Poonawalla Fincorp's Q3 FY 2025-26 Quarterly Results
- 4d ago
Result Summary
- Poonawalla Fincorp Ltd reported a 17.9% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 72.0%.
- Its expenses for the quarter were up by 11.5% QoQ and 93.4% YoY.
- The net profit increased 102.5% QoQ and increased 702.0% YoY.
- The earnings per share (EPS) of Poonawalla Fincorp Ltd stood at 1.85 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 1818.48 | 1542.77 | 1057.17 | 17.9% | 72.0% |
Total Expenses | 1322.80 | 1186.21 | 684.12 | 11.5% | 93.4% |
Profit Before Tax | 200.21 | 98.89 | 25.18 | 102.5% | 695.1% |
Tax | 49.99 | 24.69 | 6.45 | 102.5% | 675.0% |
Profit After Tax | 150.22 | 74.20 | 18.73 | 102.5% | 702.0% |
Earnings Per Share | 1.85 | 0.95 | 0.24 | 94.7% | 670.8% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Poonawalla Fincorp Ltd is a prominent player in the Indian financial services industry. The company provides a range of financial products and services, including loan offerings, financial leasing, and asset management services. As a part of the non-banking financial company (NBFC) sector, Poonawalla Fincorp focuses on providing tailored financial solutions to individuals and businesses. Recent major developments are not available, so any changes in their strategic focus or product offerings in the last quarter are not identified in this report.
Revenue
In the third quarter of the fiscal year 2026, Poonawalla Fincorp Ltd reported a total income of ₹1818.48 crores. This marks a significant quarter-over-quarter (QoQ) increase of 17.9% from the previous quarter, Q2 FY26, where the total income was ₹1542.77 crores. The year-over-year (YoY) comparison shows an even more pronounced increase, with total income rising by 72.0% from ₹1057.17 crores in Q3 FY25. This substantial growth in revenue can be attributed to an increase in operational activities or expansion in market share.
Profitability
The company's profitability has seen notable improvements in Q3 FY26. The profit before tax (PBT) for this period was ₹200.21 crores, reflecting an impressive 102.5% increase from the ₹98.89 crores reported in Q2 FY26. Compared to the same quarter in the previous year, Q3 FY25, where PBT was ₹25.18 crores, there is a remarkable YoY growth of 695.1%. After accounting for taxes, the profit after tax (PAT) stands at ₹150.22 crores, which also registers a 102.5% increase from ₹74.20 crores in Q2 FY26, and a 702.0% increase from ₹18.73 crores in Q3 FY25.
Operating Metrics
Operating expenses have also increased in Q3 FY26, with total expenses recorded at ₹1322.80 crores. This represents an 11.5% rise from ₹1186.21 crores in Q2 FY26, and a significant 93.4% increase from ₹684.12 crores in Q3 FY25. The tax expense for the quarter was ₹49.99 crores, which mirrors the same 102.5% increase as the PBT from Q2 FY26's ₹24.69 crores. Earnings per share (EPS) for Q3 FY26 were ₹1.85, marking a 94.7% increase from ₹0.95 in Q2 FY26, and a substantial increase from ₹0.24 in Q3 FY25, reflecting the strong profitability performance of the company.