SBFC Finance's Q4 FY 2025-26 Quarterly Results

Result Summary

• SBFC Finance Ltd reported a - quarter-on-quarter (QoQ) - in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 29.1%.
• Its expenses for the quarter were - by - QoQ and up 27.3% YoY.
• The net profit - - QoQ and increased 27.5% YoY.
• The earnings per share (EPS) of SBFC Finance Ltd stood at 0.85 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

SBFC Finance Ltd is a non-banking financial company (NBFC) that operates primarily within the financial services industry in India. The company specializes in providing loans to small and medium-sized enterprises (SMEs) and retail customers. SBFC Finance Ltd focuses on offering secured loans, such as loans against property, and unsecured personal loans. The company's target clientele includes self-employed individuals and small business owners who require financial assistance for business expansion, working capital needs, or personal requirements. As of the data available, there are no specific recent major developments or announcements from SBFC Finance Ltd.

Revenue

For the fourth quarter of fiscal year 2026 (Q4FY26), SBFC Finance Ltd reported a total income of ₹360.89 crores. This represents a significant year-over-year (YoY) increase of 29.1% compared to the ₹279.55 crores reported in the fourth quarter of fiscal year 2025 (Q4FY25). The data does not provide information for quarter-over-quarter (QoQ) comparison as the figures for the third quarter of fiscal year 2026 (Q3FY26) are marked as zero. This increase in total income reflects the company's ability to enhance its revenue stream over the year, showcasing growth in its financial operations.

Profitability

The profit before tax for SBFC Finance Ltd in Q4FY26 was ₹125.19 crores, which signifies a year-over-year increase of 28.8% from ₹97.21 crores in Q4FY25. The company's profit after tax amounted to ₹93.94 crores in Q4FY26, showing a 27.5% increase from ₹73.67 crores in the corresponding quarter of the previous year. The tax expense for the quarter was ₹31.25 crores, reflecting a 32.8% rise from ₹23.54 crores in Q4FY25. The earnings per share (EPS) for the quarter stood at ₹0.85, marking a 26.9% increase from ₹0.67 in Q4FY25. These figures illustrate the company's enhanced profitability over the year, despite an absence of quarter-over-quarter data for comparison.

Operating Metrics

In examining the operating metrics, total expenses for SBFC Finance Ltd in Q4FY26 were ₹214.84 crores, marking a 27.3% year-over-year increase from ₹168.71 crores in Q4FY25. The absence of data for Q3FY26 limits the analysis of quarter-over-quarter changes. Despite the increase in expenses, the company's revenue growth has outpaced the rise in costs, contributing to its improved profitability. The absence of certain key financial ratios such as the P/E ratio, debt-to-equity ratio, or current ratio in the provided data restricts further detailed analysis of the company's operational efficiency and financial health. Nonetheless, the upward trends in income and profitability metrics indicate a positive trajectory over the year.