PB Fintech's Q2 FY 2026-27 Quarterly Results

Result Summary

• PB Fintech Ltd reported a 15.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2026-27). On a year-on-year (YoY) basis, it witnessed a growth of 34.1%.
• Its expenses for the quarter were up by 14.9% QoQ and 32.6% YoY.
• The net profit increased 18.1% QoQ and increased 42.6% YoY.
• The earnings per share (EPS) of PB Fintech Ltd stood at 4.13 during Q2 FY 2026-27.

Financial Statments for Q2 FY 2026-27

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

PB Fintech Ltd is a prominent company widely recognized for its pivotal role in the fintech industry. The company primarily operates in the digital financial services sector, offering a range of products and services that cater to insurance and financial products. It is best known for its online platforms that simplify the process of buying insurance products and accessing financial services. As of the latest available data, there are no specific major developments noted for PB Fintech Ltd. The company's business model revolves around leveraging technology to enhance accessibility and transparency in the financial services domain, providing a comprehensive suite of solutions to both consumers and businesses.

Revenue

In the second quarter of the fiscal year 2027 (Q2FY27), PB Fintech Ltd reported a total income of ₹2277.56 crores. This figure reflects a notable increase of 15.0% quarter-over-quarter (QoQ) from ₹1981.32 crores in Q1FY27 and a significant year-over-year (YoY) growth of 34.1% from ₹1698.06 crores in Q2FY26. The company's revenue growth can be observed in both the sequential and annual comparisons, indicating robust financial performance over the respective periods. These figures underscore the company's ability to maintain a strong revenue trajectory amidst varying market conditions.

Profitability

Profitability for PB Fintech Ltd in Q2FY27 is demonstrated by a Profit Before Tax (PBT) of ₹209.90 crores, which is an increase of 15.9% from ₹181.06 crores in the previous quarter (Q1FY27) and a 50.7% increase from ₹139.24 crores in Q2FY26. The Profit After Tax (PAT) for Q2FY27 stands at ₹192.39 crores, showing an 18.1% increase QoQ from ₹162.91 crores in Q1FY27 and a 42.6% growth YoY from ₹134.89 crores in Q2FY26. Additionally, the Earnings Per Share (EPS) for the quarter was ₹4.13, which rose by 18.0% QoQ from ₹3.50 and 42.9% YoY from ₹2.89. These profitability metrics highlight the company's ability to enhance its earnings performance over time.

Operating Metrics

Analyzing the operating metrics of PB Fintech Ltd, the total expenses incurred in Q2FY27 were ₹2067.66 crores, reflecting a 14.9% increase from ₹1800.26 crores in Q1FY27, and a 32.6% rise from ₹1558.82 crores in Q2FY26. The tax expense incurred during this quarter was ₹13.02 crores, which is a decrease of 16.9% from ₹15.67 crores in the previous quarter, but an increase of 81.6% from ₹7.17 crores in the same quarter of the previous year. These metrics provide insights into the operational cost structure and tax obligations of PB Fintech Ltd over the analyzed periods, reflecting changes in expense management and fiscal policies.