General

The Indian government provides retirement plans: the National Pension Scheme (NPS) and the Atal Pension Yojana (APY). They allow Indians to save money for their post-retirement years. Anyone above 18 years old can enroll in the NPS. However, APY is only for non-taxpayers. Both schemes have similar objectives. However, there are considerable differences between the two schemes. So, let’s find out the difference between NPS and APY in this post.

The National Pension Scheme (NPS) is a retirement benefit scheme. Anyone can invest in it, including minors. The performance of asset classes determines the pension amount. Tier 1 and Tier II accounts are the two categories of accounts that the National Pension System offers. The Employees Pension Fund (EPF) is a savings and retirement scheme for salaried individuals. This fund receives monthly contributions from both the employer and the employee. So, there are some key distinctions between EPF and NPS. Let’s take a detailed look at the difference between NPS and EPF in this article.

Equity Linked Savings Scheme (ELSS) Mutual Funds combine tax advantages and potential capital appreciation. This investment option has gained popularity among investors due to its superior returns compared to traditional instruments like the Public Provident Fund (PPF) and National Savings Certificate (NSC).

Although filing Income Tax Returns (ITR) may seem cumbersome, its benefits surpass the momentary inconvenience. While income tax laws mandate filing for some and make it voluntary for others, it is essential to file ITR irrespective of one's category. Let us learn more about the reasons for ITR filing in detail.

Kay Cee Energy and Infra Ltd’s initial public offering (IPO) opens for subscription on 28 December. The IPO's issue size is Rs 15.93 crore, with an issue price of Rs 51 -54. That said, before investing in an IPO, it’s essential for you, as an investor, to be aware of the associated risks. Along with the general risk associated with any IPO, there are certain other risks that you need to be mindful of. These risks can affect the company’s profitability and operations. If you are looking forward to applying for the shares of Kay Cee Energy and Infra Ltd in its IPO, here are five risks you need to consider before subscribing.

A mutual fund that generates returns on a regular basis is an income fund. The fund operates on a monthly or quarterly basis. It prioritises current income above capital appreciation. Income funds make it easy for investors to participate in dividend or interest-paying securities. This makes income funds quite popular. So, let's explore what income funds are in detail. This article discusses the income funds definition, types, benefits and drawbacks.

A Venture Capital Firm is a privately managed fund that allocates resources to support early-stage and burgeoning startups exhibiting the prospect of substantial growth. The contributors to this fund typically include major multinational corporations or individuals with significant financial assets, often referred to as High Net Worth Individuals (HNIs). Venture Capital embraces a model characterised by elevated risk and the potential for substantial returns. In the event of a startup encountering failure, the entire investment from the venture capital is deemed as a loss. Consequently, individuals engaging in such investments typically possess substantial surplus funds.

Equity-Linked Savings Schemes (ELSS) are mutual funds that invest in stocks. However, Public Provident Funds (PPF) is a long-term savings and investment scheme. ELSS has a 3-year lock-in period. Whereas, PPF has a 5-year lock-in period. These instruments allow deductions up to Rs 1,50,000 annually. So, both ELSS and PPF assist in long-term wealth generation. But the question is: which is a better option? To understand this, it’s important to know how they differ. So, let's understand the difference between ELSS and PPF.

A Systematic Investment Plan, or SIP, means a consistent investment of predetermined amounts in a chosen Mutual Fund scheme. Monthly, a fixed sum is debited from your savings account and directed into your selected Mutual Fund, offering a disciplined approach to wealth accumulation through regular investments. Let us learn more about the benefits and meaning of SIP in this article.

Countries have special savings accounts called Sovereign Wealth Funds (SWFs). These accounts are owned by the government and are filled with money from selling things like oil or saving extra cash. Let us look into the article to know more about what sovereign funds are.