Tata Capital's Q3 FY 2025-26 Quarterly Results
- 20 Jan 2026
Result Summary
- Tata Capital Ltd reported a 3.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a - of -.
- Its expenses for the quarter were up by 0.2% QoQ and - - YoY.
- The net profit increased 13.0% QoQ and - - YoY.
- The earnings per share (EPS) of Tata Capital Ltd stood at 2.97 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 7978.85 | 7749.65 | 0.00 | 3.0% | - |
Total Expenses | 5482.14 | 5472.98 | 0.00 | 0.2% | - |
Profit Before Tax | 1693.78 | 1503.50 | - | 12.7% | NaN% |
Tax | 429.95 | 388.05 | 0.00 | 10.8% | - |
Profit After Tax | 1264.74 | 1118.97 | 0.00 | 13.0% | - |
Earnings Per Share | 2.97 | 2.73 | 0.00 | 8.8% | - |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Tata Capital Ltd is a prominent financial services company in India, which operates as a subsidiary of Tata Sons Limited. The company provides a wide range of financial products and services, including commercial finance, infrastructure finance, wealth management, and consumer loans. Tata Capital is part of the larger Tata Group, one of India’s most respected and oldest conglomerates with a diverse interest in sectors such as automotive, steel, IT services, and consumer goods. As of the latest data available, Tata Capital continues to expand its footprint in the financial sector, leveraging the Tata brand's robust reputation for integrity and reliability. While specific recent developments are not provided, the company is known for its strategic initiatives aimed at digital transformation, customer-centric service enhancement, and sustainability.
Revenue
In the third quarter of the fiscal year 2026, Tata Capital Ltd reported a total income of ₹7978.85 crores. This represents a 3.0% increase from the previous quarter's total income of ₹7749.65 crores. The company's revenue streams primarily include interest income from loans offered to various sectors, fee-based income from advisory services, and earnings from investments. The data for the third quarter of the fiscal year 2025 is not available, hence a year-over-year comparison for total income cannot be conducted. The quarter-over-quarter growth reflects an uptick in the company's operational performance during the current fiscal quarter.
Profitability
The profitability metrics for Tata Capital Ltd highlight a strong performance in the third quarter of the fiscal year 2026. The company reported a Profit Before Tax (PBT) of ₹1693.78 crores, marking a 12.7% increase from the previous quarter's PBT of ₹1503.50 crores. After accounting for taxes, the Profit After Tax (PAT) stood at ₹1264.74 crores, which is a 13.0% increase compared to the last quarter's PAT of ₹1118.97 crores. The tax expense for the quarter was ₹429.95 crores, up by 10.8% from the previous quarter. These figures indicate robust profitability for the company, with significant improvements in both pre-tax and post-tax earnings quarter-over-quarter.
Operating Metrics
Key operating metrics for Tata Capital Ltd include Earnings Per Share (EPS) which rose to ₹2.97 in the third quarter of fiscal year 2026, reflecting an 8.8% increase from ₹2.73 in the previous quarter. The total expenses for the current quarter were ₹5482.14 crores, showing a marginal increase of 0.2% from ₹5472.98 crores in the second quarter of fiscal year 2026. The data set does not provide information on year-over-year changes or additional operating metrics such as loan disbursement volumes or asset quality indicators, which are typically crucial for a comprehensive analysis of a financial services company’s operational efficiency.