Shriram Finance's Q3 FY 2025-26 Quarterly Results
- 24 Jan 2026
Result Summary
- Shriram Finance Ltd reported a 2.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 13.9%.
- Its expenses for the quarter were up by 0.6% QoQ and 13.6% YoY.
- The net profit increased 9.3% QoQ and decreased 22.1% YoY.
- The earnings per share (EPS) of Shriram Finance Ltd stood at 13.44 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 12196.53 | 11921.33 | 10705.47 | 2.3% | 13.9% |
Total Expenses | 7522.69 | 7475.04 | 6620.49 | 0.6% | 13.6% |
Profit Before Tax | 3363.52 | 3112.96 | 4312.81 | 8.0% | -22.0% |
Tax | 839.51 | 803.16 | 1080.74 | 4.5% | -22.3% |
Profit After Tax | 2529.65 | 2314.16 | 3248.64 | 9.3% | -22.1% |
Earnings Per Share | 13.44 | 12.29 | 86.25 | 9.4% | -84.4% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Shriram Finance Ltd is a prominent player in the Indian financial services industry, primarily focusing on providing lending and investment services. The company operates in sectors such as asset financing, providing loans for commercial vehicles, and offering various financial products tailored to meet the needs of its diverse clientele. Shriram Finance Ltd has established itself as a key facilitator in the financial ecosystem, especially in catering to the underserved segments of society. As of the latest available data, there are no major developments or changes in the company's operations that have been reported. The company continues to operate within its core domains, maintaining its commitment to providing financial services across India.
Revenue
In the third quarter of the fiscal year 2026 (Q3FY26), Shriram Finance Ltd reported a total income of ₹12,196.53 crores. This represents a quarter-over-quarter (QoQ) increase of 2.3% compared to the previous quarter (Q2FY26), where the total income was ₹11,921.33 crores. When compared to the same quarter in the previous year (Q3FY25), which recorded a total income of ₹10,705.47 crores, there is a year-over-year (YoY) growth of 13.9%. This upward trend in revenue indicates a consistent growth trajectory over both the quarterly and yearly timelines.
Profitability
The company's profitability metrics for Q3FY26 reveal a profit before tax (PBT) of ₹3,363.52 crores, marking an 8.0% increase from the previous quarter's PBT of ₹3,112.96 crores. However, when analyzing the year-over-year change, there is a noticeable decline of 22.0% from the PBT of ₹4,312.81 crores in Q3FY25. The tax expense for Q3FY26 was ₹839.51 crores, which is a 4.5% increase from the previous quarter but represents a 22.3% decrease compared to the same period last year. Consequently, the profit after tax (PAT) for Q3FY26 stands at ₹2,529.65 crores, reflecting a 9.3% QoQ increase but a 22.1% YoY decrease. The earnings per share (EPS) for Q3FY26 is ₹13.44, up by 9.4% from the previous quarter but showing a significant decline of 84.4% compared to Q3FY25.
Operating Metrics
The total expenses for Shriram Finance Ltd in Q3FY26 amounted to ₹7,522.69 crores, showing a marginal QoQ increase of 0.6% from ₹7,475.04 crores in Q2FY26. Compared to the same quarter in the previous year, total expenses increased by 13.6% from ₹6,620.49 crores in Q3FY25. The company's operating performance, reflected by the changes in expenses and income, suggests a focus on maintaining steady growth and managing operational costs effectively. The analysis of these metrics provides insights into the company's operational efficiency and cost management strategies over the reported period.