Federal Bank Share Price

Federal Bank began operations in Kerala in 1931. Back then, it was known as Travancore Federal Bank. The name changed later, in 1947, as the bank started growing beyond its initial base.

In the early years, the focus was mainly on building a branch network in and around Kerala. Over the years, the bank spread into other regions of the country. Federal Bank now serves customers across India through both retail and corporate banking operations.

Beyond the country, the bank has established offices in Dubai and Abu Dhabi as well. The bank is listed on the Bombay Stock Exchange (500469) and the National Stock Exchange (FEDERALBNK).

Federal Bank Business Segments And Revenue Model

Federal Bank runs its business across a few main areas.

• Retail banking is one of the key segments. This includes savings accounts, deposits, and loans for individuals. These are regular services and bring in steady income.

• Corporate and wholesale banking form another part. Here, the bank deals with companies. It provides working capital, loans, and trade finance. These transactions are larger in size.

The bank also has a treasury division. This looks after investments in bonds and other instruments. Income from this side can change depending on market movements.

Apart from this, the bank offers digital banking, insurance, and investment-related services. Most of the income still comes from interest on loans, along with some fee-based earnings.

Federal Bank Key Milestones

• 1931: The bank was set up in Kerala under a different name.
  
• 1947: It was renamed "The Federal Bank Limited” after independence.
  
• 1970: It became a scheduled commercial bank
  
• 1972: The Bank became an Authorised Dealer in Foreign Exchange.
  
• 1973: The International Banking Department started functioning from Mumbai and adopted a new emblem.
  
• 1997: Installed its first ATM at Ernakulam North.
  
• 2000: Introduced internet banking under the name FedNet.
  
• 2013: The Bank launched FedBook, a mobile-based electronic passbook platform, marking the first such initiative by a bank in India.
  
• 2016: Rolled out UPI-based app and expanded digital services.
  
• 2020: Federal Bank launched FEDDY, its AI-powered virtual banking assistant.
  
• 2021: Federal Bank launched its own credit cards (Celesta, Imperio, and Signet).
  
• 2024: Federal Bank became the first bank in India to introduce Gen-AI search on its corporate website.
  

Federal Bank ESG And Sustainability

• Secured green certification for 6 branches and offices, with a target to certify at least 10% of premises by March 2028.
  
• Increased internal solar capacity 26.7% to 380 kW, aiming for 500 kW by Mar 2025.
  
• Increased water conservation capacity from 84,000 L to 1,18,500 L, achieving 1 Lakh L target in Mar 2024.
  
• Maintained women workforce ratio above target at 42.28%, exceeding the ≥40% continuing target.
  

Federal Bank Awards And Recognitions

• 2025: The bank received the DataShield Architect Award at the Data Innovation Awards.
  
• 2024: IBA Technology Awards recognised the bank for AI & ML Adoption and Financial Inclusion, alongside a runner-up finish in Digital Sales, Payments & Engagement.
  
• 2024: Gold honours came from the Infosys Finacle Innovation Awards for Modern Technologies-led Innovation, Product Innovation, and Transformation Excellence
  
• 2024: Bombay Chamber DEI Awards recognised the organisation as 1st Runner-up for the Gender Equality Champion title.
  
• 2024: Payments Reloaded Industry Awards acknowledged Flash Pay Smart Keychain with the Best Payment Experience award.
  
• Recognised as the ‘Bank of the Year 2023’ in India, instituted by The Banker, a well-known publication under the Financial Times umbrella.