Axis Bank's Q3 FY 2025-26 Quarterly Results
- 27 Jan 2026
Result Summary
- Axis Bank Ltd reported a 2.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 5.0%.
- Its expenses for the quarter were up by 1.8% QoQ and 5.2% YoY.
- The net profit increased 26.8% QoQ and increased 4.1% YoY.
- The earnings per share (EPS) of Axis Bank Ltd stood at 22.47 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 40898.41 | 39769.85 | 38959.17 | 2.8% | 5.0% |
Total Expenses | 29159.50 | 28631.36 | 27712.43 | 1.8% | 5.2% |
Provisions & contingencies | 2368.27 | 3642.55 | 2239.98 | -35.0% | 5.7% |
Profit Before Tax | 9370.64 | 7495.94 | 9006.76 | 25.0% | 4.0% |
Tax | 2326.22 | 1938.43 | 2243.66 | 20.0% | 3.7% |
Profit After Tax | 7059.78 | 5566.56 | 6778.91 | 26.8% | 4.1% |
Earnings Per Share | 22.47 | 17.72 | 21.65 | 26.8% | 3.8% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Axis Bank Ltd is one of India's leading private sector banks, providing a wide array of financial products and services to its diverse clientele. The bank operates in the financial services industry, offering retail banking, corporate banking, and investment banking solutions. Axis Bank is known for its extensive branch network and customer-focused banking products, including loans, credit cards, and deposit accounts. As of the latest data, there are no specific major developments available, but the bank continues to focus on expanding its digital footprint and enhancing customer experience through technology-driven solutions.
Revenue
For the third quarter of the fiscal year 2026 (Q3FY26), Axis Bank reported a total income of ₹40,898.41 crores. This represents a 2.8% increase from the previous quarter (Q2FY26), where the total income was ₹39,769.85 crores. Compared to the same quarter in the previous year (Q3FY25), total income grew by 5.0%, from ₹38,959.17 crores. This steady increase in total income indicates a positive trend in revenue generation for the bank across both quarterly and annual comparisons.
Profitability
Axis Bank's profitability metrics for Q3FY26 reflect a strong performance. The profit before tax (PBT) stood at ₹9,370.64 crores, marking a significant 25.0% increase from the previous quarter's ₹7,495.94 crores. Year-over-year, the PBT grew by 4.0% from ₹9,006.76 crores in Q3FY25. The profit after tax (PAT) for the quarter was ₹7,059.78 crores, a 26.8% rise from the ₹5,566.56 crores reported in Q2FY26, and a 4.1% increase from ₹6,778.91 crores in Q3FY25. The earnings per share (EPS) also saw a 26.8% growth quarter-over-quarter, reaching ₹22.47 in Q3FY26 from ₹17.72 in Q2FY26, and a 3.8% rise from ₹21.65 in Q3FY25. These figures highlight the bank's ability to enhance its earnings capacity over time.
Operating Metrics
Total expenses for Axis Bank in Q3FY26 were ₹29,159.50 crores, which is a 1.8% increase from Q2FY26's ₹28,631.36 crores, and a 5.2% rise from ₹27,712.43 crores in Q3FY25. The provisions and contingencies for the quarter were ₹2,368.27 crores, reflecting a notable decrease of 35.0% from the previous quarter's ₹3,642.55 crores, yet a 5.7% increase from ₹2,239.98 crores year-over-year. The tax expense for Q3FY26 was ₹2,326.22 crores, showing a 20.0% increase from Q2FY26's ₹1,938.43 crores and a 3.7% rise from ₹2,243.66 crores in Q3FY25. These metrics demonstrate the bank's operational efficiency and the adjustments in provisioning which can impact the profitability and financial health of the institution.