PNB Housing Finance Share Price

PNB Housing Finance Limited is a registered housing finance company with National Housing Bank (NHB), incorporated on November 11, 1988. It is promoted by Punjab National Bank (PNB), holding 28.1% of the equity share capital in the Company. The Company is primarily engaged in the business of providing loans to individuals and corporate bodies for purchase, construction, repair and upgradation of houses. It also provides loans for commercial space, loan against property and loan for purchase of residential plots. The Company is deposit taking Housing Finance Company registered with National Housing Bank (NHB) under Section 29A of the National Housing Bank Act, 1987.In 2003, PNB Housing Finance was notified under the SARFAESI Act. In 2006, the company crossed the Rs 1000 crore loan portfolio. In 2009, PNB Housing Finances promoter PNB sold 26% of its stake in the total issued, subscribed and paidup share capital of the company to Destimoney Enterprises Private Limited (DEPL).In 2010, PNB Housing Finance launched the business process reengineering project, Kshitij. In 2012, DEPL increased its shareholding in the company to 49%, pursuant to the conversion of Compulsory Convertible Debentures (CCDs) issued in 2009. During the year, PNB Housing Finance brought down Gross and net NPAs lower than 0.5% of its asset portfolio. In 2013, PNB Housing Finance crossed Rs 1000 crore in retail deposits. In 2014, the companys profit after tax crossed Rs 100 crore and assets under management crossed Rs 10000 crore. In 2015, the company implemented endtoend Enterprise System Solution. During the year, DEPL was acquired by Quality Investment Holdings (QIH) of the Carlyle Group. In October 2016, PNB Housing Finance raised Rs 3000 crore from an initial public offer. Its equity shares were listed on National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) with effect from 7 November 2016. In 2016, PNB Housing Finances assets under management crossed Rs 25000 crore.In 2017, PNB Housing Finances assets under management crossed Rs 50000 crore and deposits crossed Rs 10000 crore. During the year, PNB Housing Finance incorporated a subsidiary PHFL Home Loans Services Ltd.The Board of Directors of PNB Housing Finance at its meeting held on 3 May 2018 approved to raise funds by way of External Commercial Borrowings for not exceeding USD 1 billion in one or more trenches to augment its mediumterm resources subject to all regulatory approvals. On 10 July 2018, PNB Housing Finance informed the stock exchanges that it has received a joint communication from its promoter Punjab National Bank (PNB) and its second largest shareholder viz. Quality Investment Holdings (The Carlyle Group) regarding the initiation of the process for the sale of minimum 51% stake in PNB Housing Finance Limited to the potential acquirers.During the financial year 2019, Rs. 30,858 crores was borrowed through bank term loans, National Housing Bank refinance, external commercial borrowings and public deposits. The National Housing Bank sanctioned Rs. 3,500 crores in the third quarter of fiscal 201819, which was fully drawn down during the fourth quarter.The total Assets Under Management (AUM) as at March 31, 2019 were Rs. 84,722 crores. During FY 201819, the Company has opened 18 new branches, out of which 4 branches were opened in the existing locations and 14 branches were opened at new locations. As on March 31, 2019, the Company has presence through 102 branches, 29 outreach locations, totalling to 131 distribution outlets. During the year 209, the Company has sourced loans worth Rs. 16,494 crores for PNB Housing. During the year 2020, the Company had opened 2 new branches. As on March 31, 2020, the Company has presence through 105 branches, 28 outreach locations, totalling to 133 distribution outlets. The assets under management (AUM) as at March 31, 2020 were Rs. 83,346 crores. During the year 200, the Company has sourced loans worth Rs. 11,326 crores for PNB Housing. It became the first HFC to sign a funding of US75 million via External Commercial Borrowings (ECBs) from Japan International Corporation Agency (JICA).The Assets Under Management (AUM) as at March 31, 2021 were Rs. 74,469 crores. As on March 31, 2021, the Company has presence through 94 branches, 17 outreach locations, totalling to 111 distribution outlets. The Company also has 22 underwriting hubs for credit decision making.During the year 2022, the Company opened 24 new branches/ outreaches, majority in tier II and tier III cities to expand Unnati operations. As on March 31 2022, the Company has presence through 99 branches, 38 outreach locations, totaling to 137 distribution outlets. It started 24 new locations dedicated to Unnati. Company opened 3 more branches and 2 outreach centres in April 2022 resulting in a total of 29 Unnati locations by the end of April 2022. The Assets Under Management (AUM) as at March 31, 2022 were Rs. 65,977 crore. During the year, the Company has sourced 74% of loan applications resulting into 71% of total loans disbursed by PNB Housing.During the year 2023, the Company expanded its branch network to 189 branches/outreaches an increase from 137 branches/ outreaches as on March 31, 2022. The affordable loan segment presence was expanded to 82 branches/outreaches in more than 150 districts.During the year 2024, the Company expanded its branch network to 300 branches/outreaches an increase from 137 branches/ outreaches as on March 31, 2023. The affordable loan segment presence was expanded to 160 branches/outreaches in more than 150 districts. The Company restarted its borrowing from the debt market and NHB during FY24. During the year 2025, the Company expanded its branch network to 355 branches/outreaches an increase from 300 branches/ outreaches as on March 31, 2024. The affordable loan segment presence was expanded to 200 branches/outreaches in more than 150 districts. The Company crossed the milestone by scaling the affordable Loan asset from Rs 1,790 crore in March 2024 to Rs 5,070 crore by March 2025.

For the full year FY2025–2026, revenue reached ₹7691.63 crore and profit touched at ₹1936.14 crore. As of Dec '25, PNB Housing Finance’s market capitalisation stood at ₹25,036.18 crores. Shareholding as of Dec '25 shows promoters holding 28%, with FIIs at 17.2%, DIIs at 43.1%, and public at 11.7%.

As of 20 Jan 2026, PNB Housing Finance share price is ₹961. The stock opened at ₹957.2 and had closed at ₹961.5 the previous day. During today’s trading session, PNB Housing Finance share price moved between ₹950.40 and ₹967.50, with an average price for the day of ₹958.95. Over the last 52 weeks, the stock has recorded a low of ₹746.70 and a high of ₹1,141.90. In terms of performance, PNB Housing Finance share price has declined by 11.2% over the past six months and has increased by 5.38% over the last year.