Mutual Funds

There are several instances that may warrant a mutual fund exit. Being aware of them can help you meticulously plan your exit strategy.

When it comes to investing, especially for those looking to grow their wealth steadily, SIPs (Systematic Investment Plans) often come up as a popular choice. However, many people tend to confuse Mutual Fund SIPs and Stock SIPs. So, what exactly is the difference? In simple terms, a Mutual Fund is an investment vehicle. It pools money from various investors to invest in assets like stocks, bonds, and other securities. A professional fund manager handles the investment decisions, making it easier for everyday investors who may not have the time or expertise to manage a portfolio themselves.

Are you looking for a mutual fund that gives you the best of both worlds — equity and debt — and adjusts its portfolio as per market conditions? If yes, balanced advantage funds should be on your radar. These funds are a category of hybrid funds. Read on to learn what makes these funds unique and their various other aspects.

Did you know the latest sensation of financial markets? It is the humble systematic investment plan (SIP). Inflows into mutual fund SIPs have witnessed a steady increase in the past 12 months – they have risen from ₹18,838 crores in January 2024 to ₹21,262 crores in June 2024, an increase of 12.8% in six months. The growth is even more eye-opening when compared to corresponding data from a year ago. Inflows through SIP investment plans have increased 44% from ₹14,734 crores in June 2023 to ₹21,262 crores in June 2024 . The numbers point towards the growing popularity of SIP investments and their role in wealth creation for various life goals.

The extended internal rate of returns (XIRR) is one of the widely used metrics for computing returns from a mutual fund investment, the other being the compound annual growth rate (CAGR). As an investor, you must have a solid understanding of both to gauge your fund's performance. Read on to find out what is XIRR in mutual funds and how it differs from the CAGR.

Investing in mutual funds has gained significant traction over the years. If done right, mutual fund investments can help you build a significant corpus for various life goals. Like any other financial instrument, mutual funds have their share of advantages and disadvantages. Knowing them is essential to make intelligent decisions. Let’s take a look at both in detail.

Investors often face confusion when choosing equity fund investments due to the numerous options available. To make informed decisions, understand the fund categories and their subcategories.

Investors often need clarification when investing in mutual funds, as plenty exist. All funds have advantages and disadvantages, but all investors have different objectives and requirements and should invest according to their goals

Mutual Funds are most commonly regarded as a smart investing solution as they support achieving your financial objectives. One of mutual fund’s most significant advantages is that they are tax-efficient investment vehicles. Tax-efficient returns can be obtained from your investment in the Mutual Fund. However, investing in mutual funds can be an error if you do not consider tax.

Investing in mutual funds is a smart technique to wealth-generation. Investing small sums regularly is a good habit. But, how much one should save from one’s salary is a difficult question. There are so many books that recommend saving at least 30-40 percent of one’s salary in a fixed deposit. But there is no clear answer on what percentage should be saved with mutual funds.