Aptus Value Housing Finance India's Q3 FY 2025-26 Quarterly Results

Result Summary

• Aptus Value Housing Finance India Ltd reported a 2.7% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 22.3%.
• Its expenses for the quarter were up by 2.7% QoQ and 20.2% YoY.
• The net profit increased 4.3% QoQ and increased 24.0% YoY.
• The earnings per share (EPS) of Aptus Value Housing Finance India Ltd stood at 4.72 during Q3 FY 2025-26.

Financial Statments for Q3 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Aptus Value Housing Finance India Ltd is a leading financial services company that primarily focuses on providing affordable housing finance solutions to individuals in India. The company operates within the housing finance sector, offering loans for the purchase and construction of residential properties. As a non-banking financial company (NBFC), Aptus Value Housing Finance India Ltd plays a crucial role in addressing the housing needs of low and middle-income segments, aiming to make housing finance accessible and straightforward for its customers. The company is known for its strong presence in the southern states of India and has been expanding its reach to further enhance its market share. Recent developments in the industry, like changes in government housing policies and interest rate shifts, may impact the company, but specific recent events related to the company are not available from the data provided.

Revenue

For the third quarter of fiscal year 2026 (Q3FY26), Aptus Value Housing Finance India Ltd reported a total income of ₹568.53 crores. This marks a 2.7% increase from the previous quarter (Q2FY26), where the total income was ₹553.69 crores. On a year-over-year basis, there was a significant increase of 22.3% compared to Q3FY25, when the total income was ₹464.68 crores. These figures highlight the company's revenue growth over both the short term and long term. The increase in total income over these periods reflects the company's expanding operations and possibly its ability to enhance its service offerings, although no specific reasons are provided in the data.

Profitability

The profitability of Aptus Value Housing Finance India Ltd showed a positive trend in Q3FY26. The profit before tax for this quarter was ₹303.78 crores, representing a 3.2% increase from Q2FY26, where it was ₹294.26 crores. Year-over-year, the profit before tax rose by 23.7% from ₹245.53 crores in Q3FY25. The profit after tax for Q3FY26 stood at ₹236.19 crores, which is a 4.3% increase from the previous quarter's ₹226.55 crores, and a 24.0% increase from ₹190.50 crores in the same quarter last year. The company's earnings per share (EPS) for Q3FY26 was ₹4.72, up 4.7% from ₹4.51 in Q2FY26 and up 23.9% from ₹3.81 in Q3FY25. These metrics indicate an upward trajectory in the company's profitability over both the quarterly and yearly spans.

Operating Metrics

The total expenses for Aptus Value Housing Finance India Ltd in Q3FY26 were ₹247.84 crores, marking a 2.7% increase from ₹241.33 crores in Q2FY26. Year-over-year, total expenses increased by 20.2% from ₹206.23 crores in Q3FY25. The tax paid in Q3FY26 was ₹67.60 crores, showing a slight decrease of 0.2% from ₹67.71 crores in the previous quarter, but a year-over-year increase of 22.8% from ₹55.03 crores in Q3FY25. While the data does not provide specific reasons for these changes, the figures suggest the company's consistent expense management and tax obligations in line with its growth in revenue and profitability. The financial data provided does not include information necessary to calculate specific financial ratios such as the P/E ratio, debt-to-equity ratio, or current ratio, thus these analyses are not available.