stood at 1.87 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

IDBI Bank Ltd is a prominent financial services company operating in the Indian banking sector. As a provider of a diverse range of banking products and services, IDBI Bank caters to both retail and corporate clients. The bank's offerings include loans, deposits, payment services, and wealth management products. IDBI Bank has been an integral part of India's financial landscape, with a history of supporting various sectors through financial solutions. The company has seen various developments in its operational strategies and financial performance over the years, but specific recent major developments are not available in the provided data.

Revenue

In the fourth quarter of the fiscal year 2026 (Q4FY26), IDBI Bank Ltd reported a total income of ₹9517.50 crores. This represents a quarter-over-quarter (QoQ) increase of 14.0% compared to ₹8351.61 crores in the third quarter of FY26 (Q3FY26). Year-over-year (YoY), the total income saw an increase of 4.7% compared to ₹9089.81 crores in the fourth quarter of FY25 (Q4FY25). The growth in revenue is indicative of the bank's increasing business operations and possibly an expanding customer base or enhanced service offerings during this period.

Profitability

For profitability, IDBI Bank's profit before tax (PBT) in Q4FY26 was ₹2815.79 crores, showing a QoQ increase of 13.1% from ₹2489.02 crores in Q3FY26. However, the YoY comparison indicates a decline of 5.9% from ₹2991.48 crores in Q4FY25. The profit after tax (PAT) for Q4FY26 stood at ₹1982.00 crores, marking a QoQ increase of 1.2% from ₹1959.41 crores in Q3FY26, but a YoY decrease of 5.4% from ₹2094.28 crores in Q4FY25. The earnings per share (EPS) similarly showed a QoQ increase of 2.7% but decreased YoY by 3.6%. These figures reflect changes in the bank's tax obligations and operational efficiency, impacting its net profitability.

Operating Metrics

The total expenses for IDBI Bank in Q4FY26 were ₹6410.69 crores, showing a minimal QoQ increase of 0.1% from Q3FY26, and a more substantial YoY increase of 9.3% compared to Q4FY25. Provisions and contingencies, which are critical for assessing the bank's risk management and financial health, were recorded at ₹291.02 crores in Q4FY26. This metric showed a significant QoQ change from a negative value of ₹-538.89 crores in Q3FY26, highlighting a substantial shift in financial strategy or provisioning policies. The YoY change was 23.6%, up from ₹235.49 crores in Q4FY25. The tax expense for Q4FY26 was ₹828.35 crores, which increased both QoQ by 56.4% and decreased YoY by 9.9%. These operating metrics illustrate the financial adjustments and provisioning strategies employed by the bank during the fiscal period.