Central Bank of India's Q3 FY 2025-26 Quarterly Results
- 4d ago
Result Summary
- Central Bank of India reported a 7.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 12.6%.
- Its expenses for the quarter were up by 2.6% QoQ and 11.7% YoY.
- The net profit increased 2.5% QoQ and increased 30.9% YoY.
- The earnings per share (EPS) of Central Bank of India stood at 1.4 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 11006.94 | 10283.71 | 9774.25 | 7.0% | 12.6% |
Total Expenses | 8710.03 | 8488.29 | 7797.53 | 2.6% | 11.7% |
Provisions & contingencies | 704.63 | 316.22 | 559.03 | 122.8% | 26.0% |
Profit Before Tax | 1592.28 | 1479.20 | 1417.69 | 7.6% | 12.3% |
Tax | 327.34 | 259.61 | 449.51 | 26.1% | -27.2% |
Profit After Tax | 1264.79 | 1234.06 | 966.05 | 2.5% | 30.9% |
Earnings Per Share | 1.40 | 1.36 | 1.11 | 2.9% | 26.1% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Central Bank of India is one of the oldest and largest commercial banks in India. Established in the early 20th century, it operates within the financial services industry, primarily offering banking and financial solutions to individuals, businesses, and institutions across the country. The bank provides a range of services, including retail banking, corporate banking, international banking, and treasury operations. As a key player in the Indian banking sector, Central Bank of India is committed to providing accessible and efficient banking solutions to its extensive customer base. Any recent developments specific to the bank's operations or strategic initiatives are not available in the provided data.
Revenue
In the third quarter of the fiscal year 2026 (Q3FY26), Central Bank of India reported a total income of ₹11,006.94 crores. This figure marks a 7.0% increase from the previous quarter (Q2FY26), where the total income was ₹10,283.71 crores. Year-over-year, the bank saw a 12.6% rise in total income compared to the third quarter of the fiscal year 2025 (Q3FY25), which was ₹9,774.25 crores. This growth in total income reflects the bank's ability to enhance its revenue streams over both the quarterly and annual periods.
Profitability
The profit before tax for Central Bank of India in Q3FY26 was ₹1,592.28 crores, representing a 7.6% increase from ₹1,479.20 crores in Q2FY26. Compared to Q3FY25, where the profit before tax was ₹1,417.69 crores, there is a 12.3% year-over-year growth. The profit after tax for Q3FY26 was ₹1,264.79 crores, up by 2.5% from the previous quarter's ₹1,234.06 crores and a substantial 30.9% increase from ₹966.05 crores in Q3FY25. The tax expense for the quarter was ₹327.34 crores, which is a 26.1% increase quarter-over-quarter but a 27.2% decrease year-over-year. The earnings per share for Q3FY26 stood at ₹1.40, reflecting a 2.9% rise from Q2FY26 and a 26.1% increase from Q3FY25.
Operating Metrics
Total expenses for the quarter ending in December 2025 were ₹8,710.03 crores, showing a 2.6% increase from ₹8,488.29 crores in the previous quarter. Year-over-year, total expenses rose by 11.7% from ₹7,797.53 crores in Q3FY25. A notable increase was observed in provisions and contingencies, which surged by 122.8% from ₹316.22 crores in Q2FY26 to ₹704.63 crores in Q3FY26. Compared to Q3FY25, this represents a 26.0% increase from ₹559.03 crores. These metrics indicate significant movements in the bank's operational aspects over both short-term and long-term periods.