PNB Q4 FY26 Results: Profit Up 14% to ₹5,225 Crore

Punjab National Bank (PNB) reported a net profit of ₹5,225 crore in Q4 FY26, a 14.4% year-on-year (YoY) growth compared to ₹4,567 crore in the same quarter last year.

On 5 May 2026, Punjab National Bank’s share price closed at ₹107.89, a decrease of 0.73% on the National Stock Exchange. But the stock is likely to be in the news when the market reopens.

Key Q4 FY26 Figures

Operating profit for the quarter stood at ₹7,500 crore, up 10.7% YoY from ₹6,776 crore. Earnings per share (EPS) also increased to ₹4.55 from ₹3.97, reflecting a 14.6% growth.

The bank has maintained a positive momentum in asset quality. The gross non-performing asset (GNPA) ratio was down to 2.95%, a decrease of 100 basis points YoY, and the net NPA (NNPA) ratio has improved to 0.29% from 0.40% in the previous year. The provision coverage ratio improved to 97.14%.

Return on assets (RoA) was a bit better at 1.06% for the quarter. The global business grew by 10.7% YoY and reached ₹29.70 lakh crore. Global deposits have risen by 9.2% YoY, while global advances increased by 12.7% YoY and reached ₹12.59 lakh crore.

Current and Savings Account (CASA) deposits grew 6.3% YoY to ₹6.09 lakh crore. CASA ratio stood at 37.0%. Term deposits saw stronger growth of 10.9% YoY to reach ₹11.01 lakh crore.

The bank also saw a decrease in absolute NPAs. Gross NPAs reduced to ₹37,124 crore. Net NPAs fell to ₹3,610 crore.

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FY26 Performance

For the entire FY26, PNB reported a net profit of ₹16,904 crore, which is a slight growth of 1.6% YoY. Operating profit for the year stood at ₹29,290 crore, up 9.2% YoY.

PNB has announced a dividend of ₹3 per share for FY26.

Sources:

Company Press Release

Company Statement