Manappuram Finance's Q3 FY 2025-26 Quarterly Results
- 30 Jan 2026
Result Summary
- Manappuram Finance Ltd reported a 3.2% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 8.0%.
- Its expenses for the quarter were up by 5.4% QoQ and 4.3% YoY.
- The net profit increased 9.8% QoQ and decreased 14.3% YoY.
- The earnings per share (EPS) of Manappuram Finance Ltd stood at 2.82 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 2358.89 | 2285.36 | 2562.63 | 3.2% | -8.0% |
Total Expenses | 1701.97 | 1614.16 | 1631.95 | 5.4% | 4.3% |
Profit Before Tax | 302.85 | 302.00 | 376.06 | 0.3% | -19.5% |
Tax | 64.31 | 84.69 | 97.60 | -24.1% | -34.1% |
Profit After Tax | 238.54 | 217.31 | 278.46 | 9.8% | -14.3% |
Earnings Per Share | 2.82 | 2.57 | 3.29 | 9.7% | -14.3% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Manappuram Finance Ltd is a prominent non-banking financial company (NBFC) based in India. The company primarily focuses on providing financial services, with a specialization in gold loans, which form a significant part of its lending portfolio. Apart from gold loans, Manappuram Finance Ltd also offers a variety of other financial products, including microfinance, housing finance, and vehicle loans. The company operates within the financial services industry, which is characterized by its dynamic regulatory environment and competitive landscape. As of the data available up to 2023, no specific recent major developments for Manappuram Finance Ltd have been identified.
Revenue
In the third quarter of the fiscal year 2026 (Q3FY26), Manappuram Finance Ltd reported total income of ₹2358.89 crores. This represents a quarter-over-quarter (QoQ) increase of 3.2% from the previous quarter (Q2FY26), where the total income was ₹2285.36 crores. However, there was a year-over-year (YoY) decline of 8.0% when compared to the total income of ₹2562.63 crores in the third quarter of the previous fiscal year (Q3FY25). This variation in revenue reflects changes in the company's operational dynamics and market conditions over the specified periods.
Profitability
For Q3FY26, Manappuram Finance Ltd recorded a profit before tax of ₹302.85 crores, marking a slight QoQ increase of 0.3% from ₹302.00 crores in Q2FY26. However, this figure shows a notable YoY decrease of 19.5% when compared to the profit before tax of ₹376.06 crores in Q3FY25. The tax expenses for Q3FY26 amounted to ₹64.31 crores, which is a significant reduction of 24.1% from Q2FY26 and 34.1% from Q3FY25. Consequently, the profit after tax for Q3FY26 was ₹238.54 crores, indicating a QoQ increase of 9.8% from ₹217.31 crores in Q2FY26 but a YoY decline of 14.3% from ₹278.46 crores in Q3FY25.
Operating Metrics
The company's earnings per share (EPS) for Q3FY26 stood at ₹2.82, which reflects a 9.7% increase from ₹2.57 in Q2FY26. Nonetheless, there was a YoY decrease of 14.3% compared to an EPS of ₹3.29 in Q3FY25. Total expenses for Q3FY26 were reported at ₹1701.97 crores, showing a QoQ increase of 5.4% from ₹1614.16 crores in Q2FY26 and a YoY increase of 4.3% from ₹1631.95 crores in Q3FY25. These metrics provide insight into the company's cost structure and operational efficiency over the periods analyzed.