When is Intraday Profit Credited?
- 4 min•
- 8,716•
- Published 18 Dec 2025
Intraday trading involves buying and selling stocks within the same trading day, and any profit or loss is squared off before the market closes. However, many traders remain unaware of when their intraday profits are actually credited. This timing plays an important role in managing liquidity and planning future trades.
With the recent Securities and Exchange Board of India (SEBI) regulations standardising credit timelines, it’s important to understand how and when intraday profit is credited.
Understanding Procedure of Intraday Trading
Intraday trading, as it is called, refers to the purchase and sale of shares on the same day. Such purchases and sales result in a net position of zero at the end of each trading day. Accordingly, all profits and losses from intraday operations shall be credited or debited the following day. However, in your Demat account, you will not get any securities to hold.
If every intraday transaction is closed by the broker, you will be granted a loan equivalent to your profits within five hours. It can lead to loss in the absence of such closure. Therefore, it is important to ask your broker to claim the profits within the time limits by using stop loss or other trading tools.
Intraday Profit Crediting
If you are wondering when intraday profits will be credited, check out the table below:
Weekday (Monday–Thursday) | Any weekday | Next working day | After 3:30 pm | Profits are unblocked after market close on T+1. |
Friday | Friday | Monday (next working day) | After 3:30 pm | Saturday/Sunday are non-working days; credit happens on Monday. |
T+1 is a market holiday | Any weekday | Next working day after holiday | After 3:30 pm | Credit is deferred to the next market session. |
Same-day usage | Any day | Not allowed | N/A | Intraday profits cannot be reused on the same day. |
Segment-specific delays | Varies | May vary | Varies | Equity, derivatives, and commodities may have different processing times. |
SEBI New Rules of Intraday Trading
On March 1, 2021, new rules for intraday trading in India were laid down by the Securities and Exchange Board of India. The new guidelines make it clear that any funds generated by intraday trading will be available for use when the stock exchanges are scheduled to close on the next business day. Therefore, the intraday gains cannot be used in any further transactions on the same date, as they will be transferred into your account at the end of the next working day.
Understanding Intraday Profit Crediting with Example
We should use the example to help us understand this. Let's say on March 12th, you had three intraday transactions, so let's call it Transaction Day.
You've bought 10 shares at a price of Rs. 1,000 each and 8 shares at a price of Rs. 1,200 each of the company in two transactions. This means that your entire purchase is worth INR 19,600. Consider that you earned Rs 23,400 after selling 18 stocks for Rs 1,300 per share on the same day. The above transactions will bring you a profit of approximately Rs. 3,800 on an intraday basis. Let's have a look at the three different scenarios for this new change.
Scenario 1: T Day Falls On a Weekday
As stated in the new Regulation, this intraday gain of Rs. 3,800 will be limited to a single T+1 day. This is March 12, so the T+1 will take place on March 13th. Here, it is presumed that March 12 is a workday and March 13 is a regular business day. On March 13 at 3:30 p.m., following the closing of markets for that day, you can use an intraday profit as long as it remains in your account.
Scenario 2: Friday is the day T Day falls
Let's assume that March 12 (T Day) happens on a Friday, like it did in 2021. In that situation, rather than having your intraday profit from March 12 unblocked on March 13, which is a Saturday, it would be unblocked towards the end of the T+1 working day. In this case, the next working day will be Monday, March 15. At 3 p.m. on March 15, your intraday profit will become available again.
Scenario 3: Market Holify is the T day
In the event of a market holiday on T+1 day, scenario 2 will be repeated as mentioned above. Suppose you've booked intraday profit on Tuesdays and Wednesdays, which is a market holidays. Than on Thursday at 3 p.m., your profit will be restored.
Conclusion
In the past, most brokers have credited intraday profits for immediate use. Even though this policy had been introduced for almost six months, there was still a lack of awareness among traders. Make sure, prior to placing an intraday position on your trading account online, that you factor in the fact that there will be no profit until after 3:30 p.m. for the following trading day. It's different from what many traders used to do because they used profits from trades on the same day. This will not be possible with the new rule, and you'll need to wait until the end of the next trading day before profits are made available. Moreover, if you want to start intraday trading and buy shares online, then go ahead with the Kotak Neo trading app, as this app offers tons of tools to analyze your trade.
Read More : Budget 2024 updates
