PNB Q4 FY26 Results: Profit Up 14% to ₹5,225 Crore

By Kotak News Desk
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06 May 2026 at 4:24 PM IST
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Market News
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4 minutes read

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Summary

The net profit of PNB for the last quarter of FY26 saw an increase of over 14% to reach ₹5,225 crore. Gross NPA improved to 2.95% with an almost 11% growth in the global business.

Punjab National Bank (PNB) reported a net profit of ₹5,225 crore in Q4 FY26, a 14.4% year-on-year (YoY) growth compared to ₹4,567 crore in the same quarter last year.

On 5 May 2026, Punjab National Bank’s share price closed at ₹107.89, a decrease of 0.73% on the National Stock Exchange. But the stock is likely to be in the news when the market reopens.

Key Q4 FY26 Figures

Operating profit for the quarter stood at ₹7,500 crore, up 10.7% YoY from ₹6,776 crore. Earnings per share (EPS) also increased to ₹4.55 from ₹3.97, reflecting a 14.6% growth.

The bank has maintained a positive momentum in asset quality. The gross non-performing asset (GNPA) ratio was down to 2.95%, a decrease of 100 basis points YoY, and the net NPA (NNPA) ratio has improved to 0.29% from 0.40% in the previous year. The provision coverage ratio improved to 97.14%.

Return on assets (RoA) was a bit better at 1.06% for the quarter. The global business grew by 10.7% YoY and reached ₹29.70 lakh crore. Global deposits have risen by 9.2% YoY, while global advances increased by 12.7% YoY and reached ₹12.59 lakh crore.

Current and Savings Account (CASA) deposits grew 6.3% YoY to ₹6.09 lakh crore. CASA ratio stood at 37.0%. Term deposits saw stronger growth of 10.9% YoY to reach ₹11.01 lakh crore.

The bank also saw a decrease in absolute NPAs. Gross NPAs reduced to ₹37,124 crore. Net NPAs fell to ₹3,610 crore.

Also Read - Marico Q4 FY26 Results: Revenue Up 22%, Profit Rises 14% on Strong Volume Growth

FY26 Performance

For the entire FY26, PNB reported a net profit of ₹16,904 crore, which is a slight growth of 1.6% YoY. Operating profit for the year stood at ₹29,290 crore, up 9.2% YoY.

PNB has announced a dividend of ₹3 per share for FY26.

Sources:

Company Press Release

Company Statement

This article is for informational purposes only and does not constitute financial advice. It is not produced by the desk of the Kotak Securities Research Team, nor is it a report published by the Kotak Securities Research Team. The information presented is compiled from several secondary sources available on the internet and may change over time. Investors should conduct their own research and consult with financial professionals before making any investment decisions. Read the full disclaimer here.

Investments in the securities market are subject to market risks. Read all the related documents carefully before investing. Brokerage will not exceed SEBI prescribed limit. The securities are quoted as an example and not as a recommendation. SEBI Registration No-INZ000200137 Member Id NSE-08081; BSE-673; MSE-1024, MCX-56285, NCDEX-1262

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