Bank of Maharashtra's Q3 FY 2025-26 Quarterly Results
- 14 Jan 2026
Result Summary
- Bank of Maharashtra reported a 3.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 16.4%.
- Its expenses for the quarter were up by 2.6% QoQ and 15.2% YoY.
- The net profit increased 7.8% QoQ and increased 27.4% YoY.
- The earnings per share (EPS) of Bank of Maharashtra stood at 2.34 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 8277.22 | 7973.86 | 7112.66 | 3.8% | 16.4% |
Total Expenses | 5541.32 | 5399.12 | 4809.27 | 2.6% | 15.2% |
Provisions & contingencies | 728.18 | 755.88 | 840.69 | -3.7% | -13.4% |
Profit Before Tax | 2007.72 | 1818.86 | 1462.70 | 10.4% | 37.3% |
Tax | 228.14 | 185.36 | 55.97 | 23.1% | 307.6% |
Profit After Tax | 1798.99 | 1668.61 | 1411.60 | 7.8% | 27.4% |
Earnings Per Share | 2.34 | 2.17 | 1.84 | 7.8% | 27.2% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Bank of Maharashtra is a prominent financial institution in India, primarily operating in the banking sector. It offers a wide range of banking services, including personal and commercial banking products. These services typically encompass savings and current accounts, fixed deposits, loans, credit cards, and other financial products tailored to both individual and business clients. While there is no specific recent development information provided, banks like Bank of Maharashtra often engage in initiatives such as digital transformation, network expansion, and strategic partnerships to enhance service delivery and operational efficiency. However, without specific data, details of such activities remain unknown.
Revenue
For the quarter ending in Q3FY26, Bank of Maharashtra reported a total income of ₹8277.22 crores. This marks an increase of 3.8% quarter-over-quarter (QoQ) compared to ₹7973.86 crores in Q2FY26 and a significant year-over-year (YoY) growth of 16.4% from ₹7112.66 crores in Q3FY25. The continued revenue growth may reflect factors such as enhanced customer acquisition, increased lending activity, or improved interest income. However, the exact drivers of this growth are not detailed in the provided dataset.
Profitability
The Bank of Maharashtra's profitability metrics for Q3FY26 show a notable performance. The profit before tax (PBT) for this quarter is ₹2007.72 crores, reflecting a QoQ increase of 10.4% from ₹1818.86 crores in Q2FY26 and a notable YoY rise of 37.3% from ₹1462.70 crores in Q3FY25. The profit after tax (PAT) is recorded at ₹1798.99 crores, showing a 7.8% QoQ increase from ₹1668.61 crores and a 27.4% YoY increase from ₹1411.60 crores. The earnings per share (EPS) also rose by 7.8% QoQ and 27.2% YoY, reaching ₹2.34 in Q3FY26. The tax expense for the quarter increased substantially by 23.1% QoQ and 307.6% YoY, amounting to ₹228.14 crores.
Operating Metrics
The total expenses for Bank of Maharashtra in Q3FY26 were ₹5541.32 crores, marking a 2.6% increase QoQ from ₹5399.12 crores in Q2FY26 and a 15.2% rise YoY from ₹4809.27 crores in Q3FY25. Provisions and contingencies decreased by 3.7% QoQ to ₹728.18 crores from ₹755.88 crores in Q2FY26 and showed a YoY decline of 13.4% from ₹840.69 crores in Q3FY25. These figures underscore the bank's operational activities and financial health, reflecting its ability to manage costs and potential risks associated with its lending and investment portfolios. However, specific operational challenges or strategies are not detailed within the data provided.