Bajaj Finance Share Price

Bajaj Finance Limited Overview

Incorporated on March 25, 1987, by Rahul Bajaj, Bajaj Finance is headquartered in Pune, Maharashtra, and is a subsidiary of Bajaj Finserv. The company is registered with the Reserve Bank of India as a non-banking financial company (NBFC). Bajaj Finance is listed on both the NSE and BSE under the ticker symbols BAJFINANCE and 500034, respectively. It primarily engages in consumer lending, SME lending, commercial lending, rural finance, deposits, and wealth management services.

Bajaj Finance Business Segments and Revenue Model

Bajaj Finance operates through various verticals such as consumer durable finance, personal loans, lifestyle finance, two- and three-wheeler loans, gold loans, home loans, loan against property, SME lending, and commercial lending. It also offers fixed deposits, mutual fund distribution, and insurance services. The company generates most of its revenue from interest income on its lending portfolio. Additional income streams include fees, commissions, and value-added financial services. With a wide digital and physical distribution network, it caters to both urban and rural customers across India.

Bajaj Finance Key Milestones

• 1987: Incorporated as Bajaj Auto Finance Ltd to finance two- and three-wheelers.
• 1988: Converted into a public limited company.
• 1998: Listed on NSE and BSE.
• 2010: Renamed as Bajaj Finance Ltd.
• 2011–2013: Introduced EMI Card, Flexi loans, and scaled consumer finance operations.
• 2015: Launched rural lending and widened geographic footprint.
• 2017–2018: AUM crossed ₹75,000 crore; raised ₹4,500 crore via QIP; acquired 10.8% stake in Mobikwik.
• 2020: Expanded into broking and payments through new digital platforms.
• 2023: Became one of the largest NBFCs in India by AUM and customer base.
• 2025: AUM reached ₹4.16 lakh crore; announced stock split, bonus issue, and ₹56/share dividend.

Bajaj Finance ESG and Sustainability

• Focus areas include financial literacy, education, skill development, and rural empowerment
• Initiatives to promote digital inclusion in underbanked regions
• Committed to achieving carbon neutrality by 2030 through reduced paper usage and energy-efficient operations.

Awards and Recognitions

• Named Best NBFC in India by several financial publications
• Received Best Consumer Finance Company award
• Recognised as Digital Innovator of the Year in BFSI sector
• Maintains AAA+/Stable rating from CRISIL, ICRA, and CARE