India has more credit cards but smaller ticket sizes, and RuPay cards now pay via UPI QR. With Diwali ahead, banks weigh festive spend against credit risk.

Understanding Nifty Metal’s one-year rally, the stocks that shape the index, and the factors investors should track.

A look at Jio Platforms’ IPO, how the proceeds will be used to cut debt, and what its growth, financials and peer comparison mean for investors.

India cut mobile data from ₹269 to about ₹8 a GB. Jio and Starlink now look to space, but costly kits, finite capacity and covered villages narrow the market.

A Basic Services Demat Account (BSDA) is a simplified demat account designed for small investors. It offers reduced maintenance charges and is ideal for those holding a small number of securities. While there's no minimum balance requirement, BSDA accounts have limitations on the total value of holdings. It's a cost-effective option for beginners or investors with limited holdings.

Groww, an online platform started by four Flipkart employees in 2017, started selling direct mutual fund plans in April 2018.

There are several ways to buy mutual funds: You could invest directly through a mutual fund house or indirectly through a broker.

When it comes to tax saving, an investor must bear in mind that not all SIPs are tax-free. Under the tax-free hoarding, you can opt for Equity-linked savings schemes, Public Provident Fund, Employee’s Provident Fund and Unit Linked Insurance Plans.