Paisalo Digital's Q3 FY 2025-26 Quarterly Results
- 07 Feb 2026
Result Summary
- Paisalo Digital Ltd reported a 7.2% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 17.8%.
- Its expenses for the quarter were up by 1.3% QoQ and 24.6% YoY.
- The net profit increased 28.6% QoQ and increased 6.1% YoY.
- The earnings per share (EPS) of Paisalo Digital Ltd stood at 0.73 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 240.05 | 224.01 | 203.75 | 7.2% | 17.8% |
Total Expenses | 144.93 | 143.10 | 116.32 | 1.3% | 24.6% |
Profit Before Tax | 88.80 | 69.00 | 82.30 | 28.7% | 7.9% |
Tax | 22.54 | 17.46 | 19.87 | 29.1% | 13.4% |
Profit After Tax | 66.26 | 51.54 | 62.43 | 28.6% | 6.1% |
Earnings Per Share | 0.73 | 0.57 | 0.70 | 28.1% | 4.3% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Paisalo Digital Ltd is a non-banking financial company (NBFC) based in India, primarily engaged in providing loans and financial services. It operates in the finance sector, focusing on offering a range of loan products including personal loans, business loans, and agricultural loans. The company aims to cater to both urban and rural populations, facilitating financial inclusion. As of the latest available information, there are no recent major developments disclosed about Paisalo Digital Ltd.
Revenue
In Q3FY26, Paisalo Digital Ltd recorded a total income of ₹240.05 crores, compared to ₹224.01 crores in the previous quarter, Q2FY26, representing a quarter-over-quarter (QoQ) increase of 7.2%. When compared to the same quarter of the previous year, Q3FY25, where the total income was ₹203.75 crores, the company experienced a year-over-year (YoY) growth of 17.8%. This upward trend in income highlights the company's ability to enhance its revenue streams over both the quarterly and yearly periods.
Profitability
For the quarter ending Q3FY26, Paisalo Digital Ltd reported a profit before tax of ₹88.80 crores. This reflects a significant QoQ increase of 28.7% from ₹69.00 crores in Q2FY26. The profit before tax also rose by 7.9% YoY from ₹82.30 crores in Q3FY25. After accounting for tax expenses of ₹22.54 crores in Q3FY26, the profit after tax stood at ₹66.26 crores, marking a 28.6% increase QoQ from ₹51.54 crores in Q2FY26, and a 6.1% rise YoY from ₹62.43 crores in Q3FY25.
Operating Metrics
The earnings per share (EPS) for Paisalo Digital Ltd in Q3FY26 was ₹0.73, up from ₹0.57 in Q2FY26, exhibiting a QoQ increase of 28.1%. Compared to the same quarter in the previous year, Q3FY25, where the EPS was ₹0.70, there is a YoY increase of 4.3%. The total expenses for the quarter were ₹144.93 crores, slightly up by 1.3% from ₹143.10 crores in Q2FY26, and a more pronounced increase of 24.6% YoY from ₹116.32 crores in Q3FY25. These metrics reflect the company’s operational performance, indicating changes in income, expenses, and shareholder returns over the periods.