Indostar Capital Finance's Q3 FY 2025-26 Quarterly Results
- 10 Feb 2026
Result Summary
- Indostar Capital Finance Ltd reported a 2.9% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 7.2%.
- Its expenses for the quarter were down by 9.2% QoQ and 16.8% YoY.
- The net profit decreased 20.9% QoQ and decreased 70.1% YoY.
- The earnings per share (EPS) of Indostar Capital Finance Ltd stood at 0.58 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 346.52 | 356.84 | 373.60 | -2.9% | -7.2% |
Total Expenses | 261.29 | 287.69 | 314.20 | -9.2% | -16.8% |
Profit Before Tax | 8.31 | 10.51 | 11.47 | -20.9% | -27.6% |
Tax | 0.01 | 0.02 | 0.01 | -50.0% | 0.0% |
Profit After Tax | 8.30 | 10.49 | 27.72 | -20.9% | -70.1% |
Earnings Per Share | 0.58 | 0.74 | 1.98 | -21.6% | -70.7% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Indostar Capital Finance Ltd is a prominent non-banking financial company (NBFC) in India. The company primarily focuses on providing structured financing solutions to corporate and SME clients. It also extends its services to vehicle financing, housing finance, and microfinance. Being a part of the financial services industry, Indostar Capital Finance Ltd plays a significant role in bridging the credit gap for businesses and individuals. The company is known for its robust risk management practices and diversified product offerings. No recent major developments are specified in the provided data.
Revenue
In the third quarter of the fiscal year 2026 (Q3FY26), Indostar Capital Finance Ltd reported a total income of ₹346.52 crores. This marks a decline from both the previous quarter (Q2FY26), where the total income was ₹356.84 crores, and the same quarter in the previous fiscal year (Q3FY25), which recorded a total income of ₹373.60 crores. The quarter-over-quarter (QoQ) change shows a decrease of 2.9%, while the year-over-year (YoY) change reflects a larger decline of 7.2%. These figures indicate a reduction in revenue generation over both the short and longer term.
Profitability
The profit before tax for Q3FY26 was ₹8.31 crores, representing a decrease from Q2FY26's ₹10.51 crores and a more pronounced drop from Q3FY25's ₹11.47 crores. This translates to a QoQ decrease of 20.9% and a YoY decline of 27.6%. The company's tax expense remained minimal at ₹0.01 crore, consistent with the same period last fiscal year, but lower than the previous quarter. The profit after tax consequently stood at ₹8.30 crores, down from ₹10.49 crores in Q2FY26 and significantly lower than the ₹27.72 crores reported in Q3FY25, reflecting a 20.9% QoQ decrease and a substantial 70.1% YoY decline. Earnings per share followed a similar trend, decreasing from ₹0.74 in Q2FY26 to ₹0.58 in Q3FY26, and showing a steep YoY decrease from ₹1.98 in Q3FY25.
Operating Metrics
The total expenses for Q3FY26 were ₹261.29 crores, a reduction from ₹287.69 crores in Q2FY26 and ₹314.20 crores in Q3FY25. This demonstrates a QoQ decline in expenses by 9.2% and a YoY decrease of 16.8%. Despite the reduction in expenses, the profit margins are impacted by the decrease in total income. The earnings per share (EPS) also saw a downward trend, falling from ₹1.98 in Q3FY25 to ₹0.58 in Q3FY26, which is a decrease of 70.7% YoY. The reduced tax burden did not significantly offset the decline in profitability. The data does not provide enough information to calculate specific financial ratios such as the P/E ratio, debt-to-equity ratio, or current ratio.