Transwarranty Finance's Q3 FY 2025-26 Quarterly Results
- 13 Feb 2026
Result Summary
- Transwarranty Finance Ltd reported a 7.1% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 31.4%.
- Its expenses for the quarter were down by 0.2% QoQ and 13.5% YoY.
- The net profit decreased 27.8% QoQ and decreased 61.1% YoY.
- The earnings per share (EPS) of Transwarranty Finance Ltd declined at 0.17 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 3.64 | 3.40 | 2.77 | 7.1% | 31.4% |
Total Expenses | 4.42 | 4.43 | 5.11 | -0.2% | -13.5% |
Profit Before Tax | -0.90 | -1.27 | -2.34 | -29.1% | -61.5% |
Tax | 0.01 | -0.01 | 0.00 | -200.0% | - |
Profit After Tax | -0.91 | -1.26 | -2.34 | -27.8% | -61.1% |
Earnings Per Share | -0.17 | -0.23 | -0.45 | -26.1% | -62.2% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Transwarranty Finance Ltd is a financial services company operating within the non-banking financial sector in India. The company offers a range of financial services, including loans, investment advisory, and distribution services. Recent developments within the company or significant changes in its business strategy are not provided within the current data set. As a player in the financial services sector, the company is subject to regulatory requirements and market dynamics that influence its operations and financial performance.
Revenue
In the third quarter of fiscal year 2026 (Q3FY26), Transwarranty Finance Ltd reported a total income of ₹3.64 crores. This represents a sequential increase of 7.1% compared to the ₹3.40 crores recorded in the second quarter of fiscal year 2026 (Q2FY26). Year-over-year, the total income saw a notable growth of 31.4% from the ₹2.77 crores reported in the third quarter of fiscal year 2025 (Q3FY25). The consistent growth in revenue suggests an upward trend in the company’s income generation over the periods compared.
Profitability
The profitability metrics for Transwarranty Finance Ltd indicate an ongoing challenge in achieving positive earnings. In Q3FY26, the company’s profit before tax (PBT) was a loss of ₹0.90 crores, which marks an improvement from the previous quarter’s loss of ₹1.27 crores, translating to a 29.1% reduction in losses quarter-over-quarter. Compared to the same quarter the previous year, PBT improved by 61.5% from a loss of ₹2.34 crores. The profit after tax (PAT) followed a similar trajectory, with a reported loss of ₹0.91 crores in Q3FY26, compared to a loss of ₹1.26 crores in Q2FY26 and a loss of ₹2.34 crores in Q3FY25. The earnings per share (EPS) also improved from -₹0.23 in Q2FY26 and -₹0.45 in Q3FY25 to -₹0.17 in Q3FY26, reflecting an improvement in earnings performance over both the quarter and year.
Operating Metrics
The total expenses for Transwarranty Finance Ltd in Q3FY26 amounted to ₹4.42 crores, showing a marginal decrease of 0.2% compared to ₹4.43 crores in Q2FY26. Year-over-year, expenses declined by 13.5% from ₹5.11 crores in Q3FY25, indicating cost management efforts. The tax expense for the quarter was minimal at ₹0.01 crores, which contrasts with a tax benefit of -₹0.01 crores in Q2FY26 and no tax expense in Q3FY25. This variance in tax treatment affects the net profitability metrics. The company has not provided information on specific operating metrics such as debt-to-equity ratios or current ratios within the provided data set.