Repco Home Finance's Q3 FY 2025-26 Quarterly Results
- 06 Feb 2026
Result Summary
- Repco Home Finance Ltd reported a 3.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 2.7%.
- Its expenses for the quarter were up by 6.2% QoQ and 7.6% YoY.
- The net profit increased 5.3% QoQ and increased 2.0% YoY.
- The earnings per share (EPS) of Repco Home Finance Ltd stood at 18.45 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 457.13 | 441.90 | 445.32 | 3.4% | 2.7% |
Total Expenses | 323.73 | 304.71 | 300.98 | 6.2% | 7.6% |
Profit Before Tax | 148.97 | 138.65 | 144.01 | 7.4% | 3.4% |
Tax | 40.20 | 35.50 | 37.46 | 13.2% | 7.3% |
Profit After Tax | 115.44 | 109.66 | 113.17 | 5.3% | 2.0% |
Earnings Per Share | 18.45 | 17.53 | 18.09 | 5.2% | 2.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Repco Home Finance Ltd is a prominent housing finance company in India, primarily involved in providing home loans to individuals and families for the purchase and construction of homes. The company operates within the financial services industry, catering to the housing finance needs of the retail segment. It focuses on providing financial solutions to both salaried individuals and the self-employed. As of the latest available data, there are no specific recent major developments for the company. It is important to note that additional recent company-specific information is not available and thus cannot be provided in this report.
Revenue
In the third quarter of the fiscal year 2026 (Q3FY26), Repco Home Finance Ltd reported a total income of ₹457.13 crores. This represents a quarter-over-quarter (QoQ) increase of 3.4% from the previous quarter (Q2FY26), where the total income was ₹441.90 crores. Compared to the same quarter in the previous year (Q3FY25), which had a total income of ₹445.32 crores, there is a year-over-year (YoY) growth of 2.7%. The steady increase in total income over both the QoQ and YoY periods reflects an upward trend in revenue generation for the company during this fiscal quarter.
Profitability
For Q3FY26, the company recorded a Profit Before Tax (PBT) of ₹148.97 crores, marking a 7.4% increase on a QoQ basis from ₹138.65 crores in Q2FY26. The YoY growth in PBT is 3.4% compared to ₹144.01 crores in Q3FY25. The Profit After Tax (PAT) for Q3FY26 was ₹115.44 crores, showing a 5.3% QoQ increase from ₹109.66 crores in Q2FY26 and a 2.0% YoY increase from ₹113.17 crores in Q3FY25. The Earnings Per Share (EPS) also rose to ₹18.45 in Q3FY26, from ₹17.53 in Q2FY26, reflecting a 5.2% QoQ growth and a slight YoY increase of 2.0%. These figures indicate a consistent rise in profitability metrics for the company over the respective periods.
Operating Metrics
Total expenses for Q3FY26 amounted to ₹323.73 crores, increasing by 6.2% from ₹304.71 crores in Q2FY26. On a YoY basis, total expenses rose by 7.6% from ₹300.98 crores in Q3FY25. The tax expenses for Q3FY26 were ₹40.20 crores, which is a 13.2% increase QoQ from ₹35.50 crores in Q2FY26 and a 7.3% increase YoY from ₹37.46 crores in Q3FY25. These figures reflect the company's operational expenditures and tax obligations, showing upward trends in these areas during the reported quarter. The consistent increase in expenses and taxes aligns with the growth trends observed in other financial metrics.