Regency Fincorp's Q4 FY 2025-26 Quarterly Results

Result Summary

• Regency Fincorp Ltd reported a 31.5% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 42.9%.
• Its expenses for the quarter were up by 66.0% QoQ and 55.7% YoY.
• The net profit increased 3.8% QoQ and increased 36.3% YoY.
• The earnings per share (EPS) of Regency Fincorp Ltd stood at 0.39 during Q4 FY 2025-26.

Financial Statments for Q4 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Regency Fincorp Ltd is a company operating within the financial services industry. As a firm operating in this sector, Regency Fincorp Ltd is likely involved in providing a range of financial products and services. However, specific information about the company's main products or services, industry specifics, or any recent major developments is not available within the provided data. Understanding the company's position in the market and its strategic initiatives would typically require additional information beyond the financial data provided. Without this context, the following analysis will focus purely on the quantitative financial data available for review.

Revenue

In the fourth quarter of fiscal year 2026 (Q4FY26), Regency Fincorp Ltd reported a total income of ₹12.02 crores. This represents a substantial increase in revenue compared to the third quarter of fiscal year 2026 (Q3FY26), where the total income was ₹9.14 crores, marking a quarter-over-quarter (QoQ) growth of 31.5%. Additionally, when compared to the fourth quarter of fiscal year 2025 (Q4FY25), where the total income was ₹8.41 crores, there is a year-over-year (YoY) increase of 42.9%. Such changes in revenue are key metrics that indicate the company's sales performance over the respective periods.

Profitability

Regency Fincorp Ltd's profitability metrics show a positive trend in the fourth quarter of fiscal year 2026. The company recorded a profit before tax of ₹4.70 crores in Q4FY26, which is a slight increase from ₹4.60 crores in Q3FY26, reflecting a QoQ rise of 2.2%. Comparing this to Q4FY25, where the profit before tax was ₹3.50 crores, there is a YoY increase of 34.3%. The profit after tax in Q4FY26 was ₹3.53 crores, compared to ₹3.40 crores in Q3FY26, marking a QoQ increase of 3.8%. Year-over-year, profit after tax rose by 36.3% from ₹2.59 crores in Q4FY25. The earnings per share (EPS) for Q4FY26 was ₹0.39, which is a 5.4% increase from the previous quarter's EPS of ₹0.37, but a decrease of 4.9% compared to ₹0.41 in Q4FY25.

Operating Metrics

The total expenses incurred by Regency Fincorp Ltd in Q4FY26 were ₹7.32 crores, which shows a significant increase of 66.0% from ₹4.41 crores in Q3FY26. Comparing the expenses to the same quarter in the previous year, where expenses were ₹4.70 crores, there is a YoY increase of 55.7%. The tax paid in Q4FY26 was ₹1.16 crores, slightly lower than the ₹1.19 crores in Q3FY26, indicating a 2.5% decrease. However, there is a YoY increase of 27.5% from ₹0.91 crores in Q4FY25. These operating metrics provide insight into the cost structure and tax obligations of Regency Fincorp Ltd across different reporting periods.