IndusInd Bank's Q3 FY 2025-26 Quarterly Results
- 24 Jan 2026
Result Summary
- IndusInd Bank Ltd reported a 1.4% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 13.7%.
- Its expenses for the quarter were down by 3.6% QoQ and 6.4% YoY.
- The net profit decreased 129.3% QoQ and decreased 90.9% YoY.
- The earnings per share (EPS) of IndusInd Bank Ltd stood at 1.59 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 13080.08 | 13259.91 | 15155.80 | -1.4% | -13.7% |
Total Expenses | 10810.46 | 11212.57 | 11555.15 | -3.6% | -6.4% |
Provisions & contingencies | 2095.77 | 2631.19 | 1743.63 | -20.3% | 20.2% |
Profit Before Tax | 173.85 | -583.85 | 1857.02 | -129.8% | -90.6% |
Tax | 45.91 | -146.91 | 454.67 | -131.3% | -89.9% |
Profit After Tax | 127.98 | -436.88 | 1402.33 | -129.3% | -90.9% |
Earnings Per Share | 1.59 | -5.61 | 18.00 | -128.3% | -91.2% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
IndusInd Bank Ltd is a leading private sector bank in India, providing a wide range of financial services to its customers. The bank primarily offers banking products and services including loans, deposits, wealth management, and investment banking. IndusInd Bank has a strong presence in the retail banking sector, with various products such as savings accounts, fixed deposits, and personal loans. In addition to retail banking, the bank also extends its services to corporate clients, offering corporate banking, trade finance, and treasury solutions. As of October 2023, there are no specific recent major developments available for IndusInd Bank Ltd.
Revenue
For the third quarter of the fiscal year 2026 (Q3FY26), IndusInd Bank Ltd reported a total income of ₹13,080.08 crores. This represents a decrease of 1.4% quarter-over-quarter (QoQ) compared to the second quarter of the fiscal year 2026 (Q2FY26), where the total income was ₹13,259.91 crores. When compared to the same quarter in the previous year (Q3FY25), the total income decreased by 13.7%, from ₹15,155.80 crores. These figures indicate a notable decline in the bank's revenue both on a quarterly and annual basis.
Profitability
The profitability metrics reveal significant changes over the observed periods. IndusInd Bank's profit before tax for Q3FY26 was ₹173.85 crores, marking an improvement from a loss of ₹583.85 crores in Q2FY26. However, this represents a dramatic decline of 90.6% year-over-year (YoY) compared to Q3FY25, where the profit was ₹1,857.02 crores. The profit after tax for Q3FY26 stood at ₹127.98 crores, compared to a loss of ₹436.88 crores in Q2FY26, and a sharp decline from ₹1,402.33 crores in Q3FY25, reflecting a YoY decrease of 90.9%. Earnings per share followed a similar trend, reported at ₹1.59 for Q3FY26, which improved from a negative ₹5.61 in Q2FY26 but decreased from ₹18.00 in Q3FY25.
Operating Metrics
IndusInd Bank's total expenses for Q3FY26 were ₹10,810.46 crores, showing a reduction of 3.6% from Q2FY26's ₹11,212.57 crores, and a 6.4% decrease YoY from ₹11,555.15 crores in Q3FY25. The provisions and contingencies for Q3FY26 were reported at ₹2,095.77 crores, which is a decline of 20.3% from Q2FY26's ₹2,631.19 crores, yet reflects a 20.2% increase YoY from the ₹1,743.63 crores in Q3FY25. The bank's tax expenses for Q3FY26 were ₹45.91 crores, compared to a negative tax expense of ₹146.91 crores in Q2FY26, and a decrease from ₹454.67 crores in Q3FY25. These operating metrics highlight significant fluctuations in expense management and tax liabilities over the observed periods.