Tata Capital's Q2 FY 2025-26 Quarterly Results
- 06 Jan 2026
Result Summary
- Tata Capital Ltd reported a 0.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 7.7%.
- Its expenses for the quarter were up by 1.3% QoQ and 5.9% YoY.
- The net profit increased 7.5% QoQ and decreased 1.2% YoY.
- The earnings per share (EPS) of Tata Capital Ltd stood at 2.73 during Q2 FY 2025-26.
Financial Statments for Q2 FY 2025-26
Total Income | 7749.65 | 7691.65 | 7192.48 | 0.8% | 7.7% |
Total Expenses | 5472.98 | 5400.33 | 5165.94 | 1.3% | 5.9% |
Profit Before Tax | 1503.50 | 1382.74 | 1492.20 | 8.7% | 0.8% |
Tax | 388.05 | 341.26 | 361.14 | 13.7% | 7.5% |
Profit After Tax | 1118.97 | 1040.93 | 1132.62 | 7.5% | -1.2% |
Earnings Per Share | 2.73 | 2.50 | 2.74 | 9.2% | -0.4% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Tata Capital Ltd is a prominent non-banking financial company (NBFC) in India, offering a diverse range of financial services and solutions. The company operates in various segments, including consumer finance, wealth management, commercial finance, and infrastructure finance. It caters to both individual and institutional customers, providing products such as loans, investment services, and advisory solutions. Tata Capital is part of the larger Tata Group, renowned for its significant presence in numerous industries globally. As of the data available, there are no specific recent major developments mentioned for Tata Capital Ltd.
Revenue
In the second quarter of the fiscal year 2026 (Q2FY26), Tata Capital Ltd reported a total income of ₹7749.65 crores, representing a quarter-over-quarter (QoQ) increase of 0.8% from ₹7691.65 crores in Q1FY26. This also marks a year-over-year (YoY) growth of 7.7% compared to ₹7192.48 crores in Q2FY25. The consistent growth in total income over both the quarters and the year indicates a steady upward trend in the company's revenue generation activities.
Profitability
During Q2FY26, Tata Capital Ltd recorded a profit before tax (PBT) of ₹1503.50 crores, showing an 8.7% increase QoQ from ₹1382.74 crores in Q1FY26, and a slight YoY increase of 0.8% from ₹1492.20 crores in Q2FY25. The profit after tax (PAT) for the same quarter was ₹1118.97 crores, which signifies a QoQ growth of 7.5% from ₹1040.93 crores in the previous quarter. However, there was a slight YoY decrease of 1.2% from ₹1132.62 crores in Q2FY25. Despite the increase in tax expenses by 13.7% QoQ, the company managed to achieve a positive profit margin on a quarterly basis.
Operating Metrics
The earnings per share (EPS) for Tata Capital Ltd in Q2FY26 stood at ₹2.73, reflecting a QoQ increase of 9.2% from ₹2.50 in Q1FY26. However, it experienced a minimal YoY decline of 0.4% from ₹2.74 in Q2FY25. Total expenses for Q2FY26 were ₹5472.98 crores, which increased by 1.3% QoQ from ₹5400.33 crores in Q1FY26 and by 5.9% YoY from ₹5165.94 crores in Q2FY25. The tax expense in Q2FY26 was ₹388.05 crores, showing a YoY increase of 7.5% from ₹361.14 crores in Q2FY25. These metrics indicate operational changes over the quarters and the year, reflecting the company's financial adjustments and strategies.