Paul Merchants' Q1 FY 2026-27 Quarterly Results

Result Summary

• Paul Merchants Ltd reported a 0.1% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a decline of 1.2%.
• Its expenses for the quarter were down by 1.4% QoQ and 4.2% YoY.
• The net profit increased 289.1% QoQ and decreased 96.9% YoY.
• The earnings per share (EPS) of Paul Merchants Ltd stood at 28.88 during Q1 FY 2026-27.

Financial Statments for Q1 FY 2026-27

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Paul Merchants Ltd, a company with a diverse portfolio, primarily operates in the financial services sector, dealing in foreign exchange, international money transfers, and travel services, among others. It is known for providing a suite of products that cater to both individual and business customers. As of the latest available data, Paul Merchants Ltd has been involved in the expansion of its financial services offerings, although specific recent developments are not detailed in the provided data. The company continues to be a significant player in the financial services industry in India, with a focus on enhancing customer experience through digital transformation and strategic partnerships.

Revenue

During the first quarter of the fiscal year 2027 (Q1FY27), Paul Merchants Ltd reported a total income of ₹491.17 crores. This reflects a slight increase of 0.1% compared to the fourth quarter of the fiscal year 2026 (Q4FY26), where the total income was ₹490.70 crores. However, when compared year-over-year (YoY) to the first quarter of the fiscal year 2026 (Q1FY26), there is a decline of 1.2% from ₹497.13 crores. This data suggests that while there has been a minor increase in revenue on a quarter-over-quarter basis, the company's revenue has slightly decreased over the past year.

Profitability

Paul Merchants Ltd demonstrated a significant improvement in profitability in Q1FY27. The profit before tax (PBT) for this quarter was ₹13.42 crores, marking a substantial quarter-over-quarter (QoQ) increase of 110.3% from Q4FY26's PBT of ₹6.38 crores. In comparison to the first quarter of the fiscal year 2026, where the company experienced a loss before tax of ₹1.69 crores, this marks a remarkable turnaround with a YoY increase of 894.1%. Despite the improvement in PBT, the profit after tax (PAT) for Q1FY27 was ₹8.91 crores, which shows a dramatic YoY decrease of 96.9% from Q1FY26's ₹287.46 crores, attributed to the large recorded PAT in the previous year. The earnings per share (EPS) for Q1FY27 was ₹28.88, reflecting a similar trend as PAT with a 288.2% QoQ increase but a 96.9% YoY drop.

Operating Metrics

Total expenses for Paul Merchants Ltd in Q1FY27 were ₹477.75 crores, showing a decrease of 1.4% from Q4FY26, where expenses were ₹484.31 crores. When compared YoY, there was a more significant reduction of 4.2% from Q1FY26's ₹498.83 crores. The tax paid in Q1FY27 was ₹4.52 crores, a notable QoQ increase from Q4FY26's ₹1.66 crores, up by 172.3%, and a YoY increase of 438.1% from Q1FY26's ₹0.84 crores. This indicates a higher tax burden relative to previous periods. These operating metrics suggest a focus on cost management and tax adjustments that have impacted the company's net profitability and earnings per share.