Sundaram Finance's Q3 FY 2025-26 Quarterly Results
- 03 Feb 2026
Result Summary
- Sundaram Finance Ltd reported a 5.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 14.6%.
- Its expenses for the quarter were up by 2.5% QoQ and 10.6% YoY.
- The net profit increased 10.9% QoQ and increased 18.9% YoY.
- The earnings per share (EPS) of Sundaram Finance Ltd stood at 49.12 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 2529.95 | 2400.68 | 2207.35 | 5.4% | 14.6% |
Total Expenses | 1664.53 | 1623.87 | 1505.17 | 2.5% | 10.6% |
Profit Before Tax | 682.24 | 650.14 | 600.77 | 4.9% | 13.6% |
Tax | 160.26 | 159.07 | 149.59 | 0.7% | 7.1% |
Profit After Tax | 541.36 | 488.12 | 455.47 | 10.9% | 18.9% |
Earnings Per Share | 49.12 | 44.29 | 41.33 | 10.9% | 18.8% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Sundaram Finance Ltd is a prominent financial services company based in India. The company is primarily known for offering a wide range of financial services including loans, asset management, insurance, and investment advisory. As a key player in the financial services industry, Sundaram Finance has established a strong foothold with a diverse portfolio of services catering to both individual and corporate clients. The company is known for its robust customer service and innovative financial solutions. However, specific recent developments or strategic shifts within the company are not available based on the provided data, and additional information would be required to detail any such activities.
Revenue
In the third quarter of the fiscal year 2026 (Q3FY26), Sundaram Finance Ltd recorded a total income of ₹2529.95 crores. This represents a quarter-over-quarter increase of 5.4% from ₹2400.68 crores in Q2FY26. Compared to the same quarter in the previous year, Q3FY25, where the total income was ₹2207.35 crores, the year-over-year growth is 14.6%. This upward trajectory in total income reflects the company's ability to maintain consistent revenue growth over the periods reviewed. The increase can be attributed to the company's strategic initiatives and possibly enhanced market presence, although specific contributing factors are not identified in the provided data.
Profitability
Sundaram Finance Ltd reported a profit before tax of ₹682.24 crores in Q3FY26, marking a quarter-over-quarter growth of 4.9% from ₹650.14 crores in Q2FY26. On a year-over-year basis, the profit before tax increased by 13.6% from ₹600.77 crores in Q3FY25. After accounting for taxes, the company achieved a profit after tax of ₹541.36 crores in Q3FY26, which is a significant 10.9% increase from the previous quarter's ₹488.12 crores and an 18.9% rise compared to ₹455.47 crores in Q3FY25. The company's ability to improve profitability is further reflected in the earnings per share, which rose from ₹44.29 in Q2FY26 to ₹49.12 in Q3FY26, and from ₹41.33 in Q3FY25, highlighting strong earnings performance relative to both the previous quarter and year.
Operating Metrics
The total expenses for Sundaram Finance Ltd in Q3FY26 amounted to ₹1664.53 crores, showing a modest quarter-over-quarter increase of 2.5% from ₹1623.87 crores in Q2FY26. Year-over-year, the expenses rose by 10.6% from ₹1505.17 crores in Q3FY25. The tax expense in Q3FY26 was ₹160.26 crores, which reflects a slight quarter-over-quarter increase of 0.7% compared to ₹159.07 crores in Q2FY26, and a 7.1% rise from ₹149.59 crores in Q3FY25. These figures suggest a controlled increase in operational costs relative to income and profitability, although specific operational strategies or cost management practices are not detailed in the data provided. The trends in expenses and taxation indicate careful financial management, contributing to the overall financial health of the company.