Muthoot Finance's Q3 FY 2025-26 Quarterly Results
- 13 Feb 2026
Result Summary
- Muthoot Finance Ltd reported a 12.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 57.8%.
- Its expenses for the quarter were up by 10.7% QoQ and 44.4% YoY.
- The net profit increased 17.1% QoQ and increased 102.9% YoY.
- The earnings per share (EPS) of Muthoot Finance Ltd stood at 69.84 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 8239.21 | 7332.59 | 5221.69 | 12.4% | 57.8% |
Total Expenses | 4200.24 | 3793.01 | 2908.51 | 10.7% | 44.4% |
Profit Before Tax | 3822.46 | 3244.20 | 1886.32 | 17.8% | 102.6% |
Tax | 998.98 | 832.54 | 494.78 | 20.0% | 101.9% |
Profit After Tax | 2823.48 | 2411.65 | 1391.54 | 17.1% | 102.9% |
Earnings Per Share | 69.84 | 60.30 | 35.36 | 15.8% | 97.5% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Muthoot Finance Ltd is a prominent financial services company based in India, primarily engaged in providing gold loan services. The company is part of the larger Muthoot Group, which has diversified interests in financial services, hospitality, real estate, and healthcare, among others. Muthoot Finance Ltd has established itself as one of the leading non-banking financial companies (NBFCs) in the country, with a widespread network of branches across India. The main product offering of the company involves loans secured against gold jewelry, catering to customers who require quick and convenient access to credit. As of the data available up to 2023, there are no specific recent major developments mentioned for the company.
Revenue
In the third quarter of the fiscal year 2026, Muthoot Finance Ltd reported a total income of ₹8,239.21 crores. This marks a significant increase from the previous quarter (Q2FY26), where total income stood at ₹7,332.59 crores, reflecting a quarter-over-quarter (QoQ) growth of 12.4%. Compared to the third quarter of the previous fiscal year (Q3FY25), the company’s total income saw a remarkable year-over-year (YoY) growth of 57.8% from ₹5,221.69 crores. This substantial increase in revenue over the year highlights the company's expanding business scale and revenue-generating capabilities during the analyzed period.
Profitability
The profitability metrics for Muthoot Finance Ltd in Q3FY26 indicate strong financial performance. The company achieved a profit before tax (PBT) of ₹3,822.46 crores, which is an increase from ₹3,244.20 crores in the previous quarter (Q2FY26), representing a QoQ growth of 17.8%. On a YoY basis, PBT more than doubled from ₹1,886.32 crores in Q3FY25, with a growth rate of 102.6%. After accounting for taxes, the profit after tax (PAT) was ₹2,823.48 crores in Q3FY26, up from ₹2,411.65 crores in Q2FY26, showing a QoQ increase of 17.1%. Comparing to the same quarter last year, the PAT grew 102.9% from ₹1,391.54 crores in Q3FY25. These figures reflect the company’s robust profitability over the observed periods.
Operating Metrics
The operating metrics for Muthoot Finance Ltd reflect growth in its financial performance per share. The earnings per share (EPS) for Q3FY26 stood at ₹69.84, which is an increase from ₹60.30 recorded in Q2FY26, marking a QoQ growth of 15.8%. On a YoY basis, the EPS has significantly increased from ₹35.36 in Q3FY25, with a growth rate of 97.5%. These figures indicate a substantial improvement in shareholder value over the reporting periods. While the data provided does not include other operating metrics such as debt ratios or liquidity positions, the available EPS data highlights a positive trajectory in the company's earnings distribution to its shareholders.