Motor & General Finance's Q3 FY 2025-26 Quarterly Results
- 13 Feb 2026
Result Summary
- Motor & General Finance Ltd reported a 33.6% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 13.0%.
- Its expenses for the quarter were up by 1.9% QoQ and down 5.2% YoY.
- The net profit decreased 102.7% QoQ and decreased 117.6% YoY.
- The earnings per share (EPS) of Motor & General Finance Ltd declined at 0.01 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 2.15 | 3.24 | 2.47 | -33.6% | -13.0% |
Total Expenses | 2.18 | 2.14 | 2.30 | 1.9% | -5.2% |
Profit Before Tax | -0.03 | 1.10 | 0.17 | -102.7% | -117.6% |
Tax | 0.00 | 0.00 | 0.00 | - | - |
Profit After Tax | -0.03 | 1.11 | 0.17 | -102.7% | -117.6% |
Earnings Per Share | -0.01 | 0.29 | 0.04 | -103.4% | -125.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Motor & General Finance Ltd is a company that primarily operates within the finance and leasing sector. The company's main offerings include leasing, financing, and related financial services. The company has been operational for several decades and has an established presence in the industry. However, specific recent developments or changes in their business strategy are not available in the provided data. Any additional information about their recent activities, strategic initiatives, or market positioning is not included here and would require further research.
Revenue
In the third quarter of the fiscal year 2026, Motor & General Finance Ltd reported a total income of ₹2.15 crores. This represents a decrease of 33.6% from the previous quarter, Q2FY26, where the total income was ₹3.24 crores. Additionally, when compared to the same quarter in the previous year, Q3FY25, which reported a total income of ₹2.47 crores, there is a year-over-year decrease of 13.0%. These figures indicate a decline in revenue generation both on a quarterly and annual basis, as reflected in the reported total income values.
Profitability
The profitability of Motor & General Finance Ltd in Q3FY26 shows a downturn, with a reported loss before tax of ₹0.03 crores. This contrasts with a profit before tax of ₹1.10 crores in Q2FY26 and ₹0.17 crores in Q3FY25. This reflects a quarter-over-quarter decline of 102.7% and a year-over-year decline of 117.6%. The profit after tax mirrors the same figures as the profit before tax, indicating no tax expenses in the reported quarters. Earnings per share (EPS) for Q3FY26 stood at a negative ₹0.01, compared to ₹0.29 in Q2FY26 and ₹0.04 in Q3FY25, showing a substantial decrease of 103.4% QoQ and 125.0% YoY. These metrics highlight a significant reduction in profitability.
Operating Metrics
Total expenses for Motor & General Finance Ltd in Q3FY26 were reported at ₹2.18 crores, which is a slight increase of 1.9% from ₹2.14 crores in Q2FY26. When compared to the same quarter of the previous year, Q3FY25, where expenses were ₹2.30 crores, there is a decrease of 5.2%. The slight increase in expenses quarter-over-quarter amidst a decline in income points to operational challenges. The operating metrics indicate that while expenses have been relatively controlled year-over-year, the current quarter experienced increased expenses with declining income, which impacted profitability. The absence of tax expenses in all the quarters suggests no tax liabilities during the reporting periods.