AU Small Finance Bank Q4 Results: Net Profit Jumps 65%; ₹1 Dividend Announced

AU Small Finance Bank reported strong quarterly results for the March quarter, with net profit rising sharply. Lower provisions supported the profit growth. Asset quality also continued to improve.

Net profit for the fourth quarter came in at ₹832 crore, up 65% from ₹504 crore reported in the same period last year.

Net interest income (NII), which reflects earnings from core lending operations, rose 23% year-on-year (YoY) to ₹2,582 crore, compared with ₹2,094 crore a year earlier. Operating profit also moved higher, increasing 4.6% to ₹1,352 crore.

AU Small Finance Bank shares ended lower on Monday. The stock fell 2.13%. In contrast, the NSE Nifty 50 moved up 0.81% during the same session.

Asset Quality Improves

Asset quality improved on a sequential basis. Gross non-performing assets (GNPAs) came down to ₹2,755.6 crore from ₹2,880.5 crore in the previous quarter. Net non-performing assets (NPAs) also declined, falling to ₹989.9 crore from ₹1,091.5 crore.

In percentage terms, gross NPA eased to 2.03% from 2.30% quarter-on-quarter. Net NPA stood at 0.74%, down from 0.88% in the last quarter.

Lower stress levels were reflected in provisions as well. Provisions for the quarter came at ₹269 crore, down from ₹331 crore in the previous quarter and ₹635 crore in the year-ago period.

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Dividend And Other Details

The company announced a dividend of ₹1 per equity share, subject to shareholder approval at the upcoming annual general meeting.

The bank also announced the appointment of Gaurav Jain as its chief financial officer, effective 27 April 2026.

Sources:

NDTV Profit

The Economic Times

CNBC TV18