Shriram Finance's Q4 FY 2025-26 Quarterly Results

Result Summary

• Shriram Finance Ltd reported a 6.0% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 15.5%.
• Its expenses for the quarter were down by 5.3% QoQ and up 20.5% YoY.
• The net profit decreased 15.3% QoQ and increased 6.1% YoY.
• The earnings per share (EPS) of Shriram Finance Ltd stood at 11.39 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Shriram Finance Ltd is a prominent player in the financial services industry, primarily focusing on providing financial products and services. While specific recent developments are not available, the company is known for its involvement in vehicle finance, loans against property, and small business loans. As an integrated platform offering various financial solutions, Shriram Finance Ltd serves a significant portion of the market, catering to diverse customer needs across India. The company operates in a competitive landscape, where it strives to maintain its market position through strategic initiatives and customer-centric approaches.

Revenue

The revenue analysis for Shriram Finance Ltd is based on its total income figures for the recent quarters and the corresponding year-over-year and quarter-over-quarter changes. In Q4FY26, the company reported a total income of ₹11,460.25 crores, compared to ₹12,196.53 crores in Q3FY26, reflecting a decline of 6.0% quarter-over-quarter. However, when compared to the same quarter in the previous year, Q4FY25, where the total income was ₹9,918.30 crores, there is a year-over-year increase of 15.5%. These figures illustrate shifts in the company's revenue over the specified periods, providing insight into the company's financial performance dynamics.

Profitability

Profitability for Shriram Finance Ltd can be assessed through its profit before tax and profit after tax figures. In Q4FY26, the company achieved a profit before tax of ₹2,771.98 crores, a decrease from the ₹3,363.52 crores reported in Q3FY26, representing a 17.6% reduction quarter-over-quarter. Comparing year-over-year, there is a slight increase from ₹2,742.85 crores in Q4FY25, amounting to a 1.1% rise. The profit after tax for Q4FY26 was ₹2,143.77 crores, down by 15.3% from the previous quarter's ₹2,529.65 crores, but up by 6.1% compared to ₹2,021.28 crores in Q4FY25. These metrics highlight changes in profitability over time.

Operating Metrics

Operating metrics for Shriram Finance Ltd include total expenses and earnings per share (EPS). Total expenses in Q4FY26 were ₹7,124.98 crores, reflecting a decrease of 5.3% from ₹7,522.69 crores in Q3FY26. Year-over-year, expenses increased by 20.5% from ₹5,910.44 crores in Q4FY25. The earnings per share for Q4FY26 stood at ₹11.39, showing a decline of 15.3% from the previous quarter's ₹13.44. Compared to the same period last year, where EPS was ₹53.36, there is a significant year-over-year decline of 78.7%. These metrics provide an overview of the company's operational efficiency and shareholder value.