Bajaj Finserv's Q3 FY 2025-26 Quarterly Results
- 05 Feb 2026
Result Summary
- Bajaj Finserv Ltd reported a 6.2% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 23.9%.
- Its expenses for the quarter were up by 5.2% QoQ and 23.0% YoY.
- The net profit decreased 8.0% QoQ and decreased 1.0% YoY.
- The earnings per share (EPS) of Bajaj Finserv Ltd stood at 13.8 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 39708.06 | 37402.93 | 32041.81 | 6.2% | 23.9% |
Total Expenses | 29764.60 | 28304.06 | 24205.79 | 5.2% | 23.0% |
Profit Before Tax | 5924.58 | 6821.93 | 5808.41 | -13.2% | 2.0% |
Tax | 1558.71 | 2078.66 | 1399.62 | -25.0% | 11.4% |
Profit After Tax | 4367.57 | 4746.47 | 4411.89 | -8.0% | -1.0% |
Earnings Per Share | 13.80 | 13.90 | 13.90 | -0.7% | -0.7% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Bajaj Finserv Ltd is a diversified financial services company in India, primarily engaged in the business of lending, insurance, and wealth management. The company operates through its subsidiaries in various sectors, including finance, insurance, and investments. Bajaj Finserv's primary offerings include consumer finance, SME finance, commercial lending, life insurance, and general insurance. It is part of the Bajaj Group, known for its significant presence in Indian industries. Recent developments in the financial services sector include digital transformation initiatives and the adoption of new financial technologies, but specific recent activities of Bajaj Finserv are not available in the data provided.
Revenue
In the third quarter of the fiscal year 2026 (Q3FY26), Bajaj Finserv Ltd reported a total income of ₹39,708.06 crores. This represents a quarter-over-quarter (QoQ) increase of 6.2% from ₹37,402.93 crores in the second quarter of the fiscal year 2026 (Q2FY26). Year-over-year (YoY), the total income increased by 23.9% compared to the third quarter of the fiscal year 2025 (Q3FY25), where the total income was ₹32,041.81 crores. Such growth in revenue demonstrates a positive trend in the company's ability to generate sales and other income streams, as reflected in the substantial YoY percentage growth.
Profitability
Bajaj Finserv Ltd's profitability in Q3FY26, as measured by profit before tax (PBT), was ₹5,924.58 crores. This indicates a decline of 13.2% QoQ from ₹6,821.93 crores in Q2FY26. However, there is a slight YoY increase of 2.0% from ₹5,808.41 crores in Q3FY25. The profit after tax (PAT) for Q3FY26 was reported at ₹4,367.57 crores, showing a decrease of 8.0% QoQ from ₹4,746.47 crores in Q2FY26, and a modest decrease of 1.0% YoY compared to ₹4,411.89 crores in Q3FY25. The earnings per share (EPS) in Q3FY26 was ₹13.80, marginally down by 0.7% both QoQ and YoY from ₹13.90.
Operating Metrics
The total expenses for Bajaj Finserv Ltd in Q3FY26 were ₹29,764.60 crores, marking a 5.2% QoQ increase from ₹28,304.06 crores in Q2FY26. YoY, total expenses rose by 23.0% from ₹24,205.79 crores in Q3FY25. The tax expense in Q3FY26 was ₹1,558.71 crores, reflecting a QoQ decrease of 25.0% from ₹2,078.66 crores in Q2FY26, but an increase of 11.4% YoY from ₹1,399.62 crores in Q3FY25. These figures highlight the fluctuations in operating costs and tax obligations, impacting the company's overall financial performance.