Poonawalla Fincorp's Q4 FY 2025-26 Quarterly Results

Result Summary

• Poonawalla Fincorp Ltd reported a 16.6% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 80.7%.
• Its expenses for the quarter were up by 11.1% QoQ and 57.2% YoY.
• The net profit increased 69.6% QoQ and increased 308.8% YoY.
• The earnings per share (EPS) of Poonawalla Fincorp Ltd stood at 3.14 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

---

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Poonawalla Fincorp Ltd is a financial services company primarily engaged in providing loans and financial products. The company operates within the non-banking financial company (NBFC) sector in India. Its product offerings generally include loans for business purposes, personal loans, and vehicle financing, among others. As of the most recent updates, Poonawalla Fincorp Ltd has been focusing on expanding its digital platforms to enhance customer experience and has been involved in various strategic initiatives to streamline its operations and improve financial performance. However, any specific recent developments in terms of mergers, acquisitions, or major strategic changes are not available from the provided data.

Revenue

In the fourth quarter of the fiscal year 2026 (Q4FY26), Poonawalla Fincorp Ltd reported a total income of ₹2,120.39 crores. This represents a quarter-over-quarter (QoQ) increase of 16.6% from ₹1,818.48 crores in Q3FY26, and a significant year-over-year (YoY) growth of 80.7% compared to ₹1,173.31 crores in Q4FY25. The substantial increase in revenue over the year indicates a robust growth trajectory for the company within this period. The rise in total income could be attributed to increased lending activities or higher interest income, but specific drivers of this growth are not detailed in the provided data.

Profitability

The profit before tax (PBT) for Q4FY26 stood at ₹341.07 crores, marking a 70.4% increase compared to the previous quarter's PBT of ₹200.21 crores. On a YoY basis, this reflects a substantial increase of 325.2% from the ₹80.22 crores recorded in Q4FY25. The profit after tax (PAT) for Q4FY26 was ₹254.79 crores, which represents a QoQ growth of 69.6% from ₹150.22 crores in Q3FY26, and a remarkable YoY increase of 308.8% from ₹62.33 crores in the same quarter of the previous year. Earnings per share (EPS) for Q4FY26 was ₹3.14, up 69.7% QoQ from ₹1.85 and 287.7% YoY from ₹0.81. These figures demonstrate a strong profitability performance for the quarter.

Operating Metrics

Total expenses for Poonawalla Fincorp Ltd in Q4FY26 were ₹1,469.41 crores, reflecting an 11.1% increase from ₹1,322.80 crores in Q3FY26, and a 57.2% increase from ₹934.91 crores in Q4FY25. The rise in expenses, while significant, was proportionally less than the increase in total income, thus contributing to improved profitability margins. The tax expense for Q4FY26 was ₹86.28 crores, up 72.6% QoQ from ₹49.99 crores and 382.3% YoY from ₹17.89 crores, indicating a higher taxable income due to increased profitability. The overall financial data reflects a period of expansion and growth, with marked improvements in revenue and profit metrics.