Bandhan Bank Q4 FY26 Results: Profit Jumps 68% To ₹534 crore

Bandhan Bank delivered a strong March quarter. The bank reported a profit after tax (PAT) of ₹534 crore, which is a 68% year-on-year (YoY) increase from ₹318 crore. On a sequential basis, profit was up 159% from the December quarter of FY26.

At the close of the day on 28 April 2026, Bandhan Bank’s share price had declined by almost 2% to ₹178.65 on the National Stock Exchange. But the stock is likely to be in the news after this announcement.

Q4 FY26 Numbers In Focus

The bank’s net revenue for the quarter stood at ₹3,567 crore, growing 3.2% YoY from ₹3,456 crore. Net interest income (NII) increased 1.4% YoY to reach ₹2,796 crore.

Profitability ratios like return on assets (RoA) and return on equity (RoE) were 1.1% and 8.5%, respectively. The bank also reported a net interest margin (NIM) of 6.2%.

On the business side, deposits grew 10% YoY to ₹1.66 lakh crore, while gross advances increased 13% YoY to ₹1.54 lakh crore. The deposit mix improved too. Retail deposits rose 18% YoY and made up 74% of total deposits. Current Account and Savings Account (CASA) deposits stood at ₹48,752 crore, with a CASA ratio of 29%.

Asset quality improved. Gross non-performing assets (GNPA) stood at 3.3%, improving from 4.7% a year ago, and net NPA came in at 1.0%, down from 1.3%. The provision coverage ratio (PCR) stood at 84.9%, reflecting strong provisioning buffers.

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FY26 Performance

For the complete FY26, Bandhan Bank reported net revenue of ₹13,564 crore with NII of ₹10,830 crore.

The bank’s profit after tax for FY26 came in at ₹1,224 crore, with RoA at 0.6% and RoE at 4.8% on an annualised basis. The net interest margin (NIM) for the year was 6.1%, and total provisions stood at ₹4,131 crore.

The board has also recommended a dividend of ₹1.50 per share for FY26.

Source:

Company Press Release