Aadhar Housing Finance's Q3 FY 2025-26 Quarterly Results
- 31 Jan 2026
Result Summary
- Aadhar Housing Finance Ltd reported a 4.9% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Dec (Q3 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 18.3%.
- Its expenses for the quarter were up by 1.3% QoQ and 16.8% YoY.
- The net profit increased 5.5% QoQ and increased 17.5% YoY.
- The earnings per share (EPS) of Aadhar Housing Finance Ltd stood at 6.36 during Q3 FY 2025-26.
Financial Statments for Q3 FY 2025-26
Total Income | 943.77 | 899.26 | 797.64 | 4.9% | 18.3% |
Total Expenses | 550.55 | 543.36 | 471.28 | 1.3% | 16.8% |
Profit Before Tax | 359.77 | 342.74 | 307.68 | 5.0% | 16.9% |
Tax | 78.56 | 76.27 | 68.34 | 3.0% | 15.0% |
Profit After Tax | 281.21 | 266.47 | 239.34 | 5.5% | 17.5% |
Earnings Per Share | 6.36 | 6.03 | 5.42 | 5.5% | 17.3% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Aadhar Housing Finance Ltd is a leading financial service provider in India, primarily focusing on housing finance solutions. The company plays a crucial role in offering affordable housing loans to a diverse range of clients, which includes salaried and self-employed individuals. Aadhar Housing Finance is positioned within the financial services sector, catering to the growing demand for residential financing in India. The company has established a significant presence in the market, driven by its commitment to facilitating home ownership across various economic strata. Recent developments in the company, if any, are not available from the provided data.
Revenue
In the third quarter of the fiscal year 2026 (Q3FY26), Aadhar Housing Finance Ltd reported a total income of ₹943.77 crores. This represents a quarter-over-quarter increase of 4.9% from ₹899.26 crores in Q2FY26 and an 18.3% year-over-year increase from ₹797.64 crores in Q3FY25. These figures indicate a consistent growth trajectory in revenue, reflecting the company's ability to enhance its income streams over time.
Profitability
For Q3FY26, the company recorded a profit before tax of ₹359.77 crores, which marks a 5.0% increase from the previous quarter (Q2FY26) and a 16.9% increase from the same quarter in the previous year (Q3FY25). After accounting for taxes amounting to ₹78.56 crores, the profit after tax stood at ₹281.21 crores. This represents a 5.5% rise from Q2FY26 and a 17.5% increase from Q3FY25. The earnings per share also saw a similar upward trend, increasing by 5.5% quarter-over-quarter and 17.3% year-over-year, standing at ₹6.36.
Operating Metrics
The total expenses for Q3FY26 were reported at ₹550.55 crores, showing a slight increase of 1.3% from Q2FY26 and a 16.8% rise from Q3FY25. Despite the increase in expenses, the company has maintained a stable growth in profits, indicating efficient cost management strategies. The tax outflow has also risen by 3.0% quarter-over-quarter and 15.0% year-over-year, reflecting the company's increased profitability and corresponding tax obligations. The company's steady performance in these operating metrics demonstrates its operational resilience and capacity to handle scaling financial obligations.