IIFL Finance's Q4 FY 2025-26 Quarterly Results

Result Summary

• IIFL Finance Ltd reported a 24.4% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 11.2%.
• Its expenses for the quarter were down by 18.3% QoQ and 9.2% YoY.
• The net profit decreased 49.9% QoQ and decreased 41.6% YoY.
• The earnings per share (EPS) of IIFL Finance Ltd stood at 4.85 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

IIFL Finance Ltd is a prominent non-banking financial company (NBFC) in India. The company primarily provides a wide range of financial services including loans, mortgages, gold loans, and microfinance. It operates extensively across India, catering to both retail and corporate clients. IIFL Finance is known for its focus on leveraging technology to enhance customer experience and streamline operations. The company has been actively expanding its digital offerings to meet the evolving needs of its clients and to stay competitive in the rapidly changing financial landscape. As of the given data period, specific recent major developments are not available.

Revenue

In the fourth quarter of the financial year 2026 (Q4FY26), IIFL Finance Ltd reported a total income of ₹2594.35 crores. This represents a decrease from the previous quarter (Q3FY26), where the total income was ₹3432.79 crores, reflecting a quarter-over-quarter (QoQ) decline of 24.4%. Compared to the same quarter in the previous year (Q4FY25), the total income was ₹2922.12 crores, marking a year-over-year (YoY) decrease of 11.2%. These figures highlight the company's revenue performance over the periods specified in the provided data.

Profitability

For Q4FY26, IIFL Finance Ltd recorded a profit before tax (PBT) of ₹309.47 crores. This is a significant decrease when compared to ₹662.94 crores in Q3FY26, resulting in a QoQ decline of 53.3%. When compared to Q4FY25, where the PBT was ₹553.69 crores, there is a YoY decline of 44.1%. After accounting for taxes, the profit after tax (PAT) for Q4FY26 stood at ₹251.36 crores, compared to ₹501.35 crores in Q3FY26 and ₹430.63 crores in Q4FY25, showing a QoQ decrease of 49.9% and a YoY decrease of 41.6%. Earnings per share (EPS) in Q4FY26 was ₹4.85, compared to ₹10.85 in Q3FY26 and ₹9.68 in Q4FY25, reflecting a QoQ decline of 55.3% and a YoY decline of 49.9%.

Operating Metrics

During Q4FY26, IIFL Finance Ltd reported total expenses of ₹1936.14 crores. This is a reduction from the previous quarter, Q3FY26, where expenses were ₹2370.17 crores, marking an 18.3% decline QoQ. In comparison to Q4FY25, where expenses were ₹2132.83 crores, there is a YoY decrease of 9.2%. The tax expense for Q4FY26 was ₹58.11 crores, which shows a decrease from ₹161.59 crores in Q3FY26 and ₹123.06 crores in Q4FY25, indicating a QoQ decline of 64.0% and a YoY decline of 52.8%. These metrics provide insights into the company's cost management and tax liabilities over the specified periods.