IndusInd Bank's Q4 FY 2025-26 Quarterly Results

Result Summary

• IndusInd Bank Ltd reported a 13.3% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 22.9%.
• Its expenses for the quarter were up by 9.5% QoQ and 11.4% YoY.
• The net profit decreased 1919.7% QoQ and decreased 199.1% YoY.
• The earnings per share (EPS) of IndusInd Bank Ltd declined at 29.89 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

IndusInd Bank Ltd is a prominent banking institution in India, primarily engaged in providing a wide range of banking and financial services. The bank offers products and services that include personal banking, corporate banking, and wealth management solutions. It operates in the financial services industry, catering to both retail and corporate customers. IndusInd Bank is known for its extensive network of branches and ATMs across the country, providing accessibility and convenience to its clients. The bank has been actively involved in digital banking solutions, enhancing customer experience through technology. Any recent major developments specific to IndusInd Bank Ltd are not available within the data provided.

Revenue

During the fourth quarter of the fiscal year 2026 (Q4FY26), IndusInd Bank reported a total income of ₹11,342.67 crores. This represents a sequential decline of 13.3% compared to the previous quarter (Q3FY26), where the total income stood at ₹13,080.08 crores. When compared to the same quarter in the previous fiscal year (Q4FY25), the bank's total income decreased by 22.9% from ₹14,706.66 crores. The financial data highlights a notable decrease in revenue both on a quarter-over-quarter and year-over-year basis.

Profitability

In the profitability aspect, IndusInd Bank reported a loss before tax of ₹3,012.96 crores in Q4FY26, a significant downturn from a profit before tax of ₹173.85 crores in Q3FY26. Compared to Q4FY25, where the bank recorded a profit before tax of ₹3,131.31 crores, the decline is even more pronounced. The profit after tax for Q4FY26 was a loss of ₹2,328.87 crores, contrasting sharply with a profit of ₹127.98 crores in Q3FY26 and ₹2,349.15 crores in Q4FY25. The earnings per share (EPS) for Q4FY26 was reported as a negative ₹29.89, compared to ₹1.59 in the previous quarter and ₹30.14 in the same quarter of the previous year. The metrics indicate a substantial deterioration in profitability on both a sequential and annual basis.

Operating Metrics

The total expenses of IndusInd Bank in Q4FY26 amounted to ₹11,833.55 crores, which reflects an increase of 9.5% from ₹10,810.46 crores in Q3FY26 and an 11.4% increase from ₹10,625.12 crores in Q4FY25. Provisions and contingencies for Q4FY26 were recorded at ₹2,522.08 crores, marking a 20.3% rise from ₹2,095.77 crores in Q3FY26 and a significant increase of 165.4% from ₹950.23 crores in Q4FY25. The tax liability turned negative in Q4FY26 at -₹684.04 crores, compared to a positive tax of ₹45.91 crores in Q3FY26 and ₹782.23 crores in Q4FY25. These operating metrics reflect substantial changes in the bank's financial operations, with increases in expenses and provisions contributing to the overall financial results.