PNB Housing Finance's Q2 FY 2026-27 Quarterly Results

Result Summary

• PNB Housing Finance Ltd reported a 7.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 13.8%.
• Its expenses for the quarter were up by 6.3% QoQ and 12.9% YoY.
• The net profit increased 10.6% QoQ and increased 6.0% YoY.
• The earnings per share (EPS) of PNB Housing Finance Ltd stood at 23.59 during Q2 FY 2026-27.

Financial Statments for Q2 FY 2026-27

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

PNB Housing Finance Ltd is a prominent player in the housing finance sector in India. The company primarily engages in providing housing loans to individuals and corporate bodies for the purchase, construction, repair, and upgradation of houses. It also offers loans against property and loans for the purchase of commercial properties. The company operates in the financial services industry, catering to diverse customer needs with a focus on housing finance solutions. As of the latest available data, there are no specified major developments associated with PNB Housing Finance Ltd.

Revenue

In the second quarter of the fiscal year 2027 (Q2FY27), PNB Housing Finance Ltd reported a total income of ₹2423.95 crores. This marks a 7.0% increase quarter-over-quarter (QoQ) from ₹2265.36 crores in Q1FY27, and a 13.8% increase year-over-year (YoY) from ₹2130.60 crores in Q2FY26. The observed growth in total income indicates a substantial increase in the company's revenue-generating capabilities over the measured periods, reflecting positively on its operational activities during Q2FY27.

Profitability

PNB Housing Finance Ltd's profitability metrics for Q2FY27 show a profit before tax (PBT) of ₹796.61 crores, which marks a 10.9% increase QoQ from ₹718.44 crores in Q1FY27 and a 4.9% increase YoY from ₹759.64 crores in Q2FY26. After accounting for taxes, the profit after tax (PAT) for the quarter stood at ₹616.55 crores, representing a 10.6% increase QoQ from ₹557.34 crores and a 6.0% increase YoY from ₹581.59 crores. These figures reflect robust performance in the company's profitability over both the quarter and the year, showcasing efficient cost management and revenue optimization strategies.

Operating Metrics

The operating expenses of PNB Housing Finance Ltd for Q2FY27 were reported at ₹1674.90 crores, indicating a 6.3% increase QoQ from ₹1576.06 crores in the previous quarter and a 12.9% increase YoY from ₹1484.14 crores in Q2FY26. The company's tax expense for Q2FY27 was ₹180.06 crores, up 11.8% QoQ and 1.1% YoY. The earnings per share (EPS) for the quarter were ₹23.59, showing a 10.6% increase both QoQ and YoY. These metrics provide insights into the operational efficiency and shareholder value creation of the company, reflecting its financial health and performance dynamics during Q2FY27.