Poonawalla Fincorp's Q1 FY 2026-27 Quarterly Results

Result Summary

• Poonawalla Fincorp Ltd reported a 10.2% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 77.8%.
• Its expenses for the quarter were up by 7.0% QoQ and 58.9% YoY.
• The net profit increased 20.8% QoQ and increased 391.5% YoY.
• The earnings per share (EPS) of Poonawalla Fincorp Ltd stood at 3.54 during Q1 FY 2026-27.

Financial Statments for Q1 FY 2026-27

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Poonawalla Fincorp Ltd is a prominent financial services company operating within the Indian market. The company primarily offers a diverse range of financial products and services, including personal loans, business loans, and other financial solutions tailored to meet the needs of its customers. As part of the broader financial services industry, Poonawalla Fincorp Ltd is positioned to leverage its expertise and market presence to deliver comprehensive financial solutions. Recent developments for the company are not available in the provided data, and any further insights into recent strategic initiatives or market activities would require additional information beyond the scope of this report.

Revenue

During the first quarter of the fiscal year 2027 (Q1FY27), Poonawalla Fincorp Ltd reported a total income of ₹2336.92 crores. This reflects a quarter-over-quarter (QoQ) increase of 10.2% from the previous quarter (Q4FY26), where the total income stood at ₹2120.39 crores. On a year-over-year (YoY) basis, there was a significant increase of 77.8% compared to Q1FY26, during which the total income was reported as ₹1314.01 crores. These figures indicate a robust growth trajectory in the company's revenue generation over both the previous quarter and the corresponding period of the prior year.

Profitability

The profitability of Poonawalla Fincorp Ltd has shown considerable improvement in Q1FY27. The profit before tax for this quarter was ₹411.26 crores, marking a QoQ growth of 20.6% from ₹341.07 crores in Q4FY26. Comparatively, on a YoY basis, the profit before tax surged by 392.9% from ₹83.44 crores in Q1FY26. After accounting for taxes of ₹103.55 crores in Q1FY27, the profit after tax amounted to ₹307.71 crores. This represents a QoQ increase of 20.8% from ₹254.79 crores in Q4FY26, and a substantial YoY growth of 391.5% from ₹62.60 crores in Q1FY26. The earnings per share (EPS) also increased to ₹3.54 in Q1FY27, up 12.7% QoQ from ₹3.14 in Q4FY26, and up 337.0% YoY from ₹0.81 in Q1FY26.

Operating Metrics

Total expenses for Poonawalla Fincorp Ltd in Q1FY27 were reported at ₹1572.09 crores, which is a 7.0% increase from ₹1469.41 crores in Q4FY26, and a 58.9% rise from ₹989.49 crores in Q1FY26 on a YoY basis. The growth in total expenses corresponds with the increase in total income, reflecting the company's expanding operational scale. The tax expense for Q1FY27 was ₹103.55 crores, up by 20.0% QoQ from ₹86.28 crores in Q4FY26, and up 396.9% YoY from ₹20.84 crores in Q1FY26. These metrics collectively underscore the company's operational dynamics over the respective periods.