India Shelter Finance Corporation's Q3 FY 2025-26 Quarterly Results
- 08 Feb 2026
Result Summary
- India Shelter Finance Corporation Ltd reported a 5.6% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 28.0%.
- Its expenses for the quarter were up by 7.7% QoQ and 26.9% YoY.
- The net profit increased 1.7% QoQ and increased 29.1% YoY.
- The earnings per share (EPS) of India Shelter Finance Corporation Ltd stood at 11.02 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 389.76 | 369.24 | 304.39 | 5.6% | 28.0% |
Total Expenses | 217.15 | 201.63 | 171.17 | 7.7% | 26.9% |
Profit Before Tax | 159.95 | 158.07 | 124.37 | 1.2% | 28.6% |
Tax | 35.88 | 36.03 | 28.23 | -0.4% | 27.1% |
Profit After Tax | 124.07 | 122.04 | 96.14 | 1.7% | 29.1% |
Earnings Per Share | 11.02 | 10.92 | 8.64 | 0.9% | 27.5% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
India Shelter Finance Corporation Ltd is a notable player in the housing finance sector in India. The company primarily focuses on providing housing finance to low and middle-income families. These loans are typically used for home construction, home purchase, and home improvement. India Shelter Finance Corporation Ltd operates in a growing market with a significant demand for affordable housing, driven by urbanization and a burgeoning middle class in India. However, recent major developments specific to the company are not available in the provided data.
Revenue
During the third quarter of the fiscal year 2026 (Q3FY26), India Shelter Finance Corporation Ltd reported a total income of ₹389.76 crores, marking a 5.6% increase from the previous quarter (Q2FY26) where total income was ₹369.24 crores. On a year-over-year basis, there was a notable increase of 28.0% compared to the Q3FY25 total income of ₹304.39 crores. This growth in revenue over both the quarter and the year can be attributed to the company's expanding operations and ability to capture a larger market share in the housing finance sector.
Profitability
The company's profitability metrics for Q3FY26 indicate a profit before tax of ₹159.95 crores, which is a 1.2% increase over the previous quarter and a 28.6% increase year-over-year. After accounting for taxes, the profit after tax stood at ₹124.07 crores, rising by 1.7% from the previous quarter and 29.1% from the same quarter last year. The earnings per share for this quarter were ₹11.02, reflecting a 0.9% increase from the last quarter and a 27.5% increase year-over-year. These figures suggest a steady growth in profit margins and shareholder value over time.
Operating Metrics
The total expenses for Q3FY26 were reported at ₹217.15 crores, which represents a 7.7% increase from Q2FY26's expenses of ₹201.63 crores, and a 26.9% increase from the expenses of ₹171.17 crores in Q3FY25. The tax expense for the current quarter was ₹35.88 crores, slightly down by 0.4% from the previous quarter but up by 27.1% from the prior year. These operational metrics provide insight into the company's cost management strategies and the impact of operational efficiencies on its overall financial performance.